Car warranty

A vehicle warranty (also called mechanical breakdown insurance) is a type of insurance policy that protects you from the cost of fixing certain mechanical problems and electrical faults

At their most simplistic, motor warranty policies will cover basic issues to do with the engine and transmission system. However, warranties can be as comprehensive as you like - with the premiums paid adjusted according to the amount of cover you get.

We do not compare vehicle warranties, but we have teamed up with one of the UK’s leading providers of extended motor warranties. Warranty Direct supply warranties for new, used, performance and prestige vehicles.

Do you have a vehicle that is at – or approaching – the end of its manufacturer warranty? Or perhaps you have an even older vehicle? An extended warranty could be a sensible precaution against unexpected and potentially expensive repair bills.

The nature of these policies varies, but they generally provide cover for 12 months – with options to extend it even further.

Most new vehicles come with a manufacturer’s warranty as standard, but you may wish to consider extending your warranty for extra protection.

Some vehicles are expensive to repair; therefore, it makes sense to protect yourself from unexpected costs.

Some things to consider before taking out an extended warranty:

• What's your car, van or motorbikes value and the average cost of repairs?
• Do you own a vehicle that is likely to suffer expensive breakdowns?
• How frequently might your vehicle break down?

Premiums will vary depending on the length of the policy, and are based on:

• the type of vehicle
• the size of the engine
• your annual mileage

*Wear and tear covered from day 1 on renewals or continuing a manufacturer’s policy. Otherwise a 90-day exclusion period applies.

Warranty Direct offers you a flexible warranty, tailored to your vehicle and budget. All eligible vehicle’s get Warranty Direct’s Core cover as standard. You can then choose to add on additional protection.

If you ever have to claim, Warranty Direct’s in-house Claims Department will deal with it for you. This ensures the service you receive is prompt and efficient and that you don’t have to deal with any third-party claims handling company.

Customer feedback speaks for itself. In 2018, Warranty Direct was accredited as a Trusted Merchant from Feefo – one of the most popular online review platforms.

• Your car must be less than 12 years old and have clocked no more than 120,000 miles in order to get a warranty
• Your van must be less than 12 years old and have clocked no more than 120,000 miles in order to get a warranty
• Your bike must be up to 10 years old with 60,000 miles or less on the clock to get a warranty

To start, enter your number plate or the make and model of your car, van or bike. Then you’ll be asked to provide some personal information before getting your quote.

The policy will cover repairs to be carried out in either an independent garage or a franchised dealer – you decide before buying the policy. Please note: the independent garage of your choice must be VAT registered.