A car warranty (also called mechanical breakdown insurance) is a type of insurance policy that protects you from the cost of fixing certain mechanical problems and electrical faults.
At their most simplistic, car warranty policies will cover basic issues to do with the engine and transmission system. However, warranties can be made as comprehensive as you like - with the premiums paid adjusted according to the amount of cover you get.
We don't compare car warranties, but we’ve teamed up with one of the UK’s leading providers of used car warranties. Warranty Direct supply warranties for new, used, performance and prestige vehicles.
Warranty Direct offer three levels of cover:
- ExtraCare - the most comprehensive policy - provides cover for most areas of the car.
- SecureCare covers a lot of areas, but excludes air conditioning and suspension.
- MajorCare cover for specific components only - including the engine, gearbox and transmission.
Do you have a vehicle that's at – or approaching – its manufacturer warranty? Or perhaps an even older one? An extended car warranty could be a very sensible precaution against unexpected and potentially expensive repair bills.
The nature of these policies varies, but they generally provide cover for 12 months – with options to extend it even further.