What is commercial van insurance?
- Cover designed for vehicles used in connection with your business
- It could protect your work van and the tools and materials you transport
- Optional extras such as breakdown assistance, replacement vehicle hire and cover for your tools and equipment could help keep your business moving
What should I know about commercial van insurance?
- One-man army or a fleet of transporters, get the right cover for your commercial vehicle here
Vans are often at a greater risk of theft (due to their contents and scrap value) and collisions (due to generally covering more miles) than regular vehicles, so it’s important to get the right policy in place to protect them, especially if your van is essential to your business.
If your vehicle is used in connection with anything that involves payment or income, it may not be covered under a standard insurance policy. Ensure you select the commercial policy that suits your needs the best, taking into consideration things like driving to several places of work, transportation of work related goods and materials, as well as sales trips.
You’ll need to decide on the level of cover you need. Third party only cover is a legal requirement on UK roads, but you may want to consider extending your level of cover (see our insurance cover guide), or additional options, depending on your van and how you use it. If your business is delivery-focused, you may want to look into;
Finding the right level of cover will not only keep your commercial vehicle legal, but could also protect you and your business from unnecessary loss following theft or damage to your van.