If you have a healthy lifestyle the chances of something drastic happening to you are lower. Despite that, in terms of protecting your loved ones, it's best to plan for the worst case scenario. Making sure you are fully covered will give you peace of mind that should the worse happen, your family could have the financial help they need.
Although you might still feel you are in the prime of your life, shocking data released by the Office for National Statistics shows that across the UK in 2011 almost 17,000 men in their 50's passed away. Unfortunately, the statistics for women are no less frightening, with over 11,000 women dying in their 50's in the same period.
*Details taken from the Office for National Statistics (ONS).
According to the same ONS data, whether you're male or female and in your 60s you are over 45% more likely to die compared to when you were in your 50s, as you get older, this percentage remains high.