Critical illness cover

Compare & buy critical illness cover

Critical illness life insurance
Protect your small people, or other humans you love.

What is critical illness cover?

  • It's an insurance policy that pays out if you're diagnosed with a critical illness during the lifetime of the policy.
  • Not all critical illnesses are covered though. The amount and type of illnesses covered can vary depending on the company (some cover over 40 illnesses, whilst others cover fewer). To find out exactly what isn't covered, you'll need to read the terms and conditions of your chosen provider, and if in doubt just give us a call.
  • If you're interested in buying a critical illness policy, simply select to include it when you get a life insurance quote.

What's classed as a critical illness?

What companies define as a critical illness can vary. Policies commonly cover heart conditions, some forms of cancer or kidney/liver failure. Other conditions that could be classed as critical illness include:

  • Major organ transplant
  • Parkinson's disease
  • Deafness
  • Traumatic head injury
  • Bacterial meningitis

This list isn't exhaustive, and not all companies will cover all of these, so it's important to check policy details to see the full list of illnesses covered.

Being diagnosed with a critical illness is a life-changing ordeal, you may have to give up work completely and need round-the-clock care. Having cover in place, means if you're diagnosed with a critical illness covered under your insurance plan, you could make a claim. Any money paid out from a critical illness claim could be used to help maintain your standard of living, and if needed, pay for healthcare.

Why compare critical illness insurance with

Our critical illness insurance comparison tool is designed to help you find the right cover at the right price.

  • Our online comparison is easy and free to use

  • We were the 1st UK insurance price comparison site

  • You can call our UK-based experts on 0800 422 0060

  • 9/10 users would recommend us*

* Research conducted by Out of 523 respondents, 94.5% said they would recommend to a friend (November - January 2015).

31 Life insurance reviews

Very easy process, clearly showed the options available and helped choose the best cover for our needs.

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Confused Life is arranged and administered by Direct Life & Pension Services Ltd, who are authorised and regulated by the Financial Conduct Authority. Registered office; Pinnacle House, A1 Barnet Way, Borehamwood, Hertfordshire WD6 2XX. Registered in England and Wales No 2467691.