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Critical illness cover

Compare & buy critical illness cover with

  • Get cover in case you're diagnosed with a defined critical illnesses
  • Critical illness policies typically pay out for conditions like heart attacks, strokes, some forms of cancer and more
  • Some companies offer cover for children at no extra charge
  • If you're more comfortable talking to someone over the phone, call our UK based call centre on 0800 422 0060

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What is critical illness cover?

It's an insurance policy that pays out if you're diagnosed with a critical illness during the lifetime of the policy. 

Not all critical illnesses are covered though.  The amount and type of illnesses covered can vary depending on the company (some cover over 40 illnesses, whilst others cover fewer).   To find out exactly what isn't covered, you'll need to read the terms and conditions of your chosen provider, and if in doubt just give us a call.

If you're interested in buying a critical illness policy, simply select to include it when you get a life insurance quote.

What's classed as a critical illness?

What companies define as a critical illness can vary.  Policies commonly cover heart conditions, some forms of cancer or kidney/liver failure.  Other conditions that could be classed as critical illness include:

  • Major organ transplant
  • Parkinson's disease
  • Deafness
  • Traumatic head injury
  • Bacterial meningitis

This list isn't exhaustive, and not all companies will cover all of these, so it's important to check policy details to see the full list of illnesses covered.

Being diagnosed with a critical illness is a life-changing ordeal, you may have to give up work completely and need round-the-clock care.  Having cover in place, means if you're diagnosed with a critical illness covered under your insurance plan, you could make a claim. Any money paid out from a critical illness claim could be used to help maintain your standard of living, and if needed, pay for healthcare.

grey avatar silhouette of person I would recommend to my family and friends. I have saved £15 month on life insurance.

Nov 2013

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Nov 2013

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Nov 2013

Helen Colbridge After about 5 minutes I found the best quote from all of the comparison websites within The process was quick and easy to use, which was very helpful. Thanks

Mar 2014

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Sep 2013

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Sep 2013

grey avatar silhouette of person I love it. Great price and great cover. So affordable.

Nov 2013

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Nov 2013

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Nov 2013

grey avatar silhouette of person was so easy to use and had lots of good quotes. I initially got a quote over the phone, the guy was very helpful and thorough, eventually booked it online, very happy.

Nov 2013

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Nov 2013

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Why compare critical illness insurance with

Our critical illness insurance comparison tool is designed to help you find the right cover at the right price.

  • Our online comparison is easy and free to use
  • We were the 1st UK insurance price comparison site
  • You can call our UK-based experts on 0800 422 0060 
  • 9/10 users would recommend us*

*Research conducted by Out of 1,441 respondents, 94.2% said they would recommend to a friend (January - March 2014).

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Matt Lloyd, Head of life insurance

Matt Lloyd, Head of Life insurance

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