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Critical illness cover

Compare & buy critical illness cover with Confused.com



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What is critical illness cover?

It's an insurance policy that pays out if you're diagnosed with a critical illness during the lifetime of the policy

Not all critical illnesses are covered though.  The amount and type of illnesses covered can vary depending on the company (some cover over 40 illnesses, whilst others cover fewer).   To find out exactly what isn't covered, you'll need to read the terms and conditions of your chosen provider, and if in doubt just give us a call.

If you're interested in buying a critical illness policy, simply select to include it when you get a life insurance quote.

What's classed as a critical illness?

What companies define as a critical illness can vary.  Policies commonly cover heart conditions, some forms of cancer or kidney/liver failure.  Other conditions that could be classed as critical illness include:

  • Major organ transplant
  • Parkinson's disease
  • Deafness
  • Traumatic head injury
  • Bacterial meningitis

This list isn't exhaustive, and not all companies will cover all of these, so it's important to check policy details to see the full list of illnesses covered.

Being diagnosed with a critical illness is a life-changing ordeal, you may have to give up work completely and need round-the-clock care.  Having cover in place, means if you're diagnosed with a critical illness covered under your insurance plan, you could make a claim. Any money paid out from a critical illness claim could be used to help maintain your standard of living, and if needed, pay for healthcare.

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Joel Spiegelhalter Aug 2014

grey avatar silhouette of person The service was excellent. Papers sent on time. And I got a quick response from the provider

Kareemulla Shaik Mohammed Jul 2014

grey avatar silhouette of person Excellent!

Jane Booth Jun 2014

grey avatar silhouette of person Very easy process, clearly showed the options available and helped choose the best cover for our needs.

Liz Baylis Aug 2014

grey avatar silhouette of person Very quick response and easy to set up

Sam Wilkes Jun 2014

grey avatar silhouette of person A straightforward no hassle experience. Very easy to find insurance to suit my budget.

Dean Westnutt May 2014

grey avatar silhouette of person After about 5 minutes I found the best quote from all of the comparison websites within Confused.com. The process was quick and easy to use, which was very helpful. Thanks

Helen Colbridge Mar 2014

grey avatar silhouette of person I love it. Great price and great cover. So affordable.

Lorna Gardner Nov 2013

grey avatar silhouette of person Quick access to quotes and a good deal.

Louise McCann Nov 2013

grey avatar silhouette of person Confused.com was so easy to use and had lots of good quotes. I initially got a quote over the phone, the guy was very helpful and thorough, eventually booked it online, very happy.

Natalie Blythin Nov 2013

grey avatar silhouette of person I would recommend Confused.com to my family and friends. I have saved £15 month on life insurance.

Alice Kelly Nov 2013

grey avatar silhouette of person Very easy to do and a quick response.

Elizabeth Woodward Nov 2013

grey avatar silhouette of person Easy to use, quick to set up. Help provided over the phone.

Emma Wood Nov 2013

grey avatar silhouette of person Very easy steps to follow.

Muhammad Khan Nov 2013

grey avatar silhouette of person A very quick and easy process with lots of options to choose from. I would definitely recommend.

Shahad Howe Nov 2013

grey avatar silhouette of person Very pleased with the results, had no life insurance for my husband after our mortgage finished, and I felt we got a very good deal.

Janet Glen Sep 2013

grey avatar silhouette of person Couldn't be easier, saved time and money. Love this site.

Lesley Lees Sep 2013

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Why compare critical illness insurance with Confused.com?

Our critical illness insurance comparison tool is designed to help you find the right cover at the right price.

  • Our online comparison is easy and free to use
  • We were the 1st UK insurance price comparison site
  • You can call our UK-based experts on 0800 422 0060 
  • 9/10 users would recommend us*

* Research conducted by Confused.com. Out of 945 respondents, 97.88% said they would recommend Confused.com to a friend (July - October 2014).

Confused Life is arranged and administered by Direct Life & Pension Services Ltd, who are authorised and regulated by the Financial Conduct Authority. Registered office; Pinnacle House, A1 Barnet Way, Borehamwood, Hertfordshire WD6 2XX. Registered in England and Wales No 2467691.