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Critical illness cover

Compare & buy critical illness cover with Confused.com


  • Get cover in case you're diagnosed with a defined critical illnesses
  • Critical illness policies typically pay out for conditions like heart attacks, strokes, some forms of cancer and more
  • Some companies offer cover for children at no extra charge
  • If you're more comfortable talking to someone over the phone, call our UK based call centre on 0800 422 0060


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What is critical illness cover?

It's an insurance policy that pays out if you're diagnosed with a critical illness during the lifetime of the policy. 

Not all critical illnesses are covered though.  The amount and type of illnesses covered can vary depending on the company (some cover over 40 illnesses, whilst others cover fewer).   To find out exactly what isn't covered, you'll need to read the terms and conditions of your chosen provider, and if in doubt just give us a call.

If you're interested in buying a critical illness policy, simply select to include it when you get a life insurance quote.

What's classed as a critical illness?

What companies define as a critical illness can vary.  Policies commonly cover heart conditions, some forms of cancer or kidney/liver failure.  Other conditions that could be classed as critical illness include:

  • Major organ transplant
  • Parkinson's disease
  • Deafness
  • Traumatic head injury
  • Bacterial meningitis

This list isn't exhaustive, and not all companies will cover all of these, so it's important to check policy details to see the full list of illnesses covered.

Being diagnosed with a critical illness is a life-changing ordeal, you may have to give up work completely and need round-the-clock care.  Having cover in place, means if you're diagnosed with a critical illness covered under your insurance plan, you could make a claim. Any money paid out from a critical illness claim could be used to help maintain your standard of living, and if needed, pay for healthcare.

grey avatar silhouette of person I would recommend Confused.com to my family and friends. I have saved £15 month on life insurance.

Nov 2013

grey avatar silhouette of person Very easy to do and a quick response.

Nov 2013

grey avatar silhouette of person Easy to use, quick to set up. Help provided over the phone.

Nov 2013

Helen Colbridge After about 5 minutes I found the best quote from all of the comparison websites within Confused.com. The process was quick and easy to use, which was very helpful. Thanks

Mar 2014

grey avatar silhouette of person Very pleased with the results, had no life insurance for my husband after our mortgage finished, and I felt we got a very good deal.

Sep 2013

grey avatar silhouette of person Couldn't be easier, saved time and money. Love this site.

Sep 2013

grey avatar silhouette of person I love it. Great price and great cover. So affordable.

Nov 2013

grey avatar silhouette of person Quick access to quotes and a good deal.

Nov 2013

grey avatar silhouette of person Very easy steps to follow.

Nov 2013

grey avatar silhouette of person Confused.com was so easy to use and had lots of good quotes. I initially got a quote over the phone, the guy was very helpful and thorough, eventually booked it online, very happy.

Nov 2013

grey avatar silhouette of person A very quick and easy process with lots of options to choose from. I would definitely recommend.

Nov 2013

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Why compare critical illness insurance with Confused.com?

Our critical illness insurance comparison tool is designed to help you find the right cover at the right price.

  • Our online comparison is easy and free to use
  • We were the 1st UK insurance price comparison site
  • You can call our UK-based experts on 0800 422 0060 
  • 9/10 users would recommend us*

*Research conducted by Confused.com. Out of 1,441 respondents, 94.2% said they would recommend Confused.com to a friend (January - March 2014).

Confused Life is arranged and administered by Direct Life & Pension Services Ltd, who are authorised and regulated by the Financial Conduct Authority. Registered office; Pinnacle House, A1 Barnet Way, Borehamwood, Hertfordshire WD6 2XX. Registered in England and Wales No 2467691.


Matt Lloyd, Head of life insurance

Matt Lloyd, Head of Life insurance

"Don't become a statistic. Avoid being one
of many Brits who haven't got cover in
place to protect their family should the unavoidable happen."



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