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No deposit car insurance

Find no deposit car insurance quotes with

Based on 373 customer reviews of from the last 12 months

  • Find yourself a quote that doesn't involve a hefty deposit
  • Need more information? Take a look at our no deposit car insurance guide
  • Spread the cost with monthly payments that don't ask for a larger upfront payment

No deposit car insurance and monthly payments

With the average comprehensive car insurance premium now costing £596*, finding the lump sum to pay for car insurance outright can be a struggle. 

The good news is some insurance companies now offer monthly installment options, that make it possible to spread the cost across the year.

Although being able to spread the cost is handy for your cash flow, it’s worth bearing in mind that opting to pay your insurance in installments may end up costing you more as insurers may add increases to the total price to cover things like admin fees and interest. As well as this, some insurers may also ask for a larger payment upfront to begin the policy that can sometimes be as much as 20% of the policy value.

Whilst all monthly policies do actually involve some form of payment, there are some insurers that offer monthly policies that avoid an up front lump sum payment that is larger than the remaining monthly payments and instead equally weight payments throughout the term of the policy.

Time to get a quote?

Once you've entered your details, our results page will show you prices for both an annual and monthly premium broken down to show what the initial deposit and subsequent payments will be (usually 1 deposit followed by 11, 10 or 9 monthly payments depending on the payment schedule offered by the insurer). 

If you are looking for a policy that doesn't ask for a large deposit, make sure to compare the value of the first and remaining installments as results may include policies that ask for a large first deposit. 

*Towers Watson/ price index Q1 2014

Alan Russell I found the website easy to use. I saved nearly £900 over my previous insurance. Thanks!

Alan Russell Oct 2012

Hannah Rebecchi Thank you for saving me money on my car insurance renewal...

Hannah Rebecchi Jan 2013

Jack Vanson Just used your site to buy car insurance and saved myself money. Never been so happy...

Jack Jan 2013

Marcia Clarke Well chuffed with great savings on both car & home insurance using

Marcia Clarke Mar 2013

Kerry Rayner was quick and easy to use, and has saved me £200 in comparison with my renewal offer through my previous provider.

Kerry Feb 2013

grey avatar silhouette of person Clear comparisons on price and benefits.

Alan Hakin May 2013

grey avatar silhouette of person I was a bit daunted about entering into car insurance online but I insured with a reputable company and completed all paperwork online with ease.

Betty Collins May 2013

grey avatar silhouette of person Myself and my wife used to buy our car insurance and between us saved £400 in a year. Fantastic!

David Houghton May 2013

grey avatar silhouette of person I wish I had known of this website before, it's an excellent service, saved me a lot of money, I will definitely be using it for other services. I have mentioned it to my family/friends. Well done. Edlin

Edlin King May 2013

grey avatar silhouette of person A great service - I used it last year and saved over £200 - this year I saved a further £40 - all for a few minutes using your website -many thanks !!!

Glyn Rowland May 2013

grey avatar silhouette of person I found it very easy, and I saved money. Thank you

Janis Whibley May 2013

grey avatar silhouette of person I saved Hundreds!! Winner for me!

Kirsty Talbot May 2013

grey avatar silhouette of person Delighted with price & service.

Malcolm Turner-Morgan May 2013

grey avatar silhouette of person Delighted with the result of getting cover through yourselves. It saved me a great deal. Thanks.

David Morgan May 2013

grey avatar silhouette of person The car insurance went well.

Julius Chukukere May 2013

grey avatar silhouette of person Really impressed - have used to buy my car insurance for two cars. Easy to use. Cheaper than other comparison sites.

Lorraine Bowler May 2013

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Is no deposit car insurance a good option for me?

  • Avoids large upfront costs
  • Splits the cost of your premium equally throughout the year
  • Immediate insurance cover with only the first month’s installment to pay

Remember, even if you do decide to opt for a no deposit policy, it’s still possible to tailor the level of cover, excess and other features normally associated with a car insurance policy. 

For more information on the different types of insurance, take a look at our guide to car insurance policy types.