Van insurance

Yes, black box van insurance can be a quick and easy way to save, especially if you're a young driver or have a poor driving history.

Just make sure you understand how your policy works. Some policies come with limitations, like night time curfews or a mileage allowance.

Yes, most van insurance policies include cover to drive in EU countries. You'll usually be covered for a maximum of 30 days in any one period.

Just remember that most policies will only offer third-party cover when driving abroad, even if your policy is comprehensive at home. If you’d like a higher level of cover or need cover for a longer period, you can usually add it to your policy for a fee by speaking to your insurer.

Yes, most insurers let you add a named driver to your van policy. This can be a good way to share the driving or even reduce your costs, especially if the added driver has a clean record.

Just be mindful that adding younger drivers or those with points on their licence could increase how much you pay.

It’s also important to be accurate about who the main driver is. This should be the person who drives the van the most. Being misleading about who the main driver is to save money is known as fronting, which is a type of insurance fraud.

Some van insurance providers offer courtesy van cover as standard. Others might offer this feature as an optional add-on that you can include on your cover for an extra fee.

If you want to make sure a courtesy vehicle is included on your policy, check for ‘courtesy van cover’ next to the quotes we give you when you compare quotes with us. These policies come with courtesy vans as standard.

If you find a policy you like that doesn't include courtesy van cover, you might be able to add it on for a fee.

Keep an eye out for what type of cover you're given though. Some policies might offer you a like-for-like courtesy van, whereas others might only offer a basic model.

Yes, many insurers offer multi-van insurance.These policies can often be cheaper than insuring each van separately.

Van insurance won’t usually cover your goods or tools as standard. If you want cover for these items, you’ll need to add them as optional extras.

Business van insurance sometimes covers carriage of own goods, which covers personal items, tools or goods related to your business, but not goods that are being carried for a fee. For these, you’ll need hire and reward cover.

You can legally drive a van from 17, but it might be difficult to find van insurance at that age. Some van insurers cover drivers from the age of 18. But many require drivers to be at least 21 before they’ll cover them.

When you compare van insurance quotes, we’ll ask for your date of birth. So, you’ll know that the list of policies you see are from insurers that are able to offer you cover based on your details.