Our pets are always getting into mischief. Whether that's raiding the food cupboard for extra treats, or chewing on the furniture. But when our pet's troublemaking tendencies result in an accident, you'll want to know you're covered financially.
Accident-only pet insurance is a budget-friendly option that can be a suitable option for young, healthy pets. It gives quick coverage for unexpected accidents, so you can rest easy knowing your wallet - and your furry friends - are happy.
“Emergency pet insurance, like accident-only cover, can ease the financial stress of sudden vet visits if your pet is injured. Just remember, emergency vet insurance won’t cover illnesses, so it’s vital to know what’s included before you rely on it.”
Accident-only pet insurance covers the cost of vet treatments after an injury resulting from an accident.
Policies define an accident as a sudden, unforeseen event that results in physical harm.
Here are some typical accidents that this policy will cover:
Accident-only won't pay out for illnesses or ailments not caused by an accident. This type of cover also won't pay out for any injuries or pre-existing conditions your pet had before the policy started.
Coverage limits and claim caps vary by insurer but often include an annual limit that applies to all accidents within a year. They'll also typically include a per-accident lifetime limit.
All policies require you to pay an excess, which is the initial amount you contribute toward a claim. And some may also require a co-payment, which is a percentage of the remaining costs.
Comparing policies is the best way to get the most suitable cover for your pet. Here's what you'll need to do to get quotes:
Pet insurance is there to help you pay for large expenses, such as veterinary care, so if your pet needs treatment, make a claim on the policy.
Pet insurance can cover vet bills, and some routine costs, and provide peace of mind so you know you'll never be caught short.
Pet insurance is there to help manage vet bills. Your 4-legged friend can get the care they need, and there doesn’t have to be such a huge dent in your bank account.
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