Maximum benefit pet insurance

Choosing the right cover for your pet can be challenging. This is where you'll want to consider your pet's health, and whether they have any ongoing conditions.

Maximum benefit can be ideal as a lower cost option compare to lifetime pet insurance. It can also give pet owners peace of mind due to its dedicated cover amount per condition. These conditions might include arthritis, allergies, and many more.

Maximum benefit isn't the right choice for everyone though. Because the cover has a limit, it may not be suitable for pets with ongoing conditions, as the amount of money available for each condition might run out.

Before you settle on a type of policy, consider your pet's breed, its health history, and age. Some breeds are predisposed to getting certain health problems, and an older pet might also be more susceptible to illness or injury.

Maximum benefit also won't cover pre-existing conditions, so make sure you're aware of this when taking out a policy.

But what's actually covered by maximum benefit pet insurance? Let's dive in:

• Third-party liability: This protects you from costs if your pet causes injury to another person or pet, or damages their property.
• Loss or theft: Maximum benefit pet insurance can help with the cost of finding your pet if they're lost or stolen.
• Emergency kennel or cattery fees: If there's an emergency, your pet might need temporary housing. Pet insurance can pay for your furry friend to stay in a kennel or cattery.

There are also some common policy exclusions you'll want to look out for:

• Pre-existing conditions: If your pet has a pre-existing condition before you buy an insurance policy, it's likely that it won't be covered by the provider.
• Routine preventative care: This might be your pet's vaccinations, flea and worm treatments, or general health check-ups.

Always check the terms and conditions carefully before buying a policy.