Yousif’s background and expertise
Background:
Yousif is an experienced mortgage broker dedicated to helping his customers achieve their home ownership goals. He accomplished his Certificate in Mortgage Advice and Practice (CeMAP) qualification in 2022 while working at London & Country Mortgages, and has since gone on to enjoy successful stints at other mortgage brokerages.
His determination to go above and beyond for customers, combined with his in-depth knowledge of the mortgage industry and lender criteria, saw him nominated and running for the finals at the British Mortgage Awards.
Whether you’re a first-time buyer or moving to your next home, Yousif believes preparation, patience, and the right advice can make all the difference. Having been through the house buying journey himself, he is passionate about helping others navigate the process with confidence and clarity.
Empowering customers to navigate the mortgage market with certainty
Yousif offers clear, easy-to-understand mortgage advice to his customers and shares his knowledge through his helpful guides too. He’s committed to breaking down complex financial topics to help readers and customers make confident, informed decisions.
Yousif’s home buying journey
Buying his first home was an exciting yet eye-opening experience. As a mortgage broker, Yousif had the advantage of understanding lender criteria and the mortgage process, but even with his in-depth knowledge, he quickly realised that there’s a lot more to home buying than just securing a mortgage.
One of the biggest lessons he learned was the importance of preparing early—both financially and mentally. For example, he made sure his credit score was in good shape, reduced unnecessary spending to boost affordability, and saved not just for the deposit, but also for additional costs like solicitor fees, survey fees, and moving expenses.
Another key takeaway was how crucial it is to work with the right professionals. Having an experienced solicitor and a responsive mortgage broker (even though he could have arranged it himself!) made the process smoother and less stressful.
Expertise:
Experience & education:
- 5+ years of experience
- British mortgage awards nominee
- The London Institute of Banking & Finance - LIBF CEMAP LEVEL 3 - Mortgage Advice & Practice
- Bachelor's Degree in Computer Science - University of Sunderland