Whether you know your monthly budget, or how much you want to borrow, our car finance calculator can help. Plus, see how APR affects your overall costs. Use the tabs to begin.
Your Results:
Disclaimer: Your real APR is worked out by the lender based on your circumstances - this is purely for illustrative purposes.
| Monthly repayments | You could pay
36
monthly repayments of £200 |
|---|---|
| You could borrow | Total amount you could borrow: £6,199.81 |
| Total amount repayable | Total amount repayable: £7,200
Including loan interest at 9% APR: £1,000.19 |
Your results:
Disclaimer: Your real APR is worked out by the lender based on your circumstances - this is purely for illustrative purposes.
| You could borrow | Total amount you could borrow: £10,000 |
|---|---|
| Monthly repayments | You could pay 36 monthly repayments of £316.37 |
| Total amount repayable | Total amount repayable:
£11,389.15
Including loan interest at 9% APR: £1,389.15 |
Request a car finance quote
We've partnered with CarFinance 247 to offer car finance. Their service is free to use and getting a quote won't impact your credit score.
Get a car finance quoteRepresentative example: Borrowing £6,500 over 60 months with a representative APR of 19.9%, an annual interest rate of 19.9% (fixed) and a deposit of £0. The amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount repayable of £9,964.37. This is representative of CarFinance 247 Limited customers.
Will getting a car finance quote affect my credit rating?
No. Once you’ve used our car finance calculator and proceeded to get a quote, your credit rating won’t be affected. You’ll only see a hard search on your credit history when you apply for a deal.
How accurate is the car finance calculator?
Our car finance calculator should be used for illustrative purposes only. It can give you an indication of how the APR affects overall cost of a loan. To get a more exact figures based on your personal circumstances including the deposit needed, you should request a car finance quote.
What do I need to get a quote for car finance?
Once you’ve used the car finance calculator, if you decide to get a quote you’ll need:
- Your current address
- Your occupation and monthly income
- How much you'd like to borrow
- A contact phone number and email address
Can the car finance calculator give me a PCP or HP finance quote?
Our car loan calculator will give you amounts and figures based on what you select, it’s not based on a particular type of finance. After requesting a quote, you can discuss specific HP and PCP options when discussing your quote with an account manager from our partner Carfinance 247.
Ways to finance your next car
Bad credit car finance
is a type of loan available to those who have a poor credit history and have been unable to borrow elsewhere.
PCP
is a flexible form of car finance, giving you the option to buy the car at the end of the agreement.
Car leasing
is essentially a long-term rental agreement for a car lasting up to two, three or four years.
Car finance guides
Car finance jargon buster
Are you confused about all the car finance acronyms and phrases? From hire purchase to APR, we clear things up with our car finance jargon buster.
What is personal contract hire? What you need to know
Thinking of leasing a car? Our guide to personal contract hire tells you all you need to know.
Voluntary termination: how to cancel your car finance agreement early
Want to know if you can cancel a PCP or HP agreement early? We take a look at your rights.
Guarantor car finance.
Consider the pros and cons of getting a guarantor before you make a decision.
How to improve your credit rating
Looking to use finance to buy a car? How much you can borrow is based on your credit score.
Car finance for young drivers
If you’re a young driver or student looking for car finance, it can be confusing to work out the best deal. Find out your options here.
Confused.com’s car finance journey is provided by CarFinance 247. Car Finance 247 is a trading name of CarFinance247 Limited. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. (Registration Number 06035525). CarFinance247 Limited is authorised and regulated by the Financial Conduct Authority. Car Finance 247 Limited is a credit broker, not a lender and looks to find the best deal from their panel of lenders. Car Finance 247 Limited earn a commission for providing their services, but this does not influence the interest rate you’re offered in any way.
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