Car finance calculator

Looking to get a car on finance? Check what your monthly repayments are likely to be

 

Helpful tip

The options you've selected will result in the interest being higher than the amount you're able to borrow.

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Whether you know your monthly budget, or how much you want to borrow, our car finance calculator can help. Plus, see how APR affects your overall costs. Use the tabs to begin.

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What is APR?

Annual Percentage Rate (APR) measures the amount of interest you'll pay each year on your borrowing. It's calculated by your lender. Typically, the better your credit rating the lower the APR you'll get.

To see how APR will affect your finance, use the slider or enter an amount.

Low High

Your real APR is worked out by the lender based on your circumstances - this is purely for illustrative purposes.

You could pay 36 monthly
repayments of £200

Total amount you could borrow: £6,199.81

Total amount repayable: £7,200

Including loan interest at 9% APR: £1,000.19

More information
close
What is APR?

Annual Percentage Rate (APR) measures the amount of interest you'll pay each year on your borrowing. It's calculated by your lender. Typically, the better your credit rating the lower the APR you'll get.

To see how APR will affect your finance, use the slider or enter an amount.

Low High

Your real APR is worked out by the lender based on your circumstances - this is purely for illustrative purposes.

Total amount you could borrow: £10,000

You could pay 36 monthly repayments of: £316.37

Total amount repayable: £11,389.15

Including loan interest at 9% APR: £1,389.15

Find out your exact APR

Compare finance options and see your exact monthly payments with no effect on your credit score

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How does the car finance calculator work?

This car finance calculator shows you what your monthly repayments are likely to be based on your loan amount. Just select how much you want to borrow and how long you want the agreement to last.

Then we’ll show your likely repayments based on a low, moderate and high APR.

This should give you a good idea of the finance options available to you. And hopefully there’ll be fewer surprises when you actually get a finance deal.

Please note, the three APRs shown by our calculator will only be representative examples. To get an exact APR, you’ll need to get a car finance quote by filling out our application form. Don’t worry – it’s only a short one.

Why compare car finance with Confused.com?

We’re the only site that shows exact APR on your first comparison! We’ve teamed up with trusted finance companies to provide you with tailored quotes, just like we do for car insurance. This makes it easy to compare the best finance options available to you.

After you’ve entered your details, we’ll show you exactly what you’ll pay each month, providing your loan terms don’t change.

If you’d like to know more about the different types, you can find more information on our car finance page. We’ve also covered the different options available in more detail in our guide to car finance or if you want to know more in general, our car finance guides hub may be able to help.

What do I need to apply for car finance?

If you decide to apply for car finance through Confused.com, you’ll need:

  • your current UK address
  • bank account details
  • the car’s registration or details
  • a contact phone number and email address

Helping you find car finance in 3 easy steps

Complete our quick application formCompare and select a resultReceive finance and buy your new car

Compare car finance
Takes about 2 minutes

Compare cheap quotes from trusted UK companies.

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Car finance FAQs

Our most commonly asked questions about Car finance
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