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❄ Ski Insurance

Compare travel insurance for your ski trip from just £5.61*


  • Don't let your ski trip go downhill
  • Compare winter sports travel policies to make your ski trip run smoothly
  • Your ski equipment, medical bills and cancellations could be covered should anything unfortunate happen

*The cheapest winter sports policy is £5.61 (based on 1 adult aged 28 travelling in Europe for up to 3 days). Prices correct on the 01/04/2014.


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What is ski travel insurance?

If you're going off on a ski trip to the Italian Alps or a long haul trip to the Canadian mountains, you might want to consider taking out a specialist winter sports policy. It could cover the cost of taking an injury on the slopes and compensate you should bad weather or other factors close the piste.

    • The right level of cover is important if you need to be rescued, require medical treatment or repatriation home
    • 70% of winter sports travellers don't always wear a helmet when skiing or snowboarding and 38% admit that they don't take out travel insurance before they go! (Gov.uk, 2012)

Difference between piste and off-piste? On piste is a regular marked route or slope, where as 'off-piste' refers to the area which is not marked as an official route in a ski resort (the snow is usually deeper).

The European Health Insurance Card (EHIC) could come in handy if you're skiing or travelling in the EU as it could provide you with emergency healthcare. However, it will not pay for transportation, repatriation back to the UK and it does not cover long-term treatment.

Check out the video of top 10 ski and snowboarding fails to see what not to do on the slopes.

What could ski travel insurance cover?

    • Piste closures cover means that you could be compensated if the slope is closed due to lack of snow or bad weather conditions (it could be offered by some insurers but check the small print before buying)
    • Some policies offer an off-piste cover that might require you to be accompanied by a qualified guide (check if your policy covers this)
    • Loss, theft or damage of your winter sports equipment

    You could also be covered with the standard travel insurance benefits:

      • Medical treatment if get injured whilst skiing on the slopes
      • Hospital transportation and repatriation back home if you're injured or ill
      • Cancellations of your ski trip if you are forced to cut it short or cancel due to extreme weather conditions
      • Baggage and personal possessions such as your documents, money and camcorder could be covered against loss, theft or damage

Unsure whether you need a policy for a ski holiday? Check out this article on why it's recommended to get winter sports cover.

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Travel tips and advice

    • Make sure you read policy terms and conditions before purchasing, checking policy excess and exclusions so you know what you're covered for (read more here).
    • If you or your travel party have a pre-existing medical condition like asthma or diabetes, make sure you fill in the appropriate information when making a quote or contact your insurer if you have any questions regarding the policy.
    • Make sure you research your ski destination prior to travelling; check weather reports and visit Gov.uk's FCO website for local travel advice.
    • If your skiing equipment gets damaged or if you're hospitalised, make sure you or someone on your behalf contacts your insurer within 24 hours.
    • Sampling the local vino whilst on the slopes is not recommended as drink and drug related incidents could affect the validity of your travel insurance claim and as a result you might have to pay thousands in medical expenses if you're injured (find out more here).

Check out the most common myths of ski cover.

Why use Confused.com to compare ski insurance?

The sooner you get your ski trip covered, the quicker you can pack your bags and get excited about your trip. Compare our best winter sports travel insurance policies in minutes!

  • Fast, easy-to-use search tool that tailors quotes based on your needs
  • Compare travel insurers like GreatCover.com and Flexicover
  • We offer a wide range of travel guides and articles to make your trip a little easier
  • 9 out of 10 customers would recommend us to a friend*

**Research conducted by Confused.com. Out of 1,441 respondents, 94.2% said they would recommend Confused.com to a friend (January - March 2014).

Confused.com’s Travel Insurance solution is provided by theIdol.com. theidol.com is a trading style of Investment Discounts On-Line Ltd and is regulated and authorised by the Financial Conduct Authority. Registered office; 3 Mason Court, Gillan Way, Penrith 40 Business Park, Penrith, Cumbria CA11 9GR. Registered in England no: 04231834

The outdoorsman's guide to winter clothing

Check out our guide and find out how you should equip yourself before hitting the slopes.

Winter sports clothes

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