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Scooter insurance

For great deals on 2 wheels it's Confused.com


  • Love the gridlock-beating buzz of a scooter?
  • Compare scooter insurance quotes from up to 44 trusted companies
  • Get the right cover for you at our best price

Scooter insurance

A selection of the 44 trusted companies we compare

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All types of bikes have grown in popularity on UK roads over recent years, which may be attributed to their generally low running costs. Often costing less on fuel, tax and insurance, they are widely recognised as great commuter vehicles.

Motorbike and scooter insurance is generally lower than you would expect to pay for a car. Many insurers see them as less of a risk because;

  • The biggest risk bikers are exposed to is usually other drivers on the road
  • Generally, damage and injury caused by other drivers will be covered by the third party’s insurance policy
  • This is helped by the fact that motorcyclists are given extra protection in the highway code – drivers are obligated to watch out for them

Add to this the generally lower value of the vehicle and mileage done by the rider, and you’ve got a much smaller risk for insurance companies than the average car driver. Fill in our easy form, and we’ll compare dozens of providers of scooter insurance in just a few minutes.

Riding bikes legally

Scooters are especially popular in the UK because UK law allows bikes up to 50cc's to be ridden by 16-year-olds. This can enable young workers to commute to work, college or school where it was previously very difficult. However, because there is such a wide range of bikes and engines available, there are rules and licence restrictions governing their use.

  • To ride any scooter, motorbike or moped on UK roads, the minimum licence requirement will be your CBT (Compulsory Basic Training)
  • You can find a full breakdown of the licence requirements across various scooter and motorbike engine ranges on the Gov.uk website
  • You will also need an active insurance policy and tax disc

You can find more information on these issues in our guide to getting a motorbike licence.

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Why choose a scooter?

Rising fuel prices, insurance costs and congestion are just some of the many contributing factors that can make driving a car on UK roads a very expensive practice. This has led to an increase in the popularity of scooters which, in more ways than one, could be a less costly way to get around.

  • Low emissions mean that scooters generally fall into very low tax bands, usually costing between £17 and £78 per year
  • Scooters generally have less powerful engines than motorbikes and cars, meaning lower insurance premiums
  • Scooters and motorbikes tend to use far less fuel than heavier vehicles
  • They also have the bonus of being able to weave around traffic jams, saving more fuel and your time!

So to start comparing scooter insurance policies from our range of trusted insurers, click the get a quote button above, or for more information before you buy, visit our articles and guides sections.

Confused Motorbike Insurance is administered by Vast Visibility Ltd who are authorised and regulated by the Financial Conduct Authority under firm reference number 566973. Vast Visibility Ltd is registered in England & Wales No. 05866769 at office: Queen Anne House, Queen Anne Street, Southport, Merseyside. PR8 1EH