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Scooter & moped insurance

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Scooter insurance

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Comparing scooter and moped insurance

With fuel prices constantly on the rise, and congestion on UK roads getting worse by the year, mopeds, scooters and similar small bikes are growing more and more attractive to British motorists.

When it comes to insuring for your moped or scooter, you need to decide what level of protection you need. Different policy types will affect both the amount you pay and the level of cover you get;

  • Third party only - covers the costs payable to the third party (other person/vehicle) if you are involved in an accident, but none of your own, meaning any damage to your bike or expenses you incur will often have to come out of your own pocket
  • Third party fire & theft - offers the same level of cover as third party only, but with additional peace of mind if your vehicle is stolen or damaged by fire
  • Fully comprehensive - is the highest level of cover available, and policies should pay out the cost of any damage to your vehicle, as well as any third party claims made against you following an accident

Not sure a provider is the right one for you? Take a look at individual pages for each of our providers, where you can find more information about the company and their policies.

If you're ready to get a quote, click the 'Get a quote' button below to get started.Get a bike quote

If you'd like information on the legal requirements for riding a scooter or moped in the UK, you can find it below.

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Riding scooters and mopeds legally

Part of the appeal of mopeds and scooters in the UK is that models with engines under 50cc can be ridden legally from the age of 16, as opposed to the minimum 17 required for a full driving licence. You will however need the following in place to ride legally on UK roads;

  • CBT (Compulsory Basic Training) - You will need to undertake this training before you can ride any 50cc scooter or moped on UK roads legally, and will still be required to wear L plates after this. You can find more licencing information on the Gov.uk website.
  • Registration - You will usually get your bike's registration documents when you purchase it, but if not, you must ensure that it is registered with the DVLA before it can be legally driven on UK roads.
  • Tax - Just like cars, motorbikes and scooters need to be taxed to be ridden legally in the UK. Bikes under 150cc fall into the lowest tax bracket, which can cost as little as £17 per year (correct as of 28/05/2014). You can find more vehicle tax bracket information on the Gov.uk website.
  • Insurance - An active insurance policy is a legal requirement for all vehicles on UK roads, under the government's Continuous Insurance Enforcement (CIE) regulations.

To start comparing scooter insurance policies from our range of trusted insurers, click the 'Get a quote' button above, or for more information before you buy, visit our articles and guides sections.

Confused Motorbike Insurance is administered by Vast Visibility Ltd who are authorised and regulated by the Financial Conduct Authority under firm reference number 566973. Vast Visibility Ltd is registered in England & Wales No. 05866769 at office: Queen Anne House, Queen Anne Street, Southport, Merseyside. PR8 1EH