Joint life insurance

Compare joint life insurance policies with Confused.com


  • £60,000 of cover from only 17p a day*
  • Compare quotes from top UK providers
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*Price based on a non-smoking 32 year old male and a non-smoking 32 year old female insured over 10 years for £60,000 of cover on a level term policy, postcode CF10 1PZ. Prices correct on 01.09.11.

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Looking for specialist life insurance?

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A selection of our life insurance providers

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What is joint life insurance?

Joint life insurance is a policy that basically covers two lives, but only pays out the sum assured on the first death - then the policy will lapse. If you only need one payout joint cover may be the best option as it tends to be cheaper than buying two separate policies. However, it must be remembered that in the event that one of the policyholders passes on, then the survivor will be left uninsured. In addition, taking out two separate policies (which may not necessarily be that much more expensive) would be easier to administer in the event of separation or divorce. Taking out two policies also tends to bring about fewer inheritance tax issues.

Thanks to all at confused.com. You found me a company who have given me the same cover as my old company at £90 cheaper. Brian Abbott, Nottingham Aug 2010
Many thanks once again for your fantastic service, I've saved about £150, so many many thanks. Denise Britton, Bristol Dec 2010
I have spent most of my day today looking online for insurance quotes. I found your site the most user friendly. Congratulations to your web designers :) Gurpreet Lally May 2010
Your quotes were better than all your competitors and I saved £500 by going via Confused.com than remaining and renewing with my existing insurer. Many thanks again! Kaniza Khan Apr 2010
Just tried your site for the first time and was so pleased with the result that I wanted to contact you and say well done - great job and I shall use you again. Thanks. Mrs Ward, Ipswich Dec 2010
Thank you. I accepted the quote you found me and saved over £100! I'm a happy bunny - thanks again for your help! Paul Ruse, Essex Aug 2010
Thank you! You save me £100/£150 every year. Tommy Henry, Kilmarnock Dec 2010


Why joint life insurance from Confused.com?

As its name suggests, a joint life policy is one that insures two lives. It pays out when the first person dies within the term of the policy. Cover for both lives can also be arranged by having individual policies.

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**Research conducted by Confused.com. Out of 522 respondents, 92.2% said they would recommend Confused.com to a friend (April - October 2011).


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