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Motorbike insurance companies

  • We work with 46 of the UK's leading motorbike insurance companies1 to offer you a wide selection of quotes when looking for your next policy
  • We'll show you the Defaqto rating for each policy, so you can be confident you're making the right decision for you
  • We're rated Excellent on Trustpilot with 4.5 out of 5 stars

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1Correct as of July 2026

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Rated Excellent - 4.5 out of 5

More on our motorbike insurance providers

All of the motorbike insurance companies we work with are authorised and regulated by the Financial Conduct Authority (FCA). The FCA ensures UK customers are treated fairly when it comes to banking and insurance.

You can be safe in the knowledge that all the insurance companies we work with meet the FCA's requirements. Find out what a company is regulated to do and what protection you have when doing business with them using the FCA's Financial Services Register.

We also have our own strict criteria for those we work with, so we’re constantly monitoring customer feedback and how these insurers are performing and treating our customers.

Here, you’ll find the full list of companies we work with. The policies they offer and their levels of cover all vary, so not all options will be the the same for everyone. How many companies you see quotes from depends on your current circumstances.

ABC

  • Adelade Motorbike
  • Be Wiser Essentials
  • Be Wiser Essentials Plus
  • Be Wiser Premier
  • BeMoto Carbon
  • BeMoto Titanium
  • Bennetts Additions
  • Bikesure Elite
  • Bikesure Secure
  • BMF Insurance
  • Carole Nash
  • Carole Nash Select

DEF

  • Devitt Enhanced
  • Devitt Evolution
  • Ducati
  • Express Insurance Services

GHI

  • Go Skippy
  • Grove & Dean
  • Hastings Direct
  • Hastings Premier
  • Honda

JKL

  • Kawasaki Insurance
  • Lexham Insurance

MNO

  • MCN Insurance
  • Motor-Vision
  • Motorcycle Direct
  • Motorcycle Direct Diamond
  • Motorcycle Direct Gold
  • One Call Insurance
  • One Click Insurance
  • One Protect Insurance

PQR

  • Performance Direct.co.uk
  • Peter Best
  • Principal Insurance
  • RAC insurance

STUV

  • Sabre Direct
  • Suzuki
  • Swinton
  • Triumph Insurance
  • Wicked Quotes
  • Wicked Quotes Zero
  • WiserChoice

1Correct as of July 2026.

What is a Defaqto rating and why does it matter?

Defaqto is an independent body that specialises in insurance products, including motorbike insurance.

They look at insurance policies and give them a star rating based on how comprehensive the policy is. If a policy has 3 stars, this generally indicates that it has all the standard features you’d expect from that type of cover. 4 or 5 stars typically indicates that a policy is more comprehensive. Less than 3 stars suggests a more basic policy.

We’ll include the Defaqto rating for each policy when we show you a list of quotes. You can use this rating, along with the price and policy details, to make your decision.

 

Defaqto star ratings from 5 to 1

What's covered by motorbike insurance?

Exactly what's covered will depend on your provider, cover level, and whether you add any optional extras to your policy.

Always check your policy details to understand your cover limits and exclusions.

Classes of use

When you get motorbike insurance, there are 4 classes of use to choose from. It’s important to pick the one that best describes how you use your motorbike.

Social

If you only use your bike for social purposes, like riding for leisure, choose this option.

Social and commuting

This covers you for social purposes, plus commuting to a single place of work, like an office.

Delivery use

If you use your bike to make deliveries, this covers you, your bike, and any goods you’re carrying.

Business use

This covers you for travelling for work purposes. This includes travelling to different locations for jobs.

What does motorbike insurance cover?

Exactly what’s covered will depend on the level of cover and the specific policy you choose. Here’s a breakdown of what you can expect to be covered at each level. Make sure you read your policy documents carefully to understand exactly what’s included.

Feature Third-party only Third-party, fire and theft Comprehensive
Injuries to others
Included
Included
Included
Damage to others’ property
Included
Included
included
Fire damage to your bike
Included
Included
Included
Theft of your bike
Not included
Included
Included
Accidental damage to your bike
Not included
Not included
Included
Courtesy motorbike
Not included
Optional extra
Sometimes
Personal belongings
Not included
Not included
Sometimes

Optional extras

You’ll usually have the option to upgrade your cover with optional extras. These come at an additional cost but can help you tailor your cover to your needs.

Here are some common optional extras you might be offered for motorcycle insurance:

Motorbike breakdown cover

This offers roadside assistance if your motorbike breaks down. There are usually different cover levels, from roadside assistance to onwards travel or home start.

Personal accident cover

This provides a payout to act as financial support if you’re severely injured or killed as the result of an accident while riding your motorbike. The exact cover amount will vary.

Legal protection cover

This can help cover your legal fees if you’re involved in an accident that wasn’t your fault and ends up in court. This can include personal injury claims, recovering your excess, or lost earnings.

Pillion cover

This covers you to carry a passenger on the back of your motorbike. It can cover them if they’re injured in an accident. Without this cover, you could be liable for any costs if they’re injured in a collision.

Why compare motorbike insurance with Confused.com?

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Compare leading insurers

We work with 46 motorbike insurance companies1 to find you policies that suit your needs.

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Compare in minutes

It only takes a few minutes to compare policies. And if you’ve used Confused.com before, it’s even quicker - just log in and we’ll remember your details!

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We’re rated Excellent on Trustpilot

We’re rated 4.5 out of 5 stars on Trustpilot. You can read more about what our customers are saying about us.

Find out more about us, our people, and how we work.

Frequently asked questions

Can I get a no-claims bonus on motorbike insurance?

Yes, you can build up a no-claims bonus on your motorbike insurance. For every year you’re insured without making a claim, you’ll get a year added to your no-claims bonus. This can translate into a discount on your premium when you renew.

Your no-claims bonus should transfer between providers too. So, if you switch insurance companies, you don’t have to worry about losing your discount.

Which is the best motorbike insurance company in the UK?

The ‘best’ motorbike insurance company will differ for every rider based on their needs.

To help you choose, we show you the Defaqto rating for each policy, along with the price and policy features. This means you can prioritise what matters to you - whether that’s price, cover levels, or a bit of both.

Why are some insurers not in the list of quotes?

We’ll only show you quotes that match the details you give us. So, if you don’t see a particular insurer in the list, it’s because they didn’t offer a policy that met your requirements.

Compare motorbike insurance quotes from up to 461 insurance providers

1Correct as of July 2026

Motorbike guides

Confused.com motorbike insurance is administered by Vast Visibility Ltd who are authorised and regulated by the Financial Conduct Authority under firm reference number 566973. Vast Visibility Ltd is registered in England & Wales No. 05866769 at office: 8 Princes Parade, Liverpool, L3 1DL. Our service is free and compares a wide range of trusted household names. Confused.com is an intermediary and receives commission from Vast Visibility Ltd which is a percentage of the total commission if you decide to buy through our website. We pride ourselves on impartiality and independence – therefore we don't promote any one insurance provider over another.

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