How do you fancy a car that is packed full of the gadgets, capable of turning heads and won’t cost a fortune to insure?
Car insurance groups are one of the key factors used to determine the risk insurers face when agreeing to cover a particular car.
There are currently 50 such groups – numbered one to 50 – with the lowest generally containing the cheapest cars to insure.
In most cases, cars in groups one, two and three are small, economical machines that are better suited to nipping into town than being loaded up with family and luggage.
However, considering many of them can achieve in excess 60 mpg there’s an awful lot going for them – especially given that petrol prices are hovering around £1.20 per litre.
Many of the cars on this list are still being made today. Even those that stopped rolling off production lines a few years ago are actively traded on the second-hand market.
All the cars on the list are in insurance groups one, two and three, based on our data from 2016.
The original Fiat Panda arrived more than 30 years ago and millions of these little cars have been sold around the world.
The latest version, includes gadgets such as the Uconnect radio, which includes Bluetooth and a voice recognition system. For the more adventurous that don’t want to stick to the roads there’s even a 4x4 Panda!
If you’re a fan of parking in impossibly small spaces then this car was designed for you as it featured two electric front sliding doors.
It was dropped from the UK line up nine years ago – and subsequently, albeit indirectly, replaced by the 2008. However, second-hand versions of this quirky machine can be bought.
Introduced as VW’s entry level model back in 2006, the Fox gained plaudits for being roomy and easy-to-drive.
While not the most beautiful car ever made, it was versatile and proved a popular replacement for the Lupo, as well as being larger than its predecessor. It was produced until the up! arrived in 2010.
This was one of Peugeot’s best-selling models in recent years and available in both three- and five-door hatchback versions.
It arrived at the same time as the Citroen C1 and Toyota Aygo, and boasted a fuel economy of around 61.4 mpg. Although the 108 has since replaced it in the showrooms, there are still plenty available.
A tiny little machine – it’s only 1.66m wide - but it’s versatile and easy to drive around the city. Those in favour of this cheerful, two-seater hatchback point to its fun handling and decent engines.
However, it doesn’t come cheap.
The supermini market is a hotly contested area but the C3 competes well with rivals such as the Ford Fiesta and Volkswagen Polo.
The first C3 appeared back in 2002, while the latest eye-catching incarnation sells from just under £11,000. It’s also one of the most practical vehicles on this list with five doors and five seats. Definitely worth considering.
The Aygo has been part of the scene for more than a decade. The latest model, which is stylish and offers an attractive fuel economy of up to 68.9 mpg, sells from £8,995.
It also features useful additions such as a tyre pressure warning system and hill-start assist controls.
Although hardly a head turner, the Seicento arrived in the late 1990s as a replacement for the Cinquecento.
Its low price – the showroom price for the range was between £5,000 and £7,000 – and cheap running costs made it a popular choice. Although the early models weren’t dripping in extras, additions were made over the years.
You can own one today for less than £1,000.
There’s a lot to like about the latest C1. It’s an attractive car, affordable to run and is well engineered. The problem is whether it has differentiated itself enough from the pack.
Top Gear summed up the conundrum very well by stating: ‘The all-new Citroen C1 is a bit me-too but there’s a cheery and able city car underneath.’ As a matter of interest, the version it favoured was the 1.0 VTi Feel 3dr.
The marque may have been the butt of jokes back in the 1980s but today they are seriously-equipped cars – and the Fabia, in particular, has a growing reputation among younger car-cruising enthusiasts.
While a brand-new Fabia will set you back more than £11,000, those with less to spend can buy a 10-year-old quite a lot less.