Deal with debt

In just over a year, the cheapest lenders have cut prices almost 30 times on their most popular loans. Yet with many different ways to borrow you need to consider which type of credit is right for you.

The typical UK household now spends more than £1,000 a year on gas and electricity, so it makes sense to do all you can to keep a lid on your bills.

When it comes to bank accounts, we Brits tend to be exceptionally loyal. But banks are battling for your business by offering incentives. So if you’re thinking about switching, now is the time to do so.

If you’re required to file a tax return, you need to act quickly to meet the 31 January deadline, to avoid triggering a hefty late penalty as new rules come into force.

If you have debts and no pension savings, which should you prioritise? We look at both options and evaluate the benefits of certain pension schemes, to help you decide.

Christmas has come and gone but many Brits will have little more to show for it but hefty bills. Why not try a New Year financial detox to help with your money woes and come next Christmas you’ll be quids in.

As new research reveals that 3.5 million adults are considering taking out a payday loan in the next six months, personal finance journalist Naphtalia Loderick explains why she took a payday loan herself.

For first-time buyers, the threat of negative equity is often a barrier to getting a foot on the property ladder, but could a popular American product designed to protect against falls in house prices get apprehensive buyers to take their first step on the property ladder?

Debt collectors have been known for employing unscrupulous tactics when it comes to recovering owed money but new rules mean there are tougher restrictions to control those overstepping the mark.

Taxpayers are being warned not to fall for new internet-based scams designed to con them into disclosing their bank details.