What is child health insurance?
Although you won’t be able to get a quote for just a child, you could include them when inquiring about a policy for you or your family, allowing you to get everyone protected at the same time. Some insurers could even let you add a child to a family policy at no extra cost.
Ultimately it is a form of private medical insurance that could allow you to claim private medical care if your child or anyone else included on the policy becomes ill, and could help towards some of the costs that treatment could incur.
What are the benefits of child health insurance?
There are many reasons to consider health insurance for not only your children but your whole family. You could:
- Avoid lengthy NHS waiting lists and get the treatment you need quickly
- Have more freedom when choosing your preferred hospital, consultant and specialists
- Have a wider range of treatments and medicines available privately than through the NHS
- Choose the level of cover your child needs. Some policies could offer cover for parental accommodation should a child need to stay in hospital overnight.
You could customise most health insurance policies to suit your loved one’s specific needs. Optional extras usually include dental care, physiotherapy and specific types of condition (including heart and cancer care).
Once you have entered your details, you'll see a full breakdown of exactly what is covered by each company that has given you a quote. This will allow you to make a fully informed decision on what is best for you and your child.