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Any driver van insurance

Confused.com doesn't offer a specific any driver van insurance policy, but you can add a maximum of 5 named drivers to your standard policy. This allows multiple people to use the same vehicle on an ad hoc basis. It’s handy if you’re just starting out in business and if you need multiple people to be insured to drive the same van.

If you only need cover for a couple of drivers, you may be better off just adding named drivers on a standard van insurance policy. if you're ready to start comparing quotes, simply click "Get a quote" to get started.

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What is any driver van insurance?

Any driver van insurance is usually a list of no more than 5 people that you provide to your insurer, allowing them to drive your van.

Alot like any driver car insurance, this is typically used by businesses who may need anyone to be able to drive one of their vans. It can also be used by companies that employ people on a rota. It could prove cheaper to have them drive 1 or 2 vans between them, rather than each shift worker having their own dedicated van.

This type of cover is usually a bolt-on as part of a standard van insurance policy.

What level of van insurance is available?

You can get the usual 3 levels of cover, typically for drivers aged at least 21 or 25 years old. These are:

Third-party only

Third-party is the minimum legal level of cover, which provides cover for damage caused to another person’s vehicle or property

Third-party, fire and theft

Third-party, fire and theft offers the same level of cover as third-party only, but with additional cover for damage or loss due to fire or theft.

Comprehensive cover

Comprehensive cover ensures you and your vehicle are protected from a wide range of potential claims, such as someone colliding with your van.

Types of any driver van insurance

Although any driver van insurance is a catch-all term, insurers tend to group potential policyholders in one of the following 3 categories:

  • Personal good carriers – you use the van to carry tools, equipment or your own goods
  • You run a small business, transporting goods to customers, or a courier service
  • You run a haulage firm

In all cases, you might need more than 1 person to be covered by the van insurance policy. When you're exploring your options, you can get any driver van insurance by adding a maximum of 5 named drivers to your standard policy.

This is worth bearing in mind if you're starting a business, as you may need more staff who need to drive as part of their work.

How much is any driver van insurance?

Any driver van insurance is a catch-all term referring to a maximum of 5 drivers that can be named on one policy. When it comes to putting a price on this type of cover, there are several different factors that can affect the price you pay, including the driving history of each driver named on the policy, the age of the van and they type of work that you do.

The average cost for a business use carriage of own goods or haulage van insurance policy with one or more named drivers on the policy are:

Number of drivers Average price1
2 £728.42
3 £967.63
4 £976.62
5 £845.85

1 Based on Confused.com data November 2023 to April 2024.

What optional extras are available?

If your van plays an important role in your business you might want to consider topping up your insurance to get even greater protection. There are several potential options you could consider as a bolt-on to your current cover, or as a standalone product.

The main added extras that might be of interest if you’re van is integral to your business are:

Breakdown cover: this option can be bought as a standalone policy or added to your standard van insurance. It ensures you’re to if your van breaks down on the road.

Courtesy van cover: this extra is designed to minimise the inevitable disruption that would be caused after an accident. In its place, you get a replacement van until yours is out of the garage.

Windscreen cover: always check your van insurance policy because sometimes windscreen cover isn’t included as standard. Given the number of miles your van will probably travel each year, this is a useful policy feature to have – even if you need to pay extra for it.

Legal expenses cover: this insurance is intended to cover any expenses that would arise if you needed to defend a legal case. It's also useful if you seek damages from a third party in relation to a dispute concerning your van or its contents.

Personal belongings insurance: as the name implies, this cover protects you from losses incurred if your personal belongings are lost, damaged or stolen while in the van.

Tool insurance: this option could be useful if you regularly keep tools in the van.

There are of course other types of add on insurances which may suit specific requirements. It’s always worth considering these extras if you want to be well protected.

Can I get temporary van insurance that covers any driver?

Any driver van cover gives you a useful, flexible option that could help take your business to the next level. But you need to weigh up whether it’s cost effective. If you only need one driver for most of the time, it could work out cheaper to buy temporary van insurance as and when you need it.

Temporary van insurance provides cover for other drivers for from 1 hour to 28 days - long or short enough to suit most limited contracts. It could also allow you to test the waters before committing to an annual policy. If you're looking for temporary cover that includes business use, then temporary business van insurance coud help.

What are the alternatives to any driver van insurance?

Any driver van insurance may not be the best option for you, depending on what level of cover you need. Here are a few other options to consider that may be better suited:

  • Temporary van insurance
  • Business van insurance
  • Fleet insurance

Temporary van insurance may be better suited if you only need cover for certain drivers as a one-off.

Business van insurance is a good option if you use your van for work purposes. The average premium for business use comes in at £830.922.

Fleet insurance provides cover for business use under one policy. You can only get a fleet policy if you want to insure more than 2 vans.

2 Based on Confused.com data November 2023 to April 2024.

What our van insurance expert says

"Any driver van insurance doesn't mean anyone can drive your van, it's usually a maximum of 5 named drivers that can be added to your policy.

The more drivers you add to the policy, the more expensive it becomes. Temporary insurance could be a cheaper option, or deciding to insure a fleet of vehicles under one policy."

Louise Thomas, Motor Insurance Expert at Confused.com
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