Skip navigation

Car insurance prices are on the up - 7 quick facts


Everything’s going to be okay.

7 facts about car insurance - main

We’re not going to sugar-coat it – car insurance prices have gone up £109 since October 2015*:


The average premium is now £737, which is also up £22 compared to June this year.

The last time we saw prices this high was at the end of 2012. The world may not have ended, but things were still pretty grim:

Three things that happened in 2013 that were bad

Gents in their early fifties were worst off this time around. They paid 21% more for their insurance than last year:


Those silver foxes paid £656, up £116 from last year.

On the flip-side, ladies between 17 and 20 years old saw the smallest increase of 11%.


It’s no small change, though. These drivers still paid an extra £162 more than in 2015, bringing their premiums up to £1,674.

Some regions have it worse than others. Here’s a handy guide to show you just how outraged you should feel:

Price index emotion map


It’s not all doom and gloom, though – some towns only saw slight price increases compared to the others:

Three regions in the UK that have lower car insurance prices

Llandridnod Wells is leading the way with a prototype car that runs on hydrogen. At least their carbon footprint is going down.

We know what you’re wondering: “Who had it worst?” That dubious honour belongs to the Orkney island town of Kirkwall.


We’re not sure what they’ve been up to, but the residents of Kirkwall paid a whopping 47% more than last year. Their insurance now stands at £712 – up £227.

Take a peek at the car insurance price index for a detailed breakdown of the trends.

*All figures are averages based on a comprehensive policy compared to Q3 2015.




Car insurance

Compare quotes from up to 120 providers all in one place

Get a quote