Lloyds car insurance

Learn more about Lloyds car insurance

Lloyds Bank car insurance logo

Last reviewed 23 August 2022

Why choose Lloyds car insurance?

  • 24/7 emergency claims helpline
  • Three levels of cover to choose from
  • Choose policy add-ons to craft your own cover

Lloyds Bank offers a range of car insurance policies to suit different requirements.

Their round-the-clock emergency claims line means you can get the help you need, whenever you need it. And if you'd rather amend, check or claim on your policy online, you can do that too with their car insurance app.

With everything from simple, no-fuss third party cover to comprehensive policies that'll cover whatever you need them to available, there's a Lloyds policy to suit any need.

Compare car insurance quotes from up to 142 insurance companies

Who is Lloyds?

The origins of Lloyds go back to 1765, when Sampson Lloyd II, John Taylor and their two sons invested £2,000 each to set up 'Taylors and Lloyds' of Birmingham.

Lloyds Bank was born and is now one of the biggest high street banks around.

Lloyds Bank is part of the Lloyds Group, which also includes Scottish Widows, Halifax and Bank of Scotland.

All in all, Lloyds Group includes 13 brands, employs over 65,000 staff and looks after 30 million customers.

Lloyds Bank’s car insurance is arranged and administered by BISL Limited.

Lloyds car insurance policy details

Lloyds offers a selection of car insurance policies and types. Not all policies and types are available through our site, so the exact levels of cover and benefits may vary. Before buying car insurance, we recommend you check the cover and benefits included.

Lloyds break their car insurance down into three main categories:

  • Third party only
  • Third party fire and theft
  • Fully comprehensive

Third-party car insurance covers bodily injuries or death of a third party and damage to a third party’s car or property caused by your car.

Third party fire and theft insurance covers all of the above, and adds in cover for your own car if its stolen or damaged through fire.

Comprehensive car insurance offers you all of the above, plus a range of added benefits.

These include:

  • A courtesy car whilst your car is at one of Lloyds Banks approved repairers
  • A new car replacement if a car you bought new in the last 12 months is stolen and not recovered
  • Vandalism cover if your car is damaged maliciously
  • European cover, allowing you to drive abroad for up to 60 days
  • Lock and key insurance, which will provide a replacement lock if your keys or ignition activation device is stolen
  • Three year guarantee on approved claims repairs

Contact Lloyds

Lloyds can be contacted via their website, or you can call them on 0344 209 0476

If you need to send something in writing, Lloyds' postal address is:

Lloyds Bank PLC
25 Gresham Street,

Buy car insurance and choose a freebie with Rewards

Single annual policy. HelloFresh 18+ subscription service, geographical exclusions apply. T&Cs apply

Lastminute.com logo £20 to spend
IMO logo 12 free car washes
Halfords logo £20 to spend
HelloFresh Logo Free recipe box