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gender-male

The Gender Gap In 100 Drivers

When it comes to driving, the battle of the sexes rages on.

Let’s look at how men and women would fare if the UK was home to just 100 drivers.

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UK Population
UK Drivers
Tearing Up The L-Plates
Lawbreakers On The Road
Accidents And Insurance Claims

This is the UK population as 100 dots. Each dot represents 1% of the total. So if the UK were 100 drivers, one dot would be one person.

As you’d expect, the split between men and women is pretty even.

Source: Wikipedia

But when you look at the UK driver population, things are slightly more skewed towards men.

Source: DVLA licensing statistics. 48.4 million UK licence holders (full and provisional)

Almost 1.8 million people took their driving test in 2017 - how did female learners fare against their male counterparts?

Source: DVLA practical driving test statistics.

More women took their driving test ?

But fewer women passed:

And fewer again passed first time:

In 2017 585,000 were taken to court for breaking the law when on the road in England and Wales

Source: Ministry of Justice motoring offence statistics

When it comes to breaking the law, males outnumber females almost 4:1

And when you look at the most common offences, males dominate across the board.

Over 700,000 car insurance claims were made in 2017

Source: Confused.com 2017 data

Claims is a similar story to offences, with men outnumbering women almost 2:1

Men are more likely to be ‘at fault’ when making a claim. They also make more theft claims.

Not only do men make more claims, but their claims are a little more expensive.

Average Claim Payout

Female
£0
Male
£0

Source: Confused.com 2017 data

So it takes a little longer for women to get on the road, but once they are, the data suggests they're safer and more responsible.

In 2012, the EU Gender Directive made it so that insurance companies couldn’t use a person’s gender when calculating car insurance premiums.

But when you look at the figures, is it any surprise why women still pay £92 less than men for their car insurance premiums?

Source: Confused.com Car Insurance Price Index, July 2018

Average Car Insurance Premium

Female
£0
Male
£0

Key:
Female
Male
Gender gap
Average car insurance premium
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£0
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£0
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EU Gender Directive December 2012
1 December 2011
2 March 2013
3 June 2017
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Largest gender gap before EU Gender Directive

£121
Dec 2011

Gender gap immediately after EU Gender Directive

£27
Mar 2013

Largest gender gap after EU Gender Directive

£120
Jun 2017

Take a look at the Confused.com Car Insurance Price Index for the full picture

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