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Whole of life insurance

Get a whole of life insurance quote today with Confused.com


  • Policies designed for people aged from 50 to 80
  • No medical needed or health questions asked
  • Leave a financial gift behind for your family


What is whole of life insurance?

Whole of life insurance (as you might expect) is a policy that covers you for the whole of your life i.e. it pays out whenever the policyholder dies. This is different to a normal life insurance policy which has a fixed duration (between 1 and 40 years), which will only pay out if you die before your policy ends.

Our whole of life policy is the same as an over 50s policy because it:

  • Covers anyone aged 50 and older
  • Doesn’t require a medical
  • Leaves a cash gift for your dependants to ensure they have enough money to pay for debts such as funeral costs or outstanding bills

What could it cover?

Taking out a whole of life insurance policy gives you lots of ways to leave some kind of financial legacy behind. How you decide to allocate the money is really up to you. Some typical uses could be:

  • To leave a cash gift for the people most important to you, whether that's friends, children or grandchildren
  • Helping to pay for funeral costs
  • Contributing towards paying off any debt you might have
  • Leaving it as a gift to a charity that's close to your heart

How much cover do I need?

As you get older, and past the age of 50, life insurance does become more expensive and could have a significant impact on your monthly income. If you don't want to over stretch your budget, it could be worth using our life insurance calculator to help gauge an idea of how much cover you might need or want.

You can read more about whole of life insurance and the different types of life insurance here.

grey avatar silhouette of person I would recommend Confused.com to my family and friends. I have saved £15 month on life insurance.

Nov 2013

grey avatar silhouette of person Very easy to do and a quick response.

Nov 2013

grey avatar silhouette of person Easy to use, quick to set up. Help provided over the phone.

Nov 2013

Helen Colbridge After about 5 minutes I found the best quote from all of the comparison websites within Confused.com. The process was quick and easy to use, which was very helpful. Thanks

Mar 2014

grey avatar silhouette of person Very pleased with the results, had no life insurance for my husband after our mortgage finished, and I felt we got a very good deal.

Sep 2013

grey avatar silhouette of person Couldn't be easier, saved time and money. Love this site.

Sep 2013

grey avatar silhouette of person I love it. Great price and great cover. So affordable.

Nov 2013

grey avatar silhouette of person Quick access to quotes and a good deal.

Nov 2013

grey avatar silhouette of person Very easy steps to follow.

Nov 2013

grey avatar silhouette of person Confused.com was so easy to use and had lots of good quotes. I initially got a quote over the phone, the guy was very helpful and thorough, eventually booked it online, very happy.

Nov 2013

grey avatar silhouette of person A very quick and easy process with lots of options to choose from. I would definitely recommend.

Nov 2013

Looking for a different kind of policy?

Critical illness insurance

Critical illness insurance

Get cover for many serious illnesses, including some types of cancer

Over 50s life insurance

Over 50s life insurance

Guaranteed acceptance without a medical for ages 50-80.

Term life insurance

Level term life insurance

A fixed level of cover which pays a lump sum upon death of the policy holder

See all policy types




How do I buy whole of life insurance?

Once you’re ready to buy whole of life cover, we’re here to help you – you can either:

  • Click on the ‘get a quote’ button to get a quote online, or
  • Call our UK-based experts on 0800 422 0060, who will guide you through the process

If you feel like you need more information, take a look at our guides section which covers such things as understanding the benefits of whole of life cover and life insurance for the over 60s

Whichever you choose, we'll help to get you the cover you want as easily as we can.

Why compare whole of life insurance with Confused.com?

There are many great reasons to trust us, but here's some of the ones that might interest you most:

  • We respect your privacy and won't sell your data to anyone
  • We were established over 11 years ago
  • 9 out of 10 customers would recommend us to a friend*

*Research conducted by Confused.com. Out of 1,441 respondents, 94.2% said they would recommend Confused.com to a friend (January - March 2014).

Confused Life is arranged and administered by Direct Life & Pension Services Ltd, who are authorised and regulated by the Financial Conduct Authority. Registered office; Pinnacle House, A1 Barnet Way, Borehamwood, Hertfordshire WD6 2XX. Registered in England and Wales No 2467691.