What is Whole of life insurance?
Whole of life insurance is (as you might expect) a policy that covers you for the whole of your life i.e. it pays out whenever the policyholder dies. This is different to a 'term' life insurance policy, which will only pay out if you die before a specified date.
Confused.com’s ‘over 50’s life insurance’ policy is our version of a ‘whole of life’ policy as it:
- Covers anyone aged 50 and older
- Doesn’t require a medical
- Leaves a cash gift for your dependants to ensure they have enough money to pay for debts such as funeral costs or outstanding bills
How much cover do I need?
As you get older, and past the age of 50, life insurance does become more expensive and can have a big impact on you monthly income. If you dont want to over stretch your budget, it’s worth using our life insurance calculator to work out how much cover you need.
You can read more about whole of life cover and the different types of life insurance here
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Apr 2013
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Jan 2012
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Jan 2012
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Jan 2012
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Apr 2013
Looking for a specialist policy?
Get cover for up to 30 serious illnesses including heart attack, cancer and strokes
Guaranteed acceptance, without a medical, for ages 50-80.
A fixed level of cover which pays a lump sum upon death of the policy holder
See all our specialist policies
