How much is Lamborghini insurance?
| Model | Average cost to insure* |
|---|---|
|
Urus
|
£5,242.87
|
| Gallardo V10 |
£3,448
|
| Huracan LP610-4 |
£4,566.31
|
| Urus S |
£3,374.33
|
| Urus Phev SE |
£5,164.41
|
*Confused.com data February - July 2025.
What affects the cost of Lamborghini insurance?
How much you pay for your car insurance mainly depends on what kind of car you're driving, as well as your personal circumstances.
Here's some of the key factors that can affect car insurance premiums:
- Where you live
- Your age
- The car you drive
- Your claims history
- Your occupation
Learn more about how car insurance is calculated with our guide.
Or get a quote now to see exactly what you'll pay.
How can I get cheaper Lamborghini insurance?
Comparing quotes not quite cutting it? Here are a few more ways that could get you cheap car insurance:
Pay annually
Paying your insurance premium annually instead of monthly usually works out cheaper in the long run. Many insurers charge interest or additional administrative fees for monthly payments. So, a lump sum payment can often result in a lower overall cost.
Estimate your mileage correctly
Insurers use mileage as a key factor in determining your premium. If you overestimate your annual mileage, you might be paying more than needed. Be realistic about how often you drive your Lamborghini, and provide an accurate figure to make sure you aren't overcharged.
Top tip: Check your previous two MOT certificates to get an accurate estimation!
Increase your voluntary excess
This just means the amount you pay towards any claim you make. Opting for a higher excess could lower your premium. But, just make sure whatever you agree to pay is affordable to you.
Build up your no claims bonus
A no claims bonus rewards safe driving by reducing your premium for every year you go without making a claim. If possible, you might want to consider using a different, cheaper vehicle for daily driving to protect your NCB on your Lamborghini's policy.
Shop around and compare prices
Different insurers have varying risk assessments, so prices can fluctuate depending on who you go with. When you get a quote, we'll show you a range of policies you can compare to find the one that offers the best value.
Add a named driver
Adding a named driver - especially one who's experienced - to your policy could lower the premium. Insurers tend to view multiple responsible drivers as reducing the chances of risky driving, which could mean a cheaper policy.
Improve your car’s security
Insurers tend to consider security when setting premiums. Installing things like alarms and tracking devices, or keeping your car in a garage, could help lower your costs. But, as Lamborghinis are prime theft targets, your premium may still be high.
What insurance group are Lamborghinis in?
In the UK, cars are placed into insurance groups from 1 to 50. The higher the group, the more expensive the insurance.
Since Lamborghinis are high-performance, luxury cars, they usually fall into the highest groups.
Here's the main factors that can impact which group your Lamborghini is placed into:
- The value of the car
- Its security features
- How expensive it is to repair
- The car’s power
- The car's cafety features
Learn more about car insurance groups with our guide.
Car insurance group checker
The car
Insurance group
Group
9/50
Types of car insurance for your Lamborghini
Car insurance comes in several flavours. Here are a few that might be handy for Lamborghini owners.
Shop insurance for other car brands
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