How much does a Hyundai cost to insure?
Various factors influence what you pay for your Hyundai insurance. Including your driving history, age, occupation, where you live and more.
Hyundai cars are generally cheap to run, it's also fairly easy to get replacement parts. But, exactly what model you choose can impact the cost of car insurance.
Hyundai cars tend to feature in lower insurance groups - meaning insurance costs are fairly reasonable. Age is another factor, young drivers tend to pay significantly more on average for car insurance than other age groups. So it's a good idea to compare insurance prices before you buy.
To get an idea for what you can expect to pay, here are the average car insurance prices for some of the most popular Hyundai models:
| Model | Average quote* |
|---|---|
|
i10 SE
|
£588.60
|
|
i20 Active
|
£707.33
|
| i30 Active |
£913.71
|
|
IONIQ Hybrid Premium
|
£1,029.04
|
|
Kona N Line
|
£563.40
|
*Average cost of comprehensive car insurance, Confused.com data January - July 2025.
Unsure what affects the cost of Hyundai car insurance? See how car insurance is calculated.
How can I save on my Hyundai car insurance?
With so many factors affecting your car insurance premiums, you might be wondering if there's anything you can actually do to help you save. Many of the factors we've already mentioned aren't negotiable, but, there are other ways to make your car insurance cheaper:
Mileage
It's important you accurately estimate your annual mileage. Why? If you overestimate this, you could end up paying more than necessary. If you underestimate your mileage, you could put your ability to claim at risk! You're only covered for the amount of miles you provide as an estimate when you're searching for a quote.
Occupation
It might seem insignificant, but it's important to ensure the job title you select accurately describes what you do. This is because your job title affects your car insurance price. But be careful, changing your job title simply to get cheaper insurance could risk invalidating your policy.
Compare quotes
There is healthy competition between car insurance providers, it's time to use it to your advantage! The key to finding the best deal is shopping around and comparing quotes for Hyundai car insurance policies. According to our research, 20 days<sup>1</sup> before your insurance runs out is the best time to buy car insurance.
Pay upfront
There is some form of incentive to paying annually, if you can afford to do so. Insurers tend to charge interest for spreading costs over a monthly basis. So paying for your insurance annually, rather than monthly can work out as a cheaper option!
1Based on Confused.com data, Q4 2024
What insurance group is my Hyundai in?
There are several factors that determine what insurance group your car sits in. Insurers assess different elements to build out a risk profile of your car, these include:
- The car's value: The more expensive your car is, the likelier it is to fall into higher insurance groups.
- The security features: If your car has advanced security measures, it can help lower its group.
- Repair costs: The availability of replacement parts and repair costs can have a positive or negative impact.
- The power of the engine: Faster, higher powered cars usually fall into higher groups. This is because of the risk attached to these attributes.
- How safe the car is: Safety features that can reduce the chances of collision - such as ABS brakes, for example, mean a car is more likely to fall into a lower group.
Here are some of the insurance groups for popular Hyundai models:
| Model2 | Insurance group |
|---|---|
Hyundai i10 |
8/50 |
Hyundai i20 |
6/50 |
Hyundai Kona |
9/50 |
Hyundai Ioniq |
12/50 |
Hyundai Tucson |
13/50 |
2Groups determined using the Confused.com car insurance group checker tool based on standard manual models manufactured in 2020 with a maximum engine size of 1.6 litres.
Find out what group your car is in
It's always good to have some idea of what you can expect to pay for car insurance. By checking the car insurance group of your car, you can get an estimate based on the model of Hyundai you have, so there's no nasty surprises.
Every car features in one of 50 car insurance groups. These groups are ranked from 1 to 50 and are typically based on insurance risk, with insurers charging higher prices for higher groups.
Car insurance group checker
The car
Insurance group
Group
9/50
What additional cover can I get for my Hyundai?
Exactly what you're covered for can vary between insurance providers, so it's important to check what's included in a policy before you buy. Consider what you need from a policy, you can save money by avoiding optional add-ons you may not need. On the flip side, you might need to buy further cover that isn't generally included in a standard policy.
If you have an electric car, for example, features such as recovery to a nearby charging point may come at an additional cost.
You can choose from lots of different policy add-ons, but they'll add to the cost of your policy, so consider what you need before buying. Common optional extras include:
Windscreen cover
In the event of an accident, you'll be covered if your windscreen or side and rear windows need to be repaired or replaced.
Breakdown cover
Can offer you assistance if you were to breakdown at the roadside. The extent of assistance can vary based on your cover, but common features include: roadside assistance, home start and local and national recovery.
Courtesy car cover
A courtesy car is a temporary replacement vehicle provided to you by your insurer while you wait for a repair by an approved garage. You may already have this type of cover included as part of your policy, if not you can buy this as an optional extra.
Personal accident cover
Would give you financial protection in event of serious injury or death caused by an accident. The exact amount paid out from a claim typically depends on the severity of the injury.
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