How much does a Jaguar cost to insure?
Jaguar is associated with luxury sports cars, exclusive saloons and quality SUVs. It’s a brand that screams class, and this is reflected to an extent in the purchase price of a new model, which can range from £30,000-plus all the way up to more than £100,000.
While it’s fair to say that insuring a Jaguar, especially a new or classic model, can be pricy, you’d be surprised how affordable annual car insurance can be.
Take the E-Pace, which is Jaguar’s first compact SUV that’s designed to suit daily driving in the city as well as longer journeys, where comfort is very much welcomed. It seats five, making it the ideal family car, on upgraded leather upholstery.
When it comes to insurance, the average premium for the E-Pace will vary because of the different trim levels and specs available. To give you an idea though, the average quoted insurance for the E-Pace R-Dynamic HSE D180 AWD is £515*.
The F-Pace is the E-Pace’s big brother. It may be another five-seat SUV, but it’s not just any SUV: a SUV without oomph is a people carrier, and Jaguar doesn’t do people carriers. There’s plenty of room for each passenger, and a veritable warehouse of storage space, making it a good choice if you have older children who want to spread out, or you’re driving a long way.
The popular F-Pace R-Sport 180 AWD will cost you around £635* a year to insure, but again the different trims and styles available can impact significantly on your premium.
Not everyone wants a SUV. For some discerning drivers the point of having a Jag is to pamper yourself, and let the kids ride to school in a bus, or walk.
This brings us to the Jaguar XE, a compact executive model which followed on from the 2009 model year X-Type. As an example, the XE R Sport 180 has an average cover price of £751*.
Jaguar’s third category of cars is, of course, the sports models, of which the F-Type is kingpin right now. As expected for a sports car, the average premium price for a zippy two-door F-Type is a tad higher than that for the more family-orientated SUV range, with the typical coupé premium being £1,106*.
No look at the cost of insuring a Jaguar would be complete without a cheeky squint at what the average cost of insuring an E-Type would be. In fact, it’s just £378* a year. Why? Well, let’s face it, you’ll need to have very deep pockets to afford one, and you’re pretty unlikely to do the school run in it. In fact, most of the time it’ll be either polished within an inch of its life or under dust sheets.
*These prices are an average based on the model, and all our customer quotes from 14/01/21 – 14/06/21. This includes different locations, driving background and other factors. Your own quote could be cheaper or more expensive depending on your personal circumstances.
All information on this page was last reviewed on 29/07/2021, see T&C.
Jaguar history and facts
Think Jaguar, think big cat, but in fact the company began life as the Swallow Sidecar Company in 1922, originally manufacturing motorcycle sidecars, as the name suggests. A decade late it screwed the first big cat emblem on the front of its first car, the 1935 SS Jaguar 2.5l saloon, a sleek, low slung vehicle that captured the mood of the times.
Over the years Jaguar moved from providing cars for customer’s domestic use to entering the racing world, which as much now as then attracts interest. In the 1950s it developed first the C-Type, which won Le Mans in 1951 and 1953.
The D-type, with its signature tail fin was introduced in 1954, but it was probably the E-Type that put Jaguar on the map. In the 1960s everyone from Frank Sinatra to Peter Sellers had one, and it smoothly manoeuvred itself into the Swinging Sixties becoming an icon of the age as the Beatles or mini skirts.
Despite the celebrity-pull Jaguar wobbled in the middle years of the 20th Century, as the company’s director of design Ian Callum said:
“Jaguar in the 1950s and 1960s was a really cool, modern brand. It wasn’t very consistent, and the cars didn’t bear a strong family resemblance, but the fundamental brand values – the sense of excitement, the purity – drove everything.”
Since the 1960s Jaguar has maintained a high profile, introducing new models and reaping the benefit of showings of classic models in the likes of television series such as Morse. The firm shifted up a gear in the 21st Century with fresh impetus in the realm of zero-emission models and has been active the Formula-E arena.
- The Second World War put paid to the ‘SS’ addition to Jaguar cars’ names thanks to the Nazis’ despicable outfit of the same moniker.
- Before a Jaguar is painted it’s brushed with ionised emu feathers, as paint area manager Nigel Williams says: “Emu feathers can be easily charged with static electricity, which makes them great for picking up dust. We wouldn’t use them if they didn’t work so well, because – to be honest – they are very expensive.”
- Jaguar’s iconic emblem is known as The Leaper. The face-on chrome-embossed emblem is known as The Grinner.
At the tail end of 2020, Jaguar introduced a number of new models, many of which were available in hybrid or electric versions.