Kia car insurance

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How much does a Kia cost to insure?

Lots of factors play a role in your car insurance costs. The best way to find a policy that's right for you is to compare different car insurance quotes.

Here are the average insurance costs for different Kia models:

Model	Average cost*
Kia Picanto 1	£1,223
Kia Niro Hybrid	£820
Kia Sportage	£434
Kia Rio 2	£1,322
Kia Picanto 2	£974
Kia Sportage	£485
Kia Rio 1	£1,358
Kia CEE'D	£1,008
Kia Venga	£893
Kia Optima 3	£918

^{*Average cost of comprehensive car insurance, Confused.com data Q4 2024.}

What group is my Kia in?

Car insurance groups are used to work out how much you pay for insurance. They indicate how risky a car is to insure.

The groups are determined by a number of factors like value, speed, repair costs, safety features, and security. Generally cars in higher groups are riskier to insure.

Model	Insurance group
Kia Picanto	3-7
Kia Sportage	12-20
Kia Rio	4-10
Kia Venga	7-15
Kia Ceed	8-22

Find out what group your car is in

It's easy to find out what group your car is in by using our insurance group checker tool.

https://api.confused.com/engagementtools/v1/vehicle-lookup ddf475f537c04e0d839d05e3a7032997

Car insurance group checker

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What insurance can I get for my Kia?

When you buy car insurance, you can choose from 3 levels of cover which include:

Third party: This is the legal minimum level of car insurance to have. This doesn't cover you or your car for any damages or injuries. But it'll provide cover for other people's cars and compensation for injuries to others. It can also give compensation for passengers in your car who are injured in an accident.
Third party fire and theft: This provides all the standard third party cover. Plus protection if your car is stolen, damaged by fire, or damaged during an attempted theft.
Fully comprehensive: This is the highest level of insurance you can buy. It covers damage to your car and injuries to yourself. It also covers damage to other people's property, as well as other people in an accident.

What additional cover can I get for my Kia?

You can get additional cover for your Kia in the form of roadside assistance, extended warranty, and maintenance plans.

Roadside assistance: Kia roadside assistance offers roadside and home cover, as well as recovery. You can also get Kia roadside assistance advanced which adds onward travel coverage. Or Kia roadside assistance plus which adds onward travel and European cover.

Extended warranty: ALA Kia extended warranty covers mechanical and electrical faults, recovery costs, diagnostics, and consequential damage. You can also get Motorpoint extended warranty which covers an additional one or two years after the manufacturer's warranty expires.