I’m Confused.com:
Transferring no-claims bonus from partner's car

Will Thomas, Confused.com's motor insurance product manager, answers another of your car insurance questions.

Q: I have been a named driver on my partner’s motor policy for the past three years without either of us making a claim. Now I want to get my own policy: do I have three years’ no-claims bonus?

A: As far as some insurers are concerned, the answer could be ‘yes’: but this won’t be the case with every provider, so you need to check before you sign up.

Use your no-claims bonus when you run a price-comparison search, but make sure you disclose the fact it comes from being a named driver when you finally make your application.





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