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Safest time to drive

What's the safest time to drive?

We’ve analysed government road accident data to find the safest time to drive and how this could affect your car insurance costs. By combining collision data with traffic levels, we’ve pinpointed the safest and riskiest hours across the whole week – hour by hour.
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What are the safest and most dangerous times to drive in the UK?

We analysed government road accident data and compared it with the Department for Transport’s Traffic Flow Index. Using both sets of data, we created a Safety Index that shows how risky each hour is once you factor in traffic levels.

The higher the Safety Index, the more dangerous that hour is.

Here’s what we found.

Safest times

The safest time to drive is after sunrise, when visibility improves and roads get steadily busier without a spike in collisions.

  • Safest weekday hours: 05:00–07:00, with Wednesday 05:00–06:00 the safest hour of the week
  • Safest weekend hours: 09:00–10:00 on both Saturday and Sunday

Most dangerous times

The riskiest hours of the week happen after midnight, when roads appear quiet but collision rates are higher relative to traffic:

  • 23:00–04:00 is the most dangerous period overall
  • Sunday 03:00–04:00 is the riskiest hour of the week
  • Saturday 02:00–03:00 also shows a sharp rise in risk
  • On weekdays, 00:00–01:00 and 23:00–00:00 are among the most dangerous hours

Darkness, fatigue and higher late-night speeds all add to the danger during these hours.

What affects how safe it is to drive at different times?

How safe it is to drive can change depending on the time of day and what’s happening around you. Here’s what can impact road safety:

  • Clock icon Time of day - Driving at night usually means reduced visibility, tired drivers and a higher risk of serious crashes - especially after the clocks go back.
  • Car with clock icon Rush hour - Weekday afternoons, especially 5pm–6pm, are usually when roads are busiest and are peak times for accidents.
  • Weather icon Weather - Rain, fog, wind and ice affect how you drive and how well you can see. Even low sun in the winter can be a hazard.
  • Visibility icon Visibility - Poor lighting, headlight glare and dirty windscreens can all slow down your reaction time.
  • Fatigue when driving icon Fatigue - Tiredness behind the wheel is dangerous. Road safety charity, Brake, says 10–20% of all crashes are estimated to be caused by driver fatigue.
  • Calander icon Seasonality - Busy times like Christmas, school runs and bank holiday getaways often mean heavier traffic and more risk.

What causes most car accidents in the UK?

Drivers not looking properly is one of the leading causes of accidents.

According to government data, 'ineffective observation', like missing a car at a junction or not checking mirrors, was reported in over 50% of collisions where police assigned a cause.

Other common causes that show up time and time again in police collision reports include:

  • Speeding
  • Careless or reckless driving
  • Driving under the influence
  • Driver distraction (like mobile phone use or in-car tech)
  • Not wearing a seatbelt

What are the consequences of dangerous driving?

Dangerous driving can put your and other people's lives at risk. It can land you with penalty points, fines, a driving ban or even a criminal record. And in more serious cases, it could lead to prison.

Dangerous or careless driving typically leads to increased car insurance costs. If you want to know how a conviction could affect your premium, try the Confused.com driving fines calculator.

How to drive more safely

Even the best drivers slip into bad habits. These tips can help you stay safe on the road.

  • Take breaks on long drives - Tiredness slows your reaction time. Aim to stop every couple of hours on longer journeys.
  • Check your lights - You need to see and be seen. Make sure your headlights, brake lights and indicators are working before driving.
  • Avoid rush hour if you can - Bumper-to-bumper traffic at 5pm is not ideal and is one of the riskiest times to drive; avoid it if you can.
  • Keep your windscreen clear - Dirt, glare and condensation can all reduce visibility. Keep your windscreen clean inside and out.
  • Don't rely on tech - Cruise control, lane assist and parking sensors are useful, but don’t rely on them to think for you.
  • Don’t drive on autopilot - Stay focused, especially on familiar routes where it’s easy to zone out.

How to stay aware of other road users

Staying aware of different road users can help you avoid accidents, especially when the roads are busy.

The official Highway Code reminds drivers to take extra care around vulnerable road users like children, cyclists and older pedestrians. During the day, watch for schoolchildren and parents near drop-off zones.

Be extra cautious around cyclists and motorcyclists, especially when turning as blind spots can catch you out.

Also stay alert to bin crews and delivery drivers working close to or on the road. In the evening, dog walkers and pedestrians can step out from behind cars or buses with little warning, particularly in dimmer light.

What does this mean for your car insurance?

"Quiet roads can give a false sense of safety. Our analysis shows the highest risk per vehicle happens after midnight, when visibility drops and fatigue sets in. Understanding when collisions are more likely helps drivers make safer choices - and avoiding those high-risk hours can reduce the chances of an accident that could affect car insurance costs.”

Rhydian Jones - Confused.com Commercial Director
Commercial Director & Motoring Expert Confused.com logo

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Need more help?

Can your driving habits affect your car insurance cost?

Yes, insurers build a picture of your overall risk, and that includes how you use your car day-to-day. Things like long commutes, or regular late-night driving can all factor into how your premium is calculated. Even if you’ve never had an accident, your driving patterns can still influence the price you pay.

Is driving at night always more dangerous?

Not always but the riskiest hours do tend to fall after midnight. Our analysis shows the highest risk per vehicle happens between 23:00 and 04:00, when visibility drops, tiredness kicks in and quiet roads can tempt drivers to take more risks. By contrast, after-dawn morning hours (around 05:00–07:00 on weekdays) are some of the safest times to drive.

Do accident times vary by region in the UK?

Yes. While national data highlights late-night hours as the riskiest overall, regional patterns can differ. Some areas see collision spikes during busy afternoon traffic, while others peak at different times of day or on weekends. Understanding your local traffic habits helps you avoid higher-risk hours where possible.

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