"Standard policies estimate the market value of your car, but they might not reflect the actual value of your classic car. If you want an agreed valuation for your car, speak with the insurer before you buy. An agreed valuation on your policy helps ensure you’re not left out of pocket if your car is damaged or stolen."
- For cars old enough to be considered classics
- Can include things like 'agreed valuation' clauses
- Can be cheaper, depending on how you use your car