Volkswagen car insurance

Volkswagen are a brand who have become synonymous with precision engineering, high quality production vehicles and iconic car status with thanks to models like the Beetle, Golf and Polo.

There have been 21 million VW Beetle's made since it began production over 65 years ago making it one of the longest running car models ever.

The VW Beetle is undoubtedly one of the most iconic cars in automotive history. It's instantly recognisable and a classic to many.

The original model was originally designed by Ferdinand Porsche after Hitler had commissioned him to make a car for the people of Germany, a 'people's car'. The requirements were simple, it needed to be able to carry two adults, three children and travel at 100km/h (62 mph). It would be available to the citizens of the Third Reich via a savings scheme.

Replacement parts could be hard to come by for the older Beetle model, which could affect it's car insurance group, which in turn could affect your car insurance premium.

The Eos was initially brought in to replace the Golf Cabriolet. It has a hardtop retractable roof and a sliding glass roof, which makes it quite a unique car. In 2010, four years after its release, the Eos underwent a facelift. There weren't any major changes, mostly cosmetic and to the front of the car (grill, bumper, headlights etc).

With the unique CSC (Coupe Sunroof  Cabriolet) feature of the Eos, it means there are more moving parts than in your standard car, which could make it more expensive to repair should anything go wrong. This is reflected in the typical insurance groups for the Eos (generally the more expensive to repair, the higher the group).

There are lots of different body types available for Golf, each having a different car insurance group. These insurance groups are calculated by using factors like how much it costs to repair the car. 

 Insurers typically take this into consideration when calculating your premium as well as other things (rating factors) like your age, where you live, your driving history and many others.

When it comes to insurance groups and tax brackets, this car is fairly middle of the road. If you opt for one of the models with the smaller engine size, it's likely to have the lower tax bracket too, which could mean well over a £100 price difference.

Typically, the bigger the engine size and higher the insurance group, the more your car insurance premium is likely to be. With the Golf Plus, as long as you don't live in a particularly high risk area or have a tarnished driving history (claims or motoring convictions) you could get a reasonable car insurance price for this car.

The Jetta was originally conceived as a Golf with a boot, changing it from a hatchback to saloon. The first Jetta rolled off the production line in 1979 and over the years it's had a few different names, like the Bora, also the Fox and the Atlantic.

The Lupo was introduced by VW to fill a gap in their range previously occupied by the Golf. As the Golf became bigger and increased in popularity, it created a space for a small car, and the Lupo was born.

As far as engine sizes go, the Lupo range is on the smaller end of the scale, starting with a modest 1.0 and going up to a 1.7 (diesel) or 1.6 (petrol). Apart from the GTi (group 22), most fall into lower insurance groups (insurance groups go up as high as 50), which could help you keep the cost of insurance down.

The Passat is currently in its sixth generation of design since it was originally launched in 1973. Considering the size of the car, it falls into a range of reasonable car insurance groups. This could be down to the availability of affordable replacement parts should the car be damaged and a range of engine sizes from 1.4 up to 2.0.

Choosing a car such as the Passat, that benefits from a lower insurance group, could give you a lower car insurance premium.

The Passat CC isn't likely to be a very cheap car to insure, that's not to say it'll be particularly expensive, but with the engine size and group range being a little higher, it could mean it costs a little more to insure than your typical runaround car.

The Phaeton is Volkswagen's most prestigious car. Boasting large and powerful engines and a highly luxury interior, the car isn't without its downfalls.

Due to the engine size and the fact it's not a car you see on the road every day, the repair costs of the car and availability of parts have pushed the insurance group to the top end of the range, meaning the insurance cost of this car could be higher than other standard cars.

Because the car is in a higher group range and has a more powerful engine, some insurers may have trouble quoting a price. So with fewer companies able to provide quotes, comparing quotes is even more important to find yourself a great deal.

In 2015, the Polo will have been in production for 40 years, making it a very long serving and popular model for Volkswagen. Aside from the choice of different bells and whistles the Polo can come equipped with (depending on which model you choose); each variation can also differ quite dramatically for insurance group, car tax and engine size.

The hatchback alone has a group that varies from 3 to 30 (from the newer models) depending on the trim type you opt for.

Older models of the Scirocco have become somewhat of a cult car with owners clubs spreading the breadth of the UK. Some models could now even be considered a classic car due to their age. Whether you have one of the original models or a newer one from the current range, you'll need a car insurance policy to be able to drive your Scirocco on UK roads.

Insurance companies use lots of different pieces of information (rating factors) to calculate your premium. Typical rating factors will be things like your address, how long you've been driving for and the car you drive.

The Sharan has been in production for close to 20 years now. It shares its platform with the SEAT Alhambra, and so far has gone through 3 facelifts.

The Sharan is a moderately sized car in terms of engine size and has a low to mid-range car insurance group. With a lot of insurance companies, it's typical that the higher the group, the higher the insurance premium.

Larger cars, like the Tiguan, often come with higher car insurance premiums. This could be because they have a more powerful engine and often fall into higher insurance groups. 

Making sure you're getting a good deal on your car insurance is important, especially when it comes to more sizeable cars. Compare prices with Confused.com to get a range of prices from big brands.

Starting at just over £38k new, this isn't a cheap car. However, its main competitors are the Porsche Cayenne and the Audi Q7 which are significantly more expensive, making this car the more affordable of the three.

That's where the affordability ends though. With a sizeable engine, insurance groups at the top of the spectrum and each model sitting in the highest 5 tax bands this isn't likely to be a cheap car to insure.

The Touran has been in production for 10 years and is the smaller sibling to the Sharan. Insurance-wise, the Touran isn't likely to be too costly as the insurance groups are fairly low and the engine size doesn't go higher than a 2.0l.

Don't forget that if you're driving on UK roads, you need to make sure you have a valid car insurance policy, whether it's fully comprehensive or third party fire and theft.

The Volkswagen Up is an ideal first car for a new driver, it's small, has a low car insurance group, and is in the lowest two tax brackets, costing you either £0 or £20 a year to tax. 

 If you're a new or young driver, you could find that your car insurance premiums are quite high for the first couple of years, so having a car with a smaller engine and car insurance group, could help to keep prices down.

*All stats sourced from Parkers.co.uk

• Established - May 1937
• Founder - Ferdinand Porsche
• Headquarters - Wolfsburg, Germany

Volkswagen has designed two of the most iconic vehicles in history – the Beetle and Campervan. Both of which continue to enjoy strong sales today. They also produce the Golf, arguably a modern classic, which has been in production since the 1970's.

VW has a strong sporting heritage, enjoying success in a variety of rallies and touring car championships across the world.