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Volkswagen car insurance

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How much does a Volkswagen cost to insure?

Volkswagen produces an extensive range of models, from sports cars with powerful engines to compact vehicles that are cheaper to run. Therefore, the car insurance premiums you might expect to pay for a Volkswagen can vary significantly.

It's also worth mentioning that certain models will be in different car insurance groups.

For instance, the Volkswagen Polo insurance group is Group 1, whereas the Volkswagen Golf insurance group is Group 7. Typically, the lower the insurance group, the lower your insurance premiums should be.

However, because some models have different specifications and engine power, even if they are badged as a Golf or Polo, the insurance group can vary. As an example, a VW Golf 1.2 TSI Bluemotion Tech S 3d is in insurance group 7, while the VW Golf 2.0 TSI 245 GTI Performance DSG 5d is in insurance group 33. That’s a big difference!

Similarly, with a VW Polo GTI 2.0 TSI 200PS DSG auto 5d you are looking at a car in insurance group 26. That’s compared to the VW Polo S 1.0 65PS 5d which is in insurance group 1.

So, although the VW Polo is smaller in size than a VW Golf, in some instances a more powerful Polo model will be in a higher insurance group than some cars within the Golf range.

Insurers will also consider several other factors when deciding your premium such as:

You may live near a traffic black spot or in a postcode where cars are more frequently stolen and that could also drive your premium higher.

Volkswagen up! insurance

VW’s small city car typically sits in the lowest insurance group due to its small engine size.

None of the VW up! cars have average premiums of £1,000* or above, regardless of any additional specifications. For example, the up! Club up! has a premium of £703*.

*These prices are an average based on the model, and all our customer quotes from 14/01/21 – 14/06/21. This includes different locations, driving background and other factors. Your own quote could be cheaper or more expensive depending on your personal circumstances. Page last reviewed 29/07/2021

All information on this page was last reviewed on 29/07/2021, see T&C.

Volkswagen Polo insurance

The VW Polo with its compact size is particularly suited to urban driving and parking.

Some versions of the Polo are designed with a sportier feel which may mean you pay more for your Volkswagen car insurance.

As an example, the Polo GTI (180) has a high average premium of £2,733*.

Volkswagen Golf insurance

As with the VW Polo, the Volkswagen Golf comes with different specifications.

While the basic shape of the car may remain the same, the trim and what is under the bonnet may differ significantly. Your car insurance premium will reflect these differences.

For example a GTI ‘hot hatch’ is likely to cost more to insure compared to a lower spec Golf Match Edition TSI 125 which on average costs £575*.

In addition to how powerful an engine your VW car has under the bonnet, other factors such as where you live, your age and driving history can affect your premiums.

Volkswagen Beetle insurance

The VW Beetle has been visible on our roads for decades, in one form or other.

It remains a popular car today and the lowest average premium you could pay for a VW Beetle is £316*.

Volkswagen Passat insurance

The well-established and popular large family car from VW, the Passat comes in various different specs.

With the Passat All Track TDI BMT 190 you are looking at an average premium of £378*.

Volkswagen Scirocco insurance

The premiums you pay on your Scirocco will vary depending on age, model and engine size.

The Scirocco GT Black Edition TSI 180 has an average premium of £574*.

Volkswagen Tiguan insurance

Moving on to VW’s versatile SUV cars, the VW Tiguan is the smaller of its offerings. And not surprisingly, the model comes with many different specifications that impact on the premium you will pay.

The average premium on a Tiguan Match 4 Motion TSI is just £374*. 

Volkswagen Touran insurance

The multi-purpose Volkswagen Touran is designed more for space than speed. VW has been offering the Touran’s large interior with versatile seating to drivers for almost two decades now.

The premiums on the Touran are generally more reasonable than for most other cars in the VW range. However, there are still some versions of the Touran that will prove costly to insure. For instance, the Touran Sport FSI has an average premium of £1,028*.

Volkswagen Touareg insurance

The Touran’s bigger stablemate, the VW Touareg has been a popular four-by-four choice for drivers since it launched in 2002.

The average premiums vary significantly but some of the lower spec models aren't astronomical. For instance, insurance costs £496* on the Touareg Escape TDI 262 BMT.

Volkswagen history and facts

The history of the Volkswagen brand dates back to the 1930s. In May 1937, the Gesellschaft zur Vorbereitung des Deutschen Volkswagens mbH was formally established. Thankfully the name was shortened a year later to Volkswagenwerk GmbH and the company established its main plant in Wolfsburg.

At the end of 1945 the British requested Volkswagen to build cars for the UK market. Since then, VW cars have enjoyed a strong presence on UK roads.

Iconic models such as the VW Golf and the VW Beetle, the designs of which lead engineer Ferdinand Porsche and his team finalised in 1938, have proved a global success.

While these models have been updated frequently over the years, the enthusiasm to own and drive these cars has not diminished.

The 1970s was a decade of major growth for VW, with the birth of a new generation of Volkswagens such as the Passat, Scirocco, Golf and Polo models.

Volkswagen is today one of the world’s most successful volume car manufacturers. The VW Group operates 118 production plants in 20 European countries and a further 10 countries in the Americas, Asia and Africa. It sells its vehicles in 153 countries.

History of VW’s Top selling models

VW Golf

While it might not quite have the number of years behind it as the VW Beetle, the VW Golf still has a pretty impressive history.

First released in 1974, the VW Golf has become Volkswagen's most popular model and one of the best-selling cars in the world.

The Volkswagen Golf has become a classic compact family car over its near 50-year history. Older models are still sought after by car enthusiasts today but those wanting the latest Golf will be impressed by the modern engine technology. It’s characterised by economy, high torque and power.

VW Polo

One of the world’s most successful compact cars, the Polo may be small in size, but it is one of Volkswagen greatest models.

First appearing in 1975, the Polo has more than held its own against rival compact cars such as the Ford Fiesta and the Honda Civic.

And the Polo continues to evolve. In 2021, VW launched the new Polo GTI. The powerful TSI engine and sports chassis, tailored specifically to the Polo GTI, transformed the best-selling compact car into a dynamic, four-door sports car.

The VW Beetle

Few cars are more distinctive than the VW Beetle. Not many cars can trace continued manufacture back that far either – from 1938 until 2003. Although in the latter years manufacture was only in Mexico.

One of the main reasons for production ending was that the Beetle’s modern competitors like Honda’s Civic and VW's own Golf, were more economical with fuel. They also offered more space for passengers and luggage.

Only it wasn’t quite the end of the Beetle story. VW introduced the New Beetle which was built on the modern Golf platform but with the curvy shape associated with the original Type 1 from the 1930s.

The New Beetle remained in production until 2010, when it was succeeded by the Beetle A5 – which also kept the curved features characteristic of the original Beetle. The Beetle A5 ceased production in 2019.

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