If you’re looking for insurance but have a driving or criminal conviction, there are options available but they’re likely to be limited and cost more. Your choices depend on the type of conviction and often whether it's spent.
We're here to help you compare quotes and get insurance - we work with lots of providers who are experienced in getting cover for people who've had challenging circumstances.
Yes, all insurance companies have to know about all driving convictions within a 5-year period, whether they’re spent or unspent. When you get a quote, you’ll need to tell us:
If you don’t declare a conviction, you’re at risk of having your policy cancelled and invalidated. This means if there are any claims outstanding, you’d be responsible for paying for those costs.
Remember:
If you drive for work, your employer can check your record via the DVLA Shared Driving Licence Scheme. They shouldn't be able to see any offences already spent under the Rehabilitation of Offenders Act 1974.
Looking at your motoring needs and making some changes could lead to a saving. Here are our top tips:
You can find more ways to save with our tips on how to get cheaper car insurance.
"Don’t be disheartened if you're having trouble finding insurance with a criminal or driving conviction - many of the insurers we compare have lengthy experience in helping convicted drivers. Like any insurance quote, it’s all down to individual circumstances, so the best way is to get a quote to see what your options are.
You might find your costs are higher, but there are lots of ways to bring the cost down and save a bit of extra money."
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