The UK's self-driving pilot is now live, with new passenger-service rules in force since 15 May 2026. Since 3 September 2026, Uber has offered London rides in Wayve self-driving cars, with a safety driver who can take over. Waymo is preparing its own London service. So what does that mean for other road users? Our guide covers the latest on self-driving car laws, insurance and more.

Key takeaways
- The UK self-driving pilot opened to operators on 22 May 2026, a week after the new Automated Passenger Services (APS) rules came into force on 15 May 2026.
- Uber is offering Wayve self-driving rides in London, with a safety driver on board. You can’t request one: book a standard Uber, and you may be offered one to accept or decline. Driverless operation still needs UK approval, which is pending.
- Under the Automated and Electric Vehicles Act 2018, the vehicle’s insurer is generally the first to pay out if an accident happens while the car is driving itself, rather than the person in it. There are exceptions, for example, if the vehicle isn’t properly insured or required safety software updates weren’t installed. Passengers in a taxi or bus don’t need their own insurance for the journey.
- The rulebook is still being written. The government asked for views on its draft Statement of Safety Principles from 17 June to 9 September 2026, and it’s now working through the responses
First self-driving public transport
The UK's self-driving pilot is now live. The Automated Passenger Services (APS) permitting regulations came into force on 15th May 2026, and the pilot scheme opened to operators on 22nd May 2026.
The first rides have started. Since 3 September 2026, Uber has been offering rides in London in cars fitted with Wayve’s self-driving technology, with a safety driver on board who can take over. You can’t request one directly. If you book a standard Uber, you may be offered one, which you can accept or decline. Waymo is preparing its own London service. Operating without a safety driver still needs UK approval, which is pending.
To be clear: this scheme is for passenger services like taxis and buses, not cars you can buy and own.
But are we ready for it? In 2025, a man in Arizona got trapped inside a driverless car. He couldn't stop or get help and nearly missed his flight.
You could put this down to teething problems - and hopefully it's just a one-off. But being such a new type of technology, it's no surprise that people are nervous about hopping in.
That said, self-driving cars offer great opportunities for those who can't drive or live in rural areas.
There's also a safety bonus, as those who work late or really early could book a self-driving vehicle and not worry about falling asleep behind the wheel.
It's a startling fact that human error contributes to 88% of all road collisions. So, this leap forward for self-driving vehicles could be a good way to reduce this.
The Future of Roads Minister, Lilian Greenwood said:
"Self-driving vehicles are one of the most exciting opportunities to improve transport for so many people, especially those in rural areas or unable to drive. We want to work with passengers and industry to make this new form of transport safe and accessible, as we take our next steps towards adoption.
This technology doesn’t just have the potential to improve transport for millions of people. It will help stimulate innovation, create thousands of jobs, and drive investment to put more money in people’s pockets – all part of delivering our Plan for Change."
What are driverless cars?
Driverless, or self-driving cars, are fully automated vehicles that can get you from A to B without you touching the steering wheel.
Driverless cars use artificial intelligence to respond to the road like a human driver. They're sometimes known as autonomous cars, as they can understand their environment without our involvement.
At the moment, the government is only launching self-driving tech in taxis, buses and private hire vehicles. But there are elements of self-driving technology in personal vehicles, like automated lane keeping systems, self-parking technology and speed limiters.
The first self-driving cars for personal use will still need a human driver. In most cases, accidents that happen while in autonomous mode will be treated as the fault of the manufacturer. The insurer will be liable, rather than the 'driver'.
However, there are many factors to consider when determining liability after an accident, and the driver's actions and behaviours will also be considered.
Are personal self-driving cars legal in the UK?
No, personal self-driving cars are not yet legal for unsupervised use on UK roads.
The Automated Vehicles (AV) Act became law on 20 May 2024 in the UK. The law sets out the safety standards and processes for automated vehicles. Further regulations are being laid out through 2026 and into 2027, with the Act due to come into force in full in late 2027.
That process is still moving. The Department for Transport's call for evidence on the wider regulatory framework closed on the 5th May 2026. A consultation on the draft Statement of Safety Principles for automated vehicles followed, opening on 17 June and closing on 9 September 2026, and the government is now working through the responses.
New marketing rules are also coming. Regulations laid in July 2026 aim to stop vehicles being advertised as 'self-driving' or 'driverless' unless they’re formally authorised. These are due to come into force on 7 January 2027. The law’s main focus is to cut down on human error and improve road safety.
The motor industry is a key driver in autonomous vehicle testing. The Association of British Insurers (ABI) is focusing on ensuring high safety standards in driverless cars. They're working with Thatcham Research and vehicle manufacturers to develop safety technology in self-driving vehicles.
While personal self-driving cars are not yet legal, many cars have autonomous features today. Adaptive cruise control and lane control might not make us feel like James Bond, but they enhance driver safety.
What rules and laws do driverless cars have to follow?
The AV Act states that driverless cars must 'achieve a level of safety at least as high as careful and competent human drivers.' But what does this really mean?
The Department for Transport (DfT) proposed changes to the Highway Code in April 2022.
Self-driving cars must be as safe and careful as competent human drivers. Before making it onto the road, they need to pass a 'self-driving test.' This ensures they can travel autonomously and safely. They'll also need:
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Data security: In case of an accident, self-driving cars must have working data-logging equipment.
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The Highway Code: All self-driving cars must follow the usual rules of the road. A new section is being added to the Highway Code to make the expectations for AV users clear.
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Insurance: The Automated and Electric Vehicles Act 2018 states that the motor insurer is primarily liable for accidents involving driverless cars. This means that the injured person can make a claim against the insurer. The insurer could then seek compensation from the manufacturer if the accident was caused by a system error. For example, faulty sensors or other manufacturing issues.
The rules also make it clear that the driver should take back control of the car if prompted.
Do I need car insurance to travel in an autonomous car?
When it comes to car insurance, autonomous cars can make things a little more complicated. The Automated and Electric Vehicles Act 2018 outlines regulations for the insurance of driverless cars.
It states that if the car is in self-driving mode, the insurer or manufacturer is responsible for any accidents or damages that occur. But if it's not properly insured, the car's owner will be liable.
The act also goes into the specifics of software in driverless cars. If car owners don't install 'safety-critical' software updates, insurance could be invalidated. Self-driving cars may need different insurance coverage than other vehicles too. This is to account for malfunctions in autonomous technology.
But if you're using a self-driving taxi or bus, you won't need insurance. Just like you wouldn't need insurance if you're using a regular bus or taxi.
Our guide delves into some more challenges insurers might face with driverless cars.
What changes can we expect to driverless cars in the future?
Driverless cars are expected to change the environment and the designs of our cities. They'll also make a big change to how we get from A to B. Here are a few main changes that driverless cars may bring:
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Improved road safety: Driverless cars can cut down on the number of accidents caused by human error. Using sensors and cameras, they can sense the road ahead, weather conditions, and other cars.
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City design: It's likely that driverless cars will be more compact than traditional cars. This could free up space for bigger pavements, bike lanes, and more pedestrian-focused areas.
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Mobility: Driverless cars could be a gamechanger for the elderly or people with disabilities. If long commutes are less of a problem, more people might choose to move further away from the office. This could mean more people living in rural areas rather than in cities.
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Environment: Driverless cars could make our planet healthier. They're less likely to get into traffic jams, as they can reduce idling and travel closer together with other cars. They're also more efficient, thanks to smoother acceleration and braking. This can reduce the amount of fuel they consume.
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Features: Looking further into the future, features like steering wheels, foot pedals, and car mirrors could become obsolete.
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Communication: Driverless cars can communicate with other vehicles and infrastructure, such as traffic lights, car parks, and street signs.
Which car manufacturers are working on driverless cars?
Many well-known brands have started developing the technology for driverless cars:
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Microsoft: In 2021, Microsoft announced a partnership with Volkswagen Group’s Car Software Organisation to build a cloud-based Automated Driving Platform. This is now known as CARIAD.
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Uber Technologies: Uber has been in the self-driving race since 2016. It now offers autonomous rides through partners, including Waymo in Austin and Atlanta, Motional in Las Vegas and Wayve in London.
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Tesla: Tesla runs a robotaxi service in several US cities. They're one of the most well-known names when it comes to autonomous vehicles.
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Alphabet - Waymo: Waymo began developing autonomous vehicles in 2009. Their website states that their self-driving cars have been tested on 20 billion miles (both on the road and simulated).
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Wayve: This UK-based company began a London service with Uber in September 2026, with a safety driver who can take over.