Citroën car insurance

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Citroën insurance

Citroën’s range of vehicles can fall into all kinds of categories, from hatchbacks to saloons, which insurers will rate on differently. Your insurance premium will be calculated based on several contributing characteristics of the vehicle, including value, engine size, power, security and safety features.

To help you understand how premiums are calculated for the models in Citroën’s current range, we’ve put together some of their key statistics that will contribute to insurance and running price.

  • Insurance groups are allocated to most vehicles on UK roads by the ABI (Association of British Insurers), based on many factors including those above
  • These can be a good indicator of the insurance premium you can expect to get, with higher ABI groups generally meaning higher premiums
  • Insurers also use a lot of information about you and your driving history to calculate premiums, so the best way to anticipate costs is to run a quote – it only takes a few minutes for Confused.com to compare dozens of providers and get our best quotes direct to you
  • You can learn more about how premiums are calculated by reading our related articles and guides
  • You can also find more information on ABI group allocation and their impact on your premium

Berlingo Multispace

Spacious, practical and brimming with family-friendly features, the Berlingo Multispace is a five-seat people carrier for buyers on a budget. It sits between the cheaper Xsara Picasso and stylish C4 Picasso in the range, and has a focus on keeping costs to a minimum.

Specification Engine Capacity Typical ABI Group Range* Tax Bracket Range
VT 1.6 4-6 E-J
VTR  1.6 7-10 C-J
XTR   1.6 7-10 C-J
Plus  1.6 8 E

C1

Engine options for the C1 range from 1.0 to 1.4 litres which, combined with such a lightweight body makes the C1 economical on both fuel and insurance. With low emission levels, all C1 models can be found in tax bands A or B, and the C1 falls into very low ABI groups of between 2 and 4.

This makes the C1 amongst the cheapest cars available today to keep on the road, and a great option for new our young drivers.

Specification Engine Capacity Typical ABI Group Range* Tax Bracket Range
Vibe 1.0i 1 B
Airplay 1.0i 1-3 B
Cool 1.0i 3 B
VT 1.0i 2-3 A-B
Rhythm 1.0i-1.4i 2-4 A-B
Splash 1.0i 2 B
Connexion  1.0i 4 A

C2

Its typically small engine has helped to keep the C2 in relatively low ABI groups, and has kept emissions down too, meaning low tax bands. This helped the C2 build its reputation as one of the best value, small, stylish cars on the market during its production years, and it should still be considered by anyone shopping in that niche today.

Specification Engine Capacity Typical ABI Group Range* Tax Bracket Range
Vibe 1.1-1.4 3-6 C-E
Design 1.1-1.4 3-6 C-F
VT 1.1-1.4 3-6 E-F
LX 1.1-1.4 3-6 C-E
Airplay + 1.1 3 E
Cool 1.1-1.4 3-6 E-F
SX 1.1-1.4 4-7 C-F
Furio 1.1-1.4 3-6 C-F
Rhythm 1.1-1.4 3-7 C-F
Cachet 1.1-1.4 3-6 E-F
 By Loeb 1.6 15 G
Stop & Start  1.4 6 D
Code 1.6 15 G
 VTR 1.1-1.6 15 G
GT 1.6 13 G
VTS 1.4-1.6 6-15 C-G

C3

The C3 comes in a huge variety of different models, each with their own gadgets, engine specifications and types. This not only means that the C3 caters to a range of tastes, but also that it can fall into several potential ABI groups.

Specification Engine Capacity Typical ABI Group Range* Tax Bracket Range
Vibe 1.1-1.4 4-6 C-F
VT 1.0-1.4 5-10 A-E
L 1.1-1.4 3-5 C-F
Airplay 1.1 3 F
LX 1.4 5-6 B-F
Cool 1.1-1.4 4-6 C-F
Rhythm 1.4-1.6 6-12 C-F
Desire 1.1-1.4 4-6 C-F
Cachet 1.4 6-8 C-F
First 1.1 4 E
Airdream 1.4-1.6 7-14 A-C
VTR 1.4-1.6 6-14 C-G
VTR+ 1.0-1.6 7-18 A-E
SX 1.4-1.6 2-3 B-E
 VTP 1.0-1.4 2-3 B-E
Exclusive 1.4-1.6 6-21 A-H
White / Black 1.4 7 E
Selection 1.2-1.6 9-18 A-B
 Connexion 1.4 8-12 C-E
C3 Picasso 1.4-1.6 10-15 B-F
C3 Pluriel 1.4-1.6 7-15 D-G

C4

With engine options ranging from 1.4 to 2.0 litres, the C4 manages to cover a broad range of ABI insurance groups, from 9 all the way up to 30. This means that insurers will calculate your C4 insurance premium with a lot of emphasis on the particular C4 you drive.

From the 2.0 litre coupé to the 1.4 hatchback, insurance premiums will vary, making it beneficial to compare different policies and providers.

Specification Engine Capacity Typical ABI Group Range* Tax Bracket Range
Coupe (04-10) 1.4-2.0 9-30 C-J
Hatchback (04-10) 1.4-2.0 9-21 C-J
Hatchback (11 on) 1.4-2.0 12-23 A-G
Picasso (07-13) 1.6-2.0 12-19 C-K
 Picasso (13 on) 1.6 14-22 A-F

C5

The C5 is a stylish family car, available in several different body types and engine configurations, designed to be more refined than many of its competitors whilst still offering a range of options and extras.

Specification Engine Capacity Typical ABI Group Range* Tax Bracket Range
Estate (01-04) 1.8-3.0 15-30 F-K
Estate (04-08) 1.6-3.0 18-27 F-L
Hatchback (01-04) 1.8-3.0 15-30 F-K
Hatchback (04-08) 1.6-3.0 18-28 E-L
Saloon (08 on) 1.6-3.0 18-35 C-K
Tourer (08 on)  1.6-3.0 18-35 C-K

C6

Intended to compete with premium cars in the BMW and Audi range, the C6 is a large executive saloon built for comfort, luxury and style. In its size and design, it approaches similarities with limousines that can often edge cars into higher and more expensive car insurance groups.

Specification Engine Capacity Typical ABI Group Range* Tax Bracket Range
Standard 2.2-3.0 41-42 H-M
Lignage  2.2-3.0 42-45 H-M
 Exclusive 2.2-3.0 42-45 H-M

C-Crosser

Citroën’s C-Crosser is a compact crossover based on the same platform as the Mitsubishi outlander and Peugeot 4007, and so shares many of the same stats and characteristics when it comes to insurance rating factors.

Its range includes 2.2 and 2.4 litre engines, which, whilst not as powerful as some conventional 4x4’s, is enough to keep it in relatively high ABI insurance groups (typically between 32 and 37).

Specification Engine Capacity Typical ABI Group Range* Tax Bracket Range
VTR 5D 2.4 32 K
VTR Plus CVT 2.2 32 K
 VTR Plus 5d 2.2 37 H
VTR Plus Auot DCS 2.2 37 I
 Code 5d 2.2 37 J
Exclusive 5d CVT 2.4 34 K
Exclusive 5d 2.2 37 H
Exclusive 5d Auot DCS 2.2 37 I

DS3

As a supermini in a competitive market, the DS3 finds itself competing against the likes of the Mini, Alfa Romeo MiTo and Audi A1, so Citroën have tried to design a small, compact family car which is cheap to insure and run.

Specification Engine Size Typical ABI Group Range* Tax Bracket Range
DSign 1.2-1.4 9-13 B-E
DStyle 1.6
15-20 A-G
DStyle Red  1.6 17 A-E
WHI  1.6 15-16 E-B
BLA 1.6 15-16 E-B
DSport 1.6 18-25 A-G
By Orla Kiely  1.6 16 B
DStyle Plus 1.6 15-21 A-E
DSport Red 1.6 19-21 A-E
DSport Plus 1.6 18-25 A-G
Ultra Prestige 1.6 19-23 A-E
Racing White 1.6 32 F
Racing Black 1.6 32 F

DS4

The DS4 is a compact family car based on the C4, but with a sportier driving experience and a sloping, coupé style roof. Its trim and engine range is not as developed as other models in the Citroën range, meaning the range of ABI groups it can fall into is more limited.

Specification Engine Capacity Typical ABI Group Range* Tax Bracket Range
DSign 1.6 14-18 D-F
DStyle 1.6-2.0 15-23 C-I
DSport 1.6-2.0 24-31 D-F

DS5

As a 5-door hatchback and family car, the DS5 has performed well in the period since its launch by offering something new to its customers, including a stylish and unique sunroof system that gives each occupant control of their area of the car, and safety features that can stand up well against most of its competitors. These will no-doubt have impacted its potential ABI insurance groupings.

Specification Engine Capacity Typical ABI Group Range* Tax Bracket Range
DSign 1.6-2.0 18-27 C-G
DStyle 1.6-2.0 18-27 C-G
DSport 1.6-2.0 24-28 D-G

Nemo Multispace

The Nemo Multispace is a small MPV based on the French car maker's Nemo van, and was in production between 2009 and 2012. Intended to be smaller and cheaper than its predecessor, Citroën have kept Nemo Multispace costs low by offering a limited range of engine and trim options.

Engines come in 1.3 and 1.4 sizes only, which help keep ABI insurance groups and tax brackets low. This makes for an appealing, frugal, no-frills MPV with low starting, running and insurance costs.   

Specification Engine Capacity Typical ABI Group Range* Tax Bracket Range
HDi 5d EGS 1.3 7 C
HDi (non-start/stop) 5d 1.3 7 C
 8v 5d 1.4i 3 G
HDi 5d 1.3 7 C
HDi 8v 5d 1.4 4 C
HDi 8v SensoDrive 1.4 4 C

Saxo

As a supermini, the Saxo found itself in one of the most competitive car markets around. With manufacturers across Europe competing with small hatchbacks to capture the young driver market, its success was largely down to its styling, reliability and low ABI insurance groupings.

Specification Engine Capacity Typical ABI Group Range* Tax Bracket Range
Spree 4  1.0 7 G
First 1.0-1.1
7-9 F
Forte 1.1 9 F-G
LX 1.1-1.5 9-11 E-G
SX 1.1-1.6 9-13 E-J
Expose 1.1 9 G
Stateside 1.1 9 G
West Coast 1.4
11 G
Desire 1.1-1.5 9-11 E-I
East Coast 1.0-1.1 7-9 G
Furio 1.4 11 G
VTR 1.6 15 G-I
Exclusive 1.4-1.5 11-13 E-J
X 1.1-1.5 9 E-G
Mischief 1.0 7 G
Open Scandal 1.0 9 G
Scandal 1.0 7 G
Spree 1.1 9 G
Spree 2 1.0 7 G
VTS 1.6 27 J-K

Xsara

The Xsara was a popular model throughout its production lifetime, likely because its wide range of engine and body options meant there was a Xsara to suit everyone. This also meant you could choose to go for comfort, size or power, all in one range.

Though the Xsara is no longer in production, it is still a common sight on UK roads, particularly the Picasso.

Specification Engine Capacity Typical ABI Group Range* Tax Bracket Range
Coupe (98-00) 1.4-2.0 13-32 -
Coupe (00-04) 1.6-2.0 19-32 E-K
Estate (98-00) 1.4-2.0 13-21 -
 Estate (00-04) 1.4-2.0 11-19 F-I
Hatchback (97-00) 1.4-2.0 13-21 -
Hatchback (00-04) 1.4-2.0 11-27 C-J
Picasso (00-10) 1.6-2.0 14-21 E-K

Did you know?

  • Established - Paris, 1919
  • Founder(s) - André Citroën
  • Headquarters - Saint-Quen, France
  • Production output - 1,435,688 vehicles (2011)
  • Parent company - PSA Peugeot Citroën

Since 1919, when it was founded by Andre Citroën, Citroën cars have pioneered new approaches to design and engineering – with vehicles like the 1934 front-wheel drive Traction Avant, the DS with its hydraulic self-levelling suspension, the avant-garde 2CV and today’s C-Zero electric car. These innovations along with Citroën’s exploration of new concepts and designs has helped drive them to being the 4th largest car manufacturer in the world.

With their creative technology, great aesthetics and consistent performance, Citroën's cars are now a common sight on UK roads and around the world – popular, reliable and desirable, they seem to have a model in their range to appeal to most motorists.

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