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How do I get performance car insurance?

Aston Martin DB9Do you feel the need for speed? How can you get the best insurance deal on your high-performance vehicle?

Whether you’re an avid fan of the unique machines taking centre stage in the Fast and the Furious films, or a connoisseur of classic marques such as Ferrari, Lamborghini, Bugatti and Aston Martin, the world of performance cars holds an attraction for people of all ages.

With their race-prepared engines, tuned exhausts and uprated suspensions, these vehicles are built for speed – regardless of whether they’ll be put through their paces out on the race track or simply used for cruising round the streets.

What is a high-performance car?

The category is broad, as it encompasses everything from prestige machines to kit cars and imported vehicles. It also includes souped-up regular cars that have been modified for performance; say, by adding a larger engine and fuel management system.

But by and large, performance cars differ from traditional cars in that they’ve been designed to perform better in these areas: speed, handling and braking.

Manufacturers are able to increase performance in several different ways, including:

  • Reducing weight by selecting lighter materials such as carbon fibre
  • Using specifically-designed components
  • Engine tuning

While manufacturers like Porsche, Jaguar and Aston Martin are well-known for producing performance cars, even manufacturers of standard cars sometimes produce performance models of their cars; such as the Ford Focus RS, Volkswagen GTI and Mini John Cooper Works.

How does performance affect insurance prices?

Porsche 911 GT3Typically, due to the performance nature and increased power of the cars, insurance costs can be higher than those of a standard car. Plus they cost more to repair due to the parts used in their construction.

With the high level of investment you’re making by buying a performance car, insurance shouldn't be overlooked. This not only means picking an insurance policy that fully covers your pride and joy (read more about fully comprehensive car insurance), but you may want to consider installing extra security features such as a tracker. This will not both make it more secure, and may help to reduce the price you pay for your car insurance.

Plus it’s a sad state of affairs, but their desirability can make them a target. Not only could they be a favourite for car thieves looking for a joyride, but they may also be the target of vandals whose jealousy will result in them being damaged in some way.

Choosing your insurer

Do you drive an expensive supercar? Or is your performance car a simple hot hatch? Either way, we can help you find a competitive quote. Compare car insurance prices with us today, and get great prices for your beloved wheels.

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