European car insurance

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What should I know about European car insurance?

Many car insurance policies provide cover for driving in Europe for up to 30 days, though you will need to check your exact policy details or speak with your insurer before you leave to confirm this.

The standard cover for driving in Europe provided by many insurers is usually the most basic third party cover.

With limited insurance, if you have a car that's expensive to repair you may want to consider upping your level of cover. Your insurer may charge you for this but without additional cover, if you're involved in an accident that's your fault or where the fault is unknown, you won't be able to make a claim for repairs needed to your car or legal fees resulting from the accident.

Some insurers offer European cover as an optional extra when taking out a policy. When it comes to running a quote through, once you have your list of prices, click on the 'About Provider' button next to each provider to see whether they include EU cover or a green card.

A green card is issued to you by your insurer for use whilst driving abroad. It's a motor insurance certificate valid in Europe that can help making a claim or exchanging details with another driver or the local police whilst abroad, easier.

You should always inform your insurer if you're planning to drive your car abroad but by letting them know, they'll also be able to issue you with a green card.

Temporary insurance for Europe

As well as standard policies, it's possible to drive in Europe on a temporary policy. With short term insurance arranged through it's possible to get cover for 1-28 days arranged instantly, so whether you fancy a week in the south of France or a quick weekend away to Germany, you'll be covered on a temporary policy.

To get a quote for temporary insurance, head to our temporary insurance page which has lots of information about short term policies and what they offer.

What else should I know about driving in Europe?

  • Apart from remembering to drive on the opposite side of the road, it's worth reading up on the road rules including speed limits and drink drive limits for your destination so you don't fall foul of the law or end up in an accident.
  • Many countries require you to carry certain things in your car or modify it for driving abroad. In France for example it's compulsory to carry a warning triangle, reflective jacket and alter headlamps so they don't dazzle oncoming drivers. The AA have produced a helpful guide displaying the EU driving requirements for many countries.
  • If your number plate isn't in the new EU style that shows which member state the car was registered in, you're required to attach a GB sticker to your car.
    For more information, here's what you need to know before hitting the road or take a look at our European guide. QuickQuote Logo

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