End-of-life conversations

Talking about end of life plans isn’t always easy, but these conversations are important when taking out a life insurance policy.

In this video we’ll discuss how to navigate challenging conversations about end of life and how to manage your finances.

Let’s start with why people find it difficult to have these conversations?

It’s completely natural why people would want to avoid these types of conversations, because it can bring up fear, sadness and uncertainty.

But avoiding them can actually make things harder. Talking about it helps to remove fear, replacing it with reassurance and understanding for your loved ones.

So, what is the best way we can approach these conversations?

There’s never gonna be a perfect time but try and pick a calm moment or a familiar location to help ease the strain. Planning what to say beforehand can help you prepare and it’s important to keep your tone soft, focusing on compassion. Do your research. Look into which life insurance policy would suit you best so you have all the facts ready to share.

You might start the conversation by explaining that you’d like your finances to be organised. Should the worst happen, planning can alleviate stress and burden on loved ones.

It’s about financially protecting the people you love, not just about planning for what happens next.

But what if someone doesn’t want to talk about end of life planning?

It can help to share that it’s important to you to help relieve worries and stress in the future.

If you sense resistance, then don’t push them. Instead, acknowledge their feelings calmly.

Try to steer the discussion. Explain that whilst it might not be easy, you’d like to talk about it when they’re ready.

You could also suggest writing it down for them to read in their own time.

So, why is it important to have these conversations when taking out a life insurance policy?

For many people, life insurance can be a practical first step when organising their future.

It can turn a difficult topic into peace of mind that loved ones are supported financially should the worst happen.

It’s never easy to talk about the future but starting the conversation is one of the most caring things you can do.