Buy temporary car insurance with Confused.com in 3 easy steps…
We’re serious, it’s that easy.
What you pay for short term cover depends on factors like your age, reason for cover, the car you're driving and the length of cover your take out.
To give you an idea of what you might pay, here’re the average prices of temporary car insurance policies*:
*Temp cover data September 2024.
If you’ve had to look for car insurance before, you’ll know how complicated it can be. We don’t like this, and you shouldn’t have to deal with it. That’s why all of our temporary car insurance policies include comprehensive cover.
Comprehensive cover is just that. It means you can get to where you are going with peace of mind that you're covered* should anything go wrong.
*Always check the policy wording and exclusions of your chosen insurer, as what’s covered can differ from provider to provider.
You also need to know that our temporary car cover isn’t suitable as a long-term solution. This is because you’ll need to take out a new policy every time you get behind the wheel.
When you’re not driving, you’ll need to put a Statutory Off Road Notification (SORN) on your vehicle. This declares that it’s not being driven and means you don’t have to pay tax or insurance on the vehicle.
It also means that you’ll need to remove the SORN when you want to drive again. Combine this with sorting out a new insurance policy, and you’ve got a healthy bit of administrative work to do before you can drive again. No thanks.
Instead of jumping through these hoops, you could get an annual policy. Or, pay-as-you-go car insurance is another option. With this, you pay a base rate and get billed for every mile you drive. So, when you’re not driving, you’re not paying.
“You take out temporary car insurance when you don’t want to commit to something long-term. So why should you have to wait a long time for a response?
Our short-term car insurance provides you with the cover you need when you need it. This ensures our customers have the freedom to be ready for whatever life throws at them.”
Still got a couple of lingering questions about short-term car insurance? No problem. Our experts have compiled the key FAQs about temporary car cover. They’ve answered them all as well. That’s helpful, isn’t it?
To qualify for a policy, you need to have held a full UK licence or provisional licence for a minimum of 6 months. You must also be aged 17 to 78.
If you're 17-18, you may have more difficulty finding a quote as not all insurers offer short-term insurance for your age group. Luckily, we do, so check out our temporary student car insurance page.
If you require a longer-term policy, see our car insurance for 17-year-olds or learner driver car insurance.
You can! Let’s say you’re temporarily insured on your parent’s car but want to drive your mate's car for a weekend. You can take out a short-term car insurance policy on both at the same time.
For legal reasons, you can’t share policies between vehicles. So make sure each car has its own policy.
Nope. Your temporary car insurance is completely separate from your annual policy. So, if you have a scrape or bump, your no claims bonus is safe. Please note the price of an annual policy can still go up when an accident is declared on a different car.
You can’t extend an existing policy, but you can buy a new one as soon as the old one ends. It only takes a couple of minutes!
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