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Take a look at the four main benefits of having a credit card.
With so many cards on offer, it can be confusing deciding which is best.
Your credit cards, and how you use them, can greatly affect your chances of getting a mortgage.
Once you've decided which credit card is best suited for your circumstances, the next step is to find a way to apply for it.
Your credit rating says how risky you are when it comes to borrowing money. Find out how to improve it here.
Both are ways of spending money that isn’t really yours. But which option is best?
Use our free service to compare credit cards.