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Balance transfer credit cards

Balance transfer credit cards can be great tools to help you save money. They allow you to transfer money from one credit card to a new one, potentially saving you hundreds of pounds if you’re paying interest on your current credit card.

Provider Balance transfer intro period & rate Purchases intro period & rate Rewards Representative APR Likelihood of acceptance Actions
Balance Transfers

Barclaycard Platinum

Barclaycard Platinum Logo

33 months of 0.0% interest on transfers

2.79% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
The longest 0% balance transfer period ever available in the UK - plus for a limited time benefit from a balance transfer fee reduction from 3.5% to 2.79%

Barclaycard Platinum

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32 months of 0.0% interest on transfers

0.00% fee

6 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Barclaycard Platinum 32 Months

Barclaycard Platinum 32 Months Logo

32 months of 0.0% interest on transfers

2.69% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
Balance transfer fee refund offer- a fee of 3.5% will be applied then reduced to 2.69%

Halifax Balance Transfer 32 Months

Halifax Halifax Balance Transfer 32 Months Logo

32 months of 0.0% interest on transfers

2.70% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.95% (variable) annual.
***APR is dependent on your personal circumstances***

Tesco Clubcard Credit Card for Balance Transfers

Tesco Bank Tesco Clubcard Credit Card for Balance Transfers Logo

32 months of 0.0% interest on transfers

2.90% fee

3 months 0% interest on purchases

Tesco Clubcard points

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
Earn 1 point for every £4 spend in each purchase transaction (£4 min)

Bank of Scotland Platinum Balance Transfer

Bank of Scotland Platinum Balance Transfer Logo

32 months of 0.0% interest on transfers

3.50% fee

6 months 0% interest on purchases

No rewards

18.9% APR

Can I get this card?

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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.95% (variable) annual.
***APR and length of 0% period are dependent on your personal circumstances***

Lloyds Bank Platinum

Lloyds Bank Lloyds Bank Platinum Logo

32 months of 0.0% interest on transfers

3.50% fee

6 months 0% interest on purchases

No rewards

18.9% APR

Can I get this card?

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.94% (variable) annual.
Benefit from 32 months interest free on balances transferred in the first 90 days, plus 6 months interest free on purchases.

MBNA Platinum Credit Card

MBNA MBNA Platinum Credit Card Logo

31 months of 0.0% interest on transfers

2.88% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Can I get this card?

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
Benefit from a lengthy introductory promotional rate on balance & money transfers

Nectar Balance Transfer Credit Card

Sainsbury's Bank Nectar Balance Transfer Credit Card Logo

31 months of 0.0% interest on transfers

2.89% fee

6 months 0% interest on purchases

Nectar points

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.95% (variable) annual.
Benefit from a long interest free period on balance transfers and earn Nectar points as you spend

Halifax Balance Transfer 30 Months

Halifax Halifax Balance Transfer 30 Months Logo

30 months of 0.0% interest on transfers

2.50% fee

6 months 0% interest on purchases

No rewards

18.9% APR

Can I get this card?

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.95% (variable) annual.
***APR is dependent on your personal circumstances***

Leeds Building Society Platinum Card

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30 months of 0.0% interest on transfers

2.89% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

HSBC Existing Customer Card

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30 months of 0.0% interest on transfers

3.30% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Fluid Balance Transfer

fluid Fluid Balance Transfer Logo

29 months of 0.0% interest on transfers

2.90% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Can I get this card?

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
Pay no interest on your transferred balance for 29 months (2.9% fee)

Virgin Balance Transfer

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29 months of 0.0% interest on transfers

2.99% fee

6 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Santander Credit Card

Santander Santander Credit Card Logo

29 months of 0.0% interest on transfers

3.00% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Can I get this card?

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
0% interest for 29 months on balance transfers with 0% on purchases for 3 months

Bank of Scotland Platinum

Bank of Scotland Platinum Logo

28 months of 0.0% interest on transfers

1.50% fee

12 months 0% interest on purchases

No rewards

18.9% APR

Can I get this card?

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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.9% (variable) annual.
***APR and length of 0% period are dependent on your personal circumstances***

Halifax Balance Transfer

Halifax Halifax Balance Transfer Logo

28 months of 0.0% interest on transfers

2.50% fee

12 months 0% interest on purchases

No rewards

18.9% APR

Can I get this card?

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.95% (variable) annual.
***APR and length of 0% period are dependent on your personal circumstances***

AA Balance Transfer 28 Months

AA AA Balance Transfer 28 Months Logo

28 months of 0.0% interest on transfers

2.90% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Can I get this card?

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
The AA's longest 0% balance transfer period- 2.9% fee applies

AA Balance Transfer

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28 months of 0.0% interest on transfers

2.90% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

TSB Platinum Balance Transfer Card 24 Months

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28 months of 0.0% interest on transfers

3.00% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.94% (variable) annual.

Nationwide

'tionwide Building Society Nationwide Logo

26 months of 0.0% interest on transfers

2.40% fee

3 months 0% interest on purchases

No rewards

17.9% APR

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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.9% (variable) annual.
Join the 'Rewards for Abroad' scheme to earn your commission-free allowance

Nationwide Select

'tionwide Building Society Nationwide Select Logo

26 months of 0.0% interest on transfers

2.40% fee

15 months 0% interest on purchases

0.5% unlimited cashback

15.9% APR

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Representative Example: Representative 15.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 15.9% (variable) annual.
Available to new & existing Flex account holders. Plus 0.5% unlimited cashback.

Tesco Clubcard Credit Card 25 Months

Tesco Bank Tesco Clubcard Credit Card 25 Months Logo

25 months of 0.0% interest on transfers

1.99% fee

3 months 0% interest on purchases

Tesco Clubcard points

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
Benefit from a balance transfer fee of 1.99%

Lloyds Bank Platinum Balance Transfer Card

Lloyds Bank Lloyds Bank Platinum Balance Transfer Card Logo

24 months of 0.0% interest on transfers

1.50% fee

3 months 0% interest on purchases

No rewards

17.9% APR

Can I get this card?

Check now
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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.95% (variable) annual.
Balance Transfer fee refund - refunds part of a 3% fee so overall a 1.5% fee is payable

Halifax Balance Transfer 24 Months

Halifax Halifax Balance Transfer 24 Months Logo

24 months of 0.0% interest on transfers

1.50% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Can I get this card?

Check now
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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.95% (variable) annual.
***APR and length of 0% period are dependent on your personal circumstances***

AA Balance Transfer Existing Customers

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24 months of 0.0% interest on transfers

2.90% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

National Trust Credit Card

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24 months of 0.0% interest on transfers

2.99% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

RSPCA Visa Card

placeholder card logo

24 months of 0.0% interest on transfers

2.99% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

WWF Credit Card

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24 months of 0.0% interest on transfers

2.99% fee

3 months 0% interest on purchases

Points

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

British Heart Foundation Credit Card

placeholder card logo

24 months of 0.0% interest on transfers

2.99% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Norwich & Peterborough Credit Card

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24 months of 0.0% interest on transfers

2.99% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 16.9% (variable) annual.

Breakthrough Breast Cancer Credit Card

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24 months of 0.0% interest on transfers

2.99% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

MBNA Everyday Credit Card

MB' Ltd  MBNA Everyday Credit Card Logo

21 months of 0.0% interest on transfers

1.50% fee

11 months 0% interest on purchases

No rewards

14.9% APR

Can I get this card?

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Representative Example: Representative 14.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 14.9% (variable) annual.
A credit card designed for all your everyday spending plus benefit from a low balance transfer fee

First Direct Black

placeholder card logo

20 months of 0.0% interest on transfers

2.90% fee

No 0% intro

No rewards

19.9% APR

Representative Example: Representative 19.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.36% (variable) annual.

First Direct Gold

placeholder card logo

20 months of 0.0% interest on transfers

2.90% fee

No 0% intro

No rewards

16.9% APR

Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 15.78% (variable) annual.

Barclaycard Platinum Purchase

Barclaycard Platinum Purchase Logo

19 months of 0.0% interest on transfers

2.49% fee

14 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
0% on new purchases for 14 months and balance transfers for 19 months

Post Office

Post Office Ltd Post Office Logo

18 months of 0.0% interest on transfers

0.70% fee

3 months 0% interest on purchases

No rewards

17.8% APR

Can I get this card?

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Representative Example: Representative 17.8% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.8% (variable) annual.
0% commission on purchases overseas plus no cash advance fee on travel money

Post Office Classic Card

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18 months of 0.0% interest on transfers

0.70% fee

3 months 0% interest on purchases

No rewards

22.9% APR

Representative Example: Representative 22.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 22.9% (variable) annual.

Natwest Private Black Credit Card

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18 months of 0.0% interest on transfers

2.90% fee

6 months 0% interest on purchases

No rewards

14.9% APR

Representative Example: Representative 14.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 14.94% (variable) annual.

RBS Private Black Credit Card

placeholder card logo

18 months of 0.0% interest on transfers

2.90% fee

6 months 0% interest on purchases

No rewards

14.9% APR

Representative Example: Representative 14.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 14.94% (variable) annual.

Barclaycard Platinum 18 Months

Barclaycard Platinum 18 Months Logo

18 months of 0.0% interest on transfers

2.90% fee

3 months 0% interest on purchases

No rewards

24.9% APR

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Representative Example: Representative 24.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 24.9% (variable) annual.
0% interest on balance transfers for 18 months from account opening. Available to those with a fair credit rating

Santander Low Balance Transfer Fee

Santander Santander Low Balance Transfer Fee Logo

17 months of 0.0% interest on transfers

0.90% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Can I get this card?

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
Pay no interest on your transferred balance for 17 months

AA Balance Transfer

AA AA Balance Transfer Logo

16 months of 0.0% interest on transfers

2.90% fee

3 months 0% interest on purchases

AA Reward points

17.9% APR

Can I get this card?

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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.9% (variable) annual.
Save money on existing credit and store card balances plus earn reward points

Sainsbury's Nectar Credit Card

Sainsbury's Bank Sainsbury's Nectar Credit Card Logo

16 months of 0.0% interest on transfers

3.00% fee

16 months 0% interest on purchases

Nectar points

16.9% APR

Can I get this card?

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Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 16.94% (variable) annual.
Collect double Nectar points on your Sainsbury's shopping

Lloyds Bank Platinum

Lloyds Bank Lloyds Bank Platinum Logo

15 months of 0.0% interest on transfers

0.70% fee

6 months 0% interest on purchases

No rewards

17.9% APR

Can I get this card?

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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.95% (variable) annual.
Balance transfer fee refund offer- reduces 3% fee to a low 0.7%

Bank of Scotland Low Fee

Bank of Scotland Low Fee Logo

15 months of 0.0% interest on transfers

0.70% fee

6 months 0% interest on purchases

No rewards

17.9% APR

Can I get this card?

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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.95% (variable) annual.
***APR and length of 0% period are dependent on your personal circumstances***

Halifax All in One

Halifax Halifax All in One Logo

15 months of 0.0% interest on transfers

0.80% fee

15 months 0% interest on purchases

No rewards

17.9% APR

Can I get this card?

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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.95% (variable) annual.
***APR is dependent on your personal circumstances***

Halifax All in One Card Credit Card

placeholder card logo

15 months of 0.0% interest on transfers

0.80% fee

15 months 0% interest on purchases

No rewards

17.9% APR

Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.95% (variable) annual.

TSB Platinum Balance Transfer Card

placeholder card logo

15 months of 0.0% interest on transfers

0.80% fee

3 months 0% interest on purchases

No rewards

17.9% APR

Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.95% (variable) annual.

Hilton HHonors Platinum Card

placeholder card logo

15 months of 0.0% interest on transfers

2.99% fee

No 0% intro

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Lloyds Bank Credit Card

Lloyds Bank Lloyds Bank Credit Card Logo

13 months of 0.0% interest on transfers

1.00% fee

13 months 0% interest on purchases

No rewards

17.9% APR

Can I get this card?

Check now
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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.95% (variable) annual.
Balance Transfer fee refund - refunds part of a 3% fee so overall a 1% fee is payable

Bank of Scotland Platinum Purchase

Bank of Scotland Platinum Purchase Logo

13 months of 0.0% interest on transfers

1.00% fee

13 months 0% interest on purchases

No rewards

17.9% APR

Can I get this card?

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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.9% (variable) annual.
***APR and length of 0% period are dependent on your personal circumstances***

TSB Platinum Purchase Card

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13 months of 0.0% interest on transfers

1.00% fee

13 months 0% interest on purchases

No rewards

17.9% APR

Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.95% (variable) annual.

Lloyds Bank Choice Rewards

Lloyds Bank Lloyds Bank Choice Rewards Logo

13 months of 0.0% interest on transfers

3.00% fee

13 months 0% interest on purchases

Choice points

22.7% APR

Can I get this card?

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Representative Example: Representative 22.7% APR variable. Based on £24 annual fee assumed borrowing of £1200. Rate of interest 17.95% (variable) annual.
Double Choice points for the first 6 months on your American Express Card

Lloyds Bank Choice Rewards

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13 months of 0.0% interest on transfers

3.00% fee

13 months 0% interest on purchases

No rewards

22.7% APR

Representative Example: Representative 22.7% APR variable. Based on £24 annual fee and assumed borrowing of £1200. Rate of interest 17.95% (variable) annual.

Sainsbury's Nectar Low Fee

Sainsbury's Bank Sainsbury's Nectar Low Fee Logo

12 months of 0.0% interest on transfers

0.50% fee

12 months 0% interest on purchases

Nectar points

18.9% APR

Can I get this card?

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.94% (variable) annual.
Benefit from a low balance transfer fee, plus earn Nectar points as you spend

Tesco Clubcard Credit Card with Low BT Fee

Tesco Bank Tesco Clubcard Credit Card with Low BT Fee Logo

12 months of 0.0% interest on transfers

0.65% fee

12 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.941% (variable) annual.
Earn 1 point for every £4 spend in each purchase transaction (£4 min)

M&S Credit Card

M&S Bank M&S Credit Card Logo

12 months of 0.0% interest on transfers

2.90% fee

15 months 0% interest on purchases

M&S Rewards

16.9% APR

Can I get this card?

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Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 16.9% (variable) annual.
Earn M&S points every time you shop with your card

Marriott Rewards Credit Card

placeholder card logo

12 months of 0.0% interest on transfers

2.90% fee

No 0% intro

No rewards

16.9% APR

Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 16.9% (variable) annual.

Asda Money Credit Card

placeholder card logo

12 months of 0.0% interest on transfers

2.90% fee

6 months 0% interest on purchases

No rewards

14.9% APR

Representative Example: Representative 14.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 15% (variable) annual.

M&S Bank Credit Card

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12 months of 0.0% interest on transfers

2.90% fee

15 months 0% interest on purchases

Points

16.9% APR

Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 16.9% (variable) annual.

Yorkshire Bank Gold

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12 months of 0.0% interest on transfers

3.00% fee

17 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Gold Credit Card

placeholder card logo

12 months of 0.0% interest on transfers

3.00% fee

17 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

PDSA Credit Card

placeholder card logo

12 months of 0.0% interest on transfers

3.00% fee

3 months 0% interest on purchases

No rewards

16.9% APR

Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 16.9% (variable) annual.

Flybe Credit Card

placeholder card logo

12 months of 0.0% interest on transfers

3.00% fee

No 0% intro

Points

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Dogs Trust Credit Card

placeholder card logo

12 months of 0.0% interest on transfers

3.00% fee

3 months 0% interest on purchases

No rewards

16.9% APR

Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 16.9% (variable) annual.

AA Rewards

AA AA Rewards Logo

12 months of 0.0% interest on transfers

3.00% fee

10 months 0% interest on purchases

AA Rewards points

16.9% APR

Can I get this card?

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Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 16.9% (variable) annual.
Earn Rewards Points towards cashback shopping vouchers and more

WSPA Credit Card

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12 months of 0.0% interest on transfers

3.00% fee

3 months 0% interest on purchases

No rewards

16.9% APR

Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 16.9% (variable) annual.

Born Free Foundation Credit Card

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12 months of 0.0% interest on transfers

3.00% fee

3 months 0% interest on purchases

No rewards

16.9% APR

Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 16.9% (variable) annual.

Miles & More American Express

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12 months of 0.0% interest on transfers

3.00% fee

3 months 0% interest on purchases

No rewards

16.9% APR

Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 16.9% (variable) annual.

Miles & More Visa

placeholder card logo

12 months of 0.0% interest on transfers

3.00% fee

3 months 0% interest on purchases

No rewards

16.9% APR

Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 16.9% (variable) annual.

Cats Protection Credit Card

placeholder card logo

12 months of 0.0% interest on transfers

3.00% fee

3 months 0% interest on purchases

No rewards

16.9% APR

Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 16.9% (variable) annual.

Great Ormond Street Hospital Credit Card

placeholder card logo

12 months of 0.0% interest on transfers

3.00% fee

3 months 0% interest on purchases

No rewards

16.9% APR

Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 16.9% (variable) annual.

mencap Credit Card

placeholder card logo

12 months of 0.0% interest on transfers

3.00% fee

3 months 0% interest on purchases

No rewards

16.9% APR

Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 16.9% (variable) annual.

Rotary International Credit Card

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12 months of 0.0% interest on transfers

3.00% fee

3 months 0% interest on purchases

No rewards

16.9% APR

Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 16.9% (variable) annual.

Royal British Legion Credit Card

placeholder card logo

12 months of 0.0% interest on transfers

3.00% fee

3 months 0% interest on purchases

No rewards

16.9% APR

Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 16.9% (variable) annual.

British Parachute Association Credit Card

placeholder card logo

12 months of 0.0% interest on transfers

3.00% fee

3 months 0% interest on purchases

No rewards

16.9% APR

Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 16.9% (variable) annual.

Guide Dogs For The Blind Credit Card

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12 months of 0.0% interest on transfers

3.00% fee

3 months 0% interest on purchases

No rewards

16.9% APR

Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 16.9% (variable) annual.

Creation Balance Transfer

placeholder card logo

12 months of 0.0% interest on transfers

5.00% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 19% (variable) annual.

Barclaycard Freedom Rewards

Barclaycard Freedom Rewards Logo

9 months of 0.0% interest on transfers

2.90% fee

No 0% intro

Freedom Rewards points

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
Get 10500 Freedom Bonus Points worth £30 when you spend £500 in the first three months

Barclaycard Freedom Rewards

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9 months of 0.0% interest on transfers

2.90% fee

No 0% intro

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Barclaycard Freedom Rewards

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9 months of 0.0% interest on transfers

2.90% fee

No 0% intro

No rewards

29.9% APR

Representative Example: Representative 27.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 27.9% (variable) annual.

Bank of Ireland Mastercard

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9 months of 0.0% interest on transfers

2.98% fee

3 months 0% interest on purchases

No rewards

17.9% APR

Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.9% (variable) annual.

Bank of Ireland Gold

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9 months of 0.0% interest on transfers

2.98% fee

3 months 0% interest on purchases

No rewards

16.9% APR

Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 16.9% (variable) annual.

Bank of Ireland Queen's Affinity Credit Card

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9 months of 0.0% interest on transfers

2.98% fee

3 months 0% interest on purchases

No rewards

17.9% APR

Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.9% (variable) annual.

Saga Platinum

Saga Saga Platinum Logo

9 months of 0.0% interest on transfers

3.00% fee

9 months 0% interest on purchases

No rewards

11.9% APR

Can I get this card?

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Representative Example: Representative 11.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 11.3% (variable) annual.
Available to customers over 50. No fee when spending abroad

Maximiles Credit Card

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9 months of 0.0% interest on transfers

3.00% fee

3 months 0% interest on purchases

No rewards

17.9% APR

Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.9% (variable) annual.

Santander Purchase Credit Card

Santander Santander Purchase Credit Card Logo

9 months of 0.0% interest on transfers

3.00% fee

18 months 0% interest on purchases

No rewards

18.9% APR

Can I get this card?

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
Market-leading 0% purchase period- pay no interest for 18 months

Bank of Scotland Classic Card

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6 months of 0.0% interest on transfers

1.00% fee

3 months 0% interest on purchases

No rewards

25.9% APR

Representative Example: Representative 23.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 23.9% (variable) annual.

Lloyds Bank Classic Card

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6 months of 0.0% interest on transfers

1.00% fee

3 months 0% interest on purchases

No rewards

25.9% APR

Representative Example: Representative 23.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 23.95% (variable) annual.

TSB Classic Card

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6 months of 0.0% interest on transfers

1.00% fee

3 months 0% interest on purchases

No rewards

23.9% APR

Representative Example: Representative 23.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 23.95% (variable) annual.

Virgin Atlantic Black Card Account

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6 months of 0.0% interest on transfers

2.00% fee

No 0% intro

Points

52.1% APR

Representative Example: Representative 52.1% APR variable. Based on £140 annual fee and assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Virgin Atlantic White Card Account

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6 months of 0.0% interest on transfers

2.00% fee

No 0% intro

Points

17.9% APR

Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.9% (variable) annual.

American Airlines AAdavantage

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6 months of 0.0% interest on transfers

2.00% fee

12 months 0% interest on purchases

No rewards

17.9% APR

Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.9% (variable) annual.

Virgin Atlantic Black Credit Card Account

placeholder card logo

6 months of 0.0% interest on transfers

2.00% fee

No 0% intro

Points

52.1% APR

Representative Example: Representative 52.1% APR variable. Based on £140 annual fee, assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Virgin Atlantic White Credit Card Account

placeholder card logo

6 months of 0.0% interest on transfers

2.00% fee

No 0% intro

Points

17.9% APR

Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.9% (variable) annual.

American Airlines AAdavantage Visa

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6 months of 0.0% interest on transfers

2.00% fee

12 months 0% interest on purchases

No rewards

17.9% APR

Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.9% (variable) annual.

Etihad Guest Credit Card Account

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6 months of 0.0% interest on transfers

2.00% fee

12 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Etihad Guest Credit Card Account

placeholder card logo

6 months of 0.0% interest on transfers

2.00% fee

12 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Skywards Credit Card

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6 months of 0.0% interest on transfers

2.00% fee

12 months 0% interest on purchases

No rewards

17.9% APR

Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.9% (variable) annual.

Skywards Credit Card

placeholder card logo

6 months of 0.0% interest on transfers

2.00% fee

12 months 0% interest on purchases

No rewards

17.9% APR

Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.9% (variable) annual.

Skywards Elite Credit Card

placeholder card logo

6 months of 0.0% interest on transfers

2.00% fee

12 months 0% interest on purchases

No rewards

55.1% APR

Representative Example: Representative 55.1% APR variable. Based on £150 annual fee, assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Skywards Elite Credit Card

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6 months of 0.0% interest on transfers

2.00% fee

12 months 0% interest on purchases

No rewards

55.1% APR

Representative Example: Representative 55.1% APR variable. Based on £150 annual fee and assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

MileagePlus Credit Card

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6 months of 0.0% interest on transfers

2.00% fee

12 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

MileagePlus Credit Card

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6 months of 0.0% interest on transfers

2.00% fee

12 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

John Lewis Partnership Card

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6 months of 0.0% interest on transfers

2.50% fee

6 months 0% interest on purchases

Points

16.9% APR

Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 16.9% (variable) annual.

Lastminute.com Credit Card

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6 months of 0.0% interest on transfers

2.50% fee

9 months 0% interest on purchases

Points

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Bank of Ireland MoneyBack

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6 months of 0.0% interest on transfers

2.98% fee

3 months 0% interest on purchases

No rewards

17.9% APR

Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.9% (variable) annual.

MoneyBack Gold Credit Card

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6 months of 0.0% interest on transfers

2.98% fee

3 months 0% interest on purchases

No rewards

17.9% APR

Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.9% (variable) annual.

Bank of Ireland Ulster Rugby Credit Card

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6 months of 0.0% interest on transfers

2.98% fee

6 months 0% interest on purchases

No rewards

17.9% APR

Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.9% (variable) annual.

Save the Children Credit Card

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6 months of 0.0% interest on transfers

3.00% fee

6 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

RSPB Credit Card

placeholder card logo

6 months of 0.0% interest on transfers

3.00% fee

6 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Lloyds Bank Private Banking High Net Worth Card

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6 months of 0.0% interest on transfers

3.00% fee

No 0% intro

No rewards

76.0% APR

Representative Example: Representative 76% APR variable. Based on £250 annual fee and assumed borrowing of £1200. Rate of interest 10.94% (variable) annual.

Halifax 17 Month Purchase Credit Card

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6 months of 0.0% interest on transfers

3.00% fee

17 months 0% interest on purchases

No rewards

16.9% APR

Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 16.95% (variable) annual.

TSB Avios Credit Card

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6 months of 0.0% interest on transfers

3.00% fee

No 0% intro

No rewards

17.9% APR

Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.95% (variable) annual.

TSB Premier Avios

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6 months of 0.0% interest on transfers

3.00% fee

No 0% intro

No rewards

23.7% APR

Representative Example: Representative 23.7% APR variable. Based on £50 annual fee, assumed borrowing of £1200. Rate of interest 13.95% (variable) annual.

TSB Premier Avios

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6 months of 0.0% interest on transfers

3.00% fee

No 0% intro

No rewards

13.9% APR

Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 13.95% (variable) annual.

TSB Avios Credit Card

placeholder card logo

6 months of 0.0% interest on transfers

3.00% fee

No 0% intro

No rewards

17.9% APR

Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.9% (variable) annual.

TSB Premier Avios Credit Card

placeholder card logo

6 months of 0.0% interest on transfers

3.00% fee

No 0% intro

No rewards

23.7% APR

Representative Example: Representative 23.7% APR variable. Based on £50 annual fee, assumed borrowing of £1200. Rate of interest 13.95% (variable) annual.

TSB Premier Avios Credit Card

placeholder card logo

6 months of 0.0% interest on transfers

3.00% fee

No 0% intro

No rewards

13.9% APR

Representative Example: Representative 21.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 13.9% (variable) annual.

TSB Premier Avios Credit Card

placeholder card logo

6 months of 0.0% interest on transfers

3.00% fee

No 0% intro

No rewards

23.7% APR

Representative Example: Representative 23.7% APR variable. Based on £50 annual fee, assumed borrowing of £1200. Rate of interest 13.95% (variable) annual.

TSB Premier Avios Credit Card

placeholder card logo

6 months of 0.0% interest on transfers

3.00% fee

No 0% intro

No rewards

13.9% APR

Representative Example: Representative 23.7% APR variable. Based on £50 annual fee and assumed borrowing of £1200. Rate of interest 13.95% (variable) annual.

TSB Avios Credit Card

placeholder card logo

6 months of 0.0% interest on transfers

3.00% fee

No 0% intro

No rewards

17.9% APR

Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.95% (variable) annual.

TSB Premier Avios Credit Card

placeholder card logo

6 months of 0.0% interest on transfers

3.00% fee

No 0% intro

No rewards

23.7% APR

Representative Example: Representative 23.7% APR variable. Based on £50 annual fee, assumed borrowing of £1200. Rate of interest 13.95% (variable) annual.

TSB Premier Avios Credit Card

placeholder card logo

6 months of 0.0% interest on transfers

3.00% fee

No 0% intro

No rewards

13.9% APR

Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 13.95% (variable) annual.

Everton FC Credit Card

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6 months of 0.0% interest on transfers

5.00% fee

No 0% intro

Points

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 19% (variable) annual.

Wolves Credit Card

placeholder card logo

6 months of 0.0% interest on transfers

5.00% fee

No 0% intro

Points

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

West Bromwich Albion Credit Card

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6 months of 0.0% interest on transfers

5.00% fee

No 0% intro

Points

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Fulham F.C Credit Card

placeholder card logo

6 months of 0.0% interest on transfers

5.00% fee

No 0% intro

Points

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Leeds United FC Credit Card

placeholder card logo

6 months of 0.0% interest on transfers

5.00% fee

No 0% intro

Points

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Rams Card

placeholder card logo

6 months of 0.0% interest on transfers

5.00% fee

No 0% intro

Points

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 19% (variable) annual.

Owls Credit Card

placeholder card logo

6 months of 0.0% interest on transfers

5.00% fee

No 0% intro

Points

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Creation Purchases

placeholder card logo

6 months of 0.0% interest on transfers

5.00% fee

9 months 0% interest on purchases

Points

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 19% (variable) annual.

Danske Bank Standard Visa Credit Card

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5 months of 0.0% interest on transfers

0.00% fee

5 months 0% interest on purchases

No rewards

22.9% APR

Representative Example: Representative 22.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 22.9% (variable) annual.

Tesco Clubcard Credit Card with Low APR

Tesco Bank Tesco Clubcard Credit Card with Low APR Logo

3 months of 0.0% interest on transfers

0.00% fee

3 months 0% interest on purchases

No rewards

7.8% APR

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Representative Example: Representative 7.8% APR variable. Based on assumed borrowing of £1200. Rate of interest 7.84% (variable) annual.
Earn 1 point for every £4 spend in each purchase transaction (£4 min)

Tesco ClubCard Credit Card for Purchases

Tesco Bank Tesco ClubCard Credit Card for Purchases Logo

3 months of 0.0% interest on transfers

2.90% fee

19 months 0% interest on purchases

Tesco Clubcard points

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.941% (variable) annual.
Earn 1 point for every £4 spend in each purchase transaction (£4 min)
 

Your guide to credit cards

  • What you’ll need to know:
  • Balance transfer cards explained: how do balance transfers work?
  • Picking the right card
  • Types of balance transfer cards

Credit cards terms

  • Balance transfer
  • Balance transfer fee
  • Balance transfer introductory period