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Balance transfer credit cards

Balance transfer credit cards can be great tools to help you save money. They allow you to transfer money from one credit card to a new one, potentially saving you hundreds of pounds if you’re paying interest on your current credit card.

Provider Balance transfer intro period & rate Purchases intro period & rate Rewards Representative APR Likelihood of acceptance Actions
Balance Transfers

Barclaycard Platinum

Barclaycard Platinum Logo

33 months of 0.0% interest on transfers

2.99% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
The longest 0% balance transfer period ever available in the UK - plus for a limited time benefit from a balance transfer fee reduction from 3.5% to 2.99%

Barclaycard Platinum

placeholder card logo

32 months of 0.0% interest on transfers

0.00% fee

6 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Halifax Balance Transfer

Halifax Halifax Balance Transfer Logo

32 months of 0.0% interest on transfers

2.65% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.95% (variable) annual.
***APR is dependent on your personal circumstances***

Barclaycard Platinum 32 Months

Barclaycard Platinum 32 Months Logo

32 months of 0.0% interest on transfers

2.68% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
Balance transfer fee refund offer- a fee of 3.5% will be applied then reduced to 2.68%

MBNA Platinum Credit Card

MBNA MBNA Platinum Credit Card Logo

32 months of 0.0% interest on transfers

2.69% fee

3 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
Benefit from a lengthy introductory promotional rate on balance & money transfers

Bank of Scotland Platinum Balance Transfer

Bank of Scotland Platinum Balance Transfer Logo

32 months of 0.0% interest on transfers

2.80% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.95% (variable) annual.
***APR and length of 0% period are dependent on your personal circumstances***

Lloyds Bank Platinum

Lloyds Bank Lloyds Bank Platinum Logo

32 months of 0.0% interest on transfers

2.80% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.94% (variable) annual.
Benefit from 32 months interest free on balances transferred in the first 90 days, plus balance transfer fee reduced to 2.8% by a refund

Tesco Clubcard Credit Card for Balance Transfers

Tesco Bank Tesco Clubcard Credit Card for Balance Transfers Logo

32 months of 0.0% interest on transfers

2.90% fee

3 months 0% interest on purchases

Tesco Clubcard points

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
Earn 1 point for every £4 spend in each purchase transaction (£4 min)

Nectar Balance Transfer Credit Card

Sainsbury's Bank Nectar Balance Transfer Credit Card Logo

31 months of 0.0% interest on transfers

2.89% fee

6 months 0% interest on purchases

Nectar points

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.95% (variable) annual.
Benefit from a long interest free period on balance transfers and earn Nectar points as you spend

Halifax Balance Transfer 30 Months

Halifax Halifax Balance Transfer 30 Months Logo

30 months of 0.0% interest on transfers

2.50% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.95% (variable) annual.
***APR is dependent on your personal circumstances***

Leeds Building Society Platinum Card

placeholder card logo

30 months of 0.0% interest on transfers

2.89% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

HSBC Existing Customer Card

placeholder card logo

30 months of 0.0% interest on transfers

3.30% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Fluid Balance Transfer

fluid Fluid Balance Transfer Logo

29 months of 0.0% interest on transfers

2.90% fee

3 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
Pay no interest on your transferred balance for 29 months (2.9% fee)
 

Your guide to credit cards

  • What you’ll need to know:
  • Balance transfer cards explained: how do balance transfers work?
  • Picking the right card
  • Types of balance transfer cards

Credit cards terms

  • Balance transfer
  • Balance transfer fee
  • Balance transfer introductory period