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Balance transfer credit cards

Paying interest on your existing credit card? A balance transfer card allows you to transfer your balance from an existing card to your new card, potentially saving you hundreds of pounds in interest charges during the 0% introductory period. Consider it a new card helping you pay off debts from old cards, but at a lower rate, meaning you could be debt free quicker.


We compare 0% balance transfer deals for up to 35 months interest free, now may be the ideal time to transfer your existing debts!

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Balance Transfers

Platinum With Balance Transfer (36 Mths)

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36 months of 0.0% interest on transfers

2.99% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual. Postal address: Dept. BCR, FREEPOST MID22910, Northampton, NN4 1JP

Barclaycard Platinum

Barclaycard Platinum Image

35 months of 0.0% interest on transfers

2.99% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Benefit from 35 months interest free on transfers, plus 6 months interest free on new purchases

Barclaycard Platinum 34 Months

Barclaycard Platinum 34 Months Image

34 months of 0.0% interest on transfers

2.74% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Transfer your balance without paying any interest for 34 months

Halifax Balance Transfer

Halifax Halifax Balance Transfer Image

34 months of 0.0% interest on transfers

2.80% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Halifax's longest ever 0% balance transfer period, plus your handling fee reduced from 3% to 2.8%

Tesco Clubcard Credit Card for Balance Transfers

Tesco Bank Tesco Clubcard Credit Card for Balance Transfers Image

34 months of 0.0% interest on transfers

2.90% fee

3 months 0% interest on purchases

Tesco Clubcard points

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Doubles up as a Clubcard allowing you to earn points on your purchases, plus benefit from 34 months interest free on balance transfers

Bank of Scotland Platinum Balance Transfer

Bank of Scotland Platinum Balance Transfer Image

34 months of 0.0% interest on transfers

3.00% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Bank of Scotland's longest ever 0% balance transfer period, plus 6 months at 0% on new purchases

Lloyds Bank Platinum

Lloyds Bank Lloyds Bank Platinum Image

34 months of 0.0% interest on transfers

3.00% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.94% (variable) annual.
Transfer your balance within the first 90 days and benefit from 0% interest for up to 34 months, plus 6 months interest free on purchases

HSBC Existing Customer Card

placeholder card image

34 months of 0.0% interest on transfers

3.30% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Card Matcher is not available for this card
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.

MBNA Platinum Credit Card

MBNA MBNA Platinum Credit Card Image

33 months of 0.0% interest on transfers

2.79% fee

No 0% intro

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Benefit from 33 months interest free on balance transfers, plus money transfers at 0% for up to 24 months with a 4% handling fee

Fluid Balance Transfer

fluid Fluid Balance Transfer Image

33 months of 0.0% interest on transfers

2.88% fee

No 0% intro

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Transfer your existing balance and pay 0% for up to 33 months, plus check you're eligible before you apply

Sainsbury's Nectar Balance Transfer Card

Sainsbury's Bank Sainsbury's Nectar Balance Transfer Card Image

33 months of 0.0% interest on transfers

2.89% fee

6 months 0% interest on purchases

Nectar points

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Earn Nectar points as you spend, plus transfer your balance and pay no interest for up to 33 months with a 2.89% handling fee

Fluid Balance Transfer

fluid Fluid Balance Transfer Image

29 months of 0.0% interest on transfers

2.90% fee

3 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Transfer money into your current account and transfer your balance interest free for up to 29 months - transfer fees apply

Lloyds Bank Platinum Balance Transfer Card

Lloyds Bank Lloyds Bank Platinum Balance Transfer Card Image

28 months of 0.0% interest on transfers

1.50% fee

12 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.94% (variable) annual.
Pay no interest on your transferred balance for 28 months, with a low fee of 1.5% for balances transferred in the first 90 days

Bank of Scotland Platinum

Bank of Scotland Platinum Image

28 months of 0.0% interest on transfers

1.50% fee

12 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Exclusively available online only, Bank of Scotland's longest combined credit card offer on balance transfers and purchases

Halifax Balance Transfer 28 Months

Halifax Halifax Balance Transfer 28 Months Image

28 months of 0.0% interest on transfers

1.50% fee

12 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.95% (variable) annual. Postal address: Card Services Department, Terra Nova House, Cardiff, CF10 4PB
Transfer your balance in the first 90 days and benefit from an introductory 1.50% transfer fee

AA Balance Transfer 28 Months

AA Balance Transfer 28 Months Image

28 months of 0.0% interest on transfers

2.90% fee

3 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
The AA's longest 0% balance transfer period, plus 28 months interest free on money transfers - transfer fee's apply

TSB Platinum Balance Transfer Card 28 Months

TSB TSB Platinum Balance Transfer Card 28 Months Image

28 months of 0.0% interest on transfers

3.00% fee

3 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.94% PA (variable) annual.

Inspop.com Limited, trading as Confused.com, is a credit broker for the consumer credit products listed on our credit card pages. Confused.com provides an independent comparison service free of charge; however, we may receive a commission from some of the companies we refer you to.

 

Your guide to credit cards

  • What is a balance transfer card?
  • Types of balance transfer cards
  • Things to consider before getting a balance transfer card
  • Which providers offer balance transfer cards?

Credit cards terms

  • Balance transfer
  • Balance transfer fee
  • Balance transfer introductory period