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Balance transfer credit cards

Balance transfer credit cards can be great tools to help you save money. They allow you to transfer money from one credit card to a new one, potentially saving you hundreds of pounds if you’re paying interest on your current credit card.

Provider Balance transfer intro period & rate Purchases intro period & rate Rewards Representative APR Likelihood of acceptance Actions
Balance Transfers

Barclaycard Platinum

Barclaycard Platinum Logo

34 months of 0.0% interest on transfers

2.99% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
The longest 0% balance transfer period ever available in the UK - plus for a limited time benefit from a fee reduction from 3.5% to 2.99%

Barclaycard Platinum

placeholder card logo

33 months of 0.0% interest on transfers

0.00% fee

6 months 0% interest on purchases

No rewards

18.9% APR

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.

Barclaycard Platinum 33 Months

Barclaycard Platinum 33 Months Logo

33 months of 0.0% interest on transfers

2.79% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Transfer your balance and pay no interest for 33 months, plus your fee reduced to 2.79% by a refund

Halifax Balance Transfer

Halifax Halifax Balance Transfer Logo

33 months of 0.0% interest on transfers

2.80% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Halifax's longest ever 0% balance transfer period, plus your fee refunded from 3% to 2.8%. APR is dependent on your personal circumstances

Bank of Scotland Platinum Balance Transfer

Bank of Scotland Platinum Balance Transfer Logo

33 months of 0.0% interest on transfers

2.85% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
***APR and length of 0% period are dependent on your personal circumstances***

Lloyds Bank Platinum

Lloyds Bank Lloyds Bank Platinum Logo

33 months of 0.0% interest on transfers

2.85% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.94% (variable) annual.
Benefit from 33 months interest free on balances transferred in the first 90 days, plus your balance transfer fee reduced to 2.8% by a refund

Nectar Balance Transfer Credit Card

Sainsbury's Bank Nectar Balance Transfer Credit Card Logo

33 months of 0.0% interest on transfers

2.89% fee

6 months 0% interest on purchases

Nectar points

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Benefit from a long interest free period on balance transfers and earn Nectar points as you spend

Tesco Clubcard Credit Card for Balance Transfers

Tesco Bank Tesco Clubcard Credit Card for Balance Transfers Logo

33 months of 0.0% interest on transfers

2.90% fee

3 months 0% interest on purchases

Tesco Clubcard points

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Earn 1 point for every £4 spend in each purchase transaction (£4 min)

MBNA Platinum Credit Card

MBNA MBNA Platinum Credit Card Logo

32 months of 0.0% interest on transfers

2.69% fee

3 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Benefit from a lengthy introductory promotional rate on balance & money transfers

WWF Credit Card

WWF WWF Credit Card Logo

31 months of 0.0% interest on transfers

2.88% fee

3 months 0% interest on purchases

Donations to WWF

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Contributions are made to WWF when you use your card, including a £10 donation when you first transfer a balance.

British Heart Foundation Credit Card

British Heart Foundation Credit Card Logo

31 months of 0.0% interest on transfers

2.88% fee

3 months 0% interest on purchases

Donations to British Heart Foundation

18.9% APR

Can I get this card?

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Contributions are made to The British Heart Foundation when you use your card, including a £10 donation when you first transfer a balance.
 

Your guide to credit cards

  • What you’ll need to know:
  • Balance transfer cards explained: how do balance transfers work?
  • Picking the right card
  • Types of balance transfer cards

Credit cards terms

  • Balance transfer
  • Balance transfer fee
  • Balance transfer introductory period