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Balance transfer credit cards

Paying interest on your existing credit card? A balance transfer card allows you to transfer your balance from an existing card to your new card, potentially saving you hundreds of pounds in interest charges during the 0% introductory period. Consider it a new card helping you pay off debts from old cards, but at a lower rate, meaning you could be debt free quicker.


We compare 0% balance transfer deals for up to 36 months interest free, now may be the ideal time to transfer your existing debts!

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Provider Balance transfer intro period & rate
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Balance Transfers

Barclaycard Platinum

Barclaycard Platinum Image

36 months of 0.0% interest on transfers

2.49% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Market leading, 3 years at 0% on balance transfers, plus your handing fee reduced from 3.5% to 2.49% via refund

Halifax Balance Transfer

Halifax Halifax Balance Transfer Image

36 months of 0.0% interest on transfers

2.90% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Benefit from 3 years at 0% interest plus your handling fee reduced from 3% to 2.90%

Virgin Balance Transfer

placeholder card image

36 months of 0.0% interest on transfers

2.99% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.

Barclaycard Platinum

placeholder card image

36 months of 0.0% interest on transfers

2.99% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Bank of Scotland Platinum Balance Transfer

Bank of Scotland Platinum Balance Transfer Image

36 months of 0.0% interest on transfers

3.00% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Bank of Scotland's longest ever 0% transfer period, pay no interest for 3 years, offer exclusively available online

Barclaycard Platinum 35 Months

Barclaycard Platinum 35 Months Image

35 months of 0.0% interest on transfers

2.39% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Pay 0% for 35 months on balance transfers, plus your handling fee reduced from 3.5% to 2.39% via refund

MBNA Platinum Credit Card

MBNA MBNA Platinum Credit Card Image

35 months of 0.0% interest on transfers

2.69% fee

No 0% intro

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Transfer your balance and pay 0% for 35 months (2.69% fee), transfer money into your current account and pay 0% for 12 months (4% fee)

Tesco Clubcard Credit Card for Balance Transfers

Tesco Bank Tesco Clubcard Credit Card for Balance Transfers Image

35 months of 0.0% interest on transfers

2.70% fee

3 months 0% interest on purchases

Tesco Clubcard points

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Earn Clubcard points on all purchases, transfer your balance at 0% for 35 months, apply online and get a decision within 60 seconds

Lloyds Bank Platinum

Lloyds Bank Lloyds Bank Platinum Image

35 months of 0.0% interest on transfers

3.00% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.94% (variable) annual.
Lloyds Bank's longest ever 0% transfer period, pay no interest for 35 months, offer exclusively available online

Fluid Balance Transfer

fluid Fluid Balance Transfer Image

35 months of 0.0% interest on transfers

3.10% fee

No 0% intro

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Transfer your existing balance and pay 0% for 35 months, transfer money into your current account and pay 0% for 12 months, plus check you're eligible before you apply

Sainsbury's Nectar Balance Transfer Card

Sainsbury's Bank Sainsbury's Nectar Balance Transfer Card Image

34 months of 0.0% interest on transfers

2.89% fee

6 months 0% interest on purchases

Nectar points

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Transfer your balance and pay no interest for 34 months with a 2.89% handling fee, plus earn Nectar points as you spend

HSBC Existing Customer Card

placeholder card image

34 months of 0.0% interest on transfers

3.30% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.

Fluid Balance Transfer

fluid Fluid Balance Transfer Image

33 months of 0.0% interest on transfers

2.88% fee

No 0% intro

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Benefit from 33 months at 0% on balance transfers, plus 24 months 0% on money transfers (handling fees apply)

Barclaycard Platinum 28 Months

Barclaycard Platinum 28 Months Image

28 months of 0.0% interest on transfers

1.35% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
Transfer your balance and pay no interest for 28 months with a low handling fee of 1.35%

Lloyds Bank Platinum Balance Transfer Card

Lloyds Bank Lloyds Bank Platinum Balance Transfer Card Image

28 months of 0.0% interest on transfers

1.50% fee

12 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.94% (variable) annual.
Transfer your existing balance and pay 0% for 28 months with a low handling fee of 1.50%

Bank of Scotland Platinum

Bank of Scotland Platinum Image

28 months of 0.0% interest on transfers

1.50% fee

12 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Exclusively available online only, Bank of Scotland's longest combined credit card offer on balance transfers and purchases

Halifax Balance Transfer 28 Months

Halifax Halifax Balance Transfer 28 Months Image

28 months of 0.0% interest on transfers

1.50% fee

12 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.95% (variable) annual
Transfer your existing balance and pay 0% for 28 months with a low handling fee of 1.50%

TSB Platinum Balance Transfer Card 28 Months

TSB TSB Platinum Balance Transfer Card 28 Months Image

28 months of 0.0% interest on transfers

3.00% fee

3 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.94% PA (variable) annual.

Inspop.com Limited, trading as Confused.com, is a credit broker for the consumer credit products listed on our credit card pages. Confused.com provides an independent comparison service free of charge; however, we may receive a commission from some of the companies we refer you to.

 

Your guide to credit cards

  • Which providers offer balance transfer cards?
  • What is a balance transfer card?
  • Types of balance transfer cards
  • Things to consider before getting a balance transfer card

Credit cards terms

  • Balance transfer fee
  • What is APR?
  • Representative APR