Skip navigation

Balance transfer credit cards

Balance transfer credit cards can be great tools to help you save money. They allow you to transfer money from one credit card to a new one, potentially saving you hundreds of pounds if you’re paying interest on your current credit card.

Credit Card Matcher tool

card matcher pic

Check your chance of being accepted

  • Free and simple to use
  • No footprint on your credit record
  • Get tailored results
Search now
Provider Balance transfer intro period & rate Purchases intro period & rate Rewards Representative APR Likelihood of acceptance Actions
Balance Transfers

Barclaycard Platinum

Barclaycard Platinum Image

34 months of 0.0% interest on transfers

2.99% fee

9 months 0% interest on purchases

No rewards

18.9% APR

Card Matcher is not available for this card Apply More
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
The longest 0% balance transfer period ever available in the UK - a transfer fee of 3.5% will be applied, then reduced to 2.99% by a refund

HSBC Existing Customer Card

placeholder card image

34 months of 0.0% interest on transfers

3.30% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Card Matcher is not available for this card
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.

Barclaycard Platinum 33 Months

Barclaycard Platinum 33 Months Image

33 months of 0.0% interest on transfers

2.79% fee

9 months 0% interest on purchases

No rewards

18.9% APR

Card Matcher is not available for this card Apply More
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Transfer your balance and pay no interest for 33 months, plus your fee reduced to 2.79% by a refund

Halifax Balance Transfer

Halifax Halifax Balance Transfer Image

33 months of 0.0% interest on transfers

2.80% fee

6 months 0% interest on purchases

No rewards

18.9% APR

Can I get this card?

Check now
Apply More
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Halifax's longest ever 0% balance transfer period, plus your fee refunded from 3% to 2.8%. APR is dependent on your personal circumstances

Bank of Scotland Platinum Balance Transfer

Bank of Scotland Platinum Balance Transfer Image

33 months of 0.0% interest on transfers

2.85% fee

6 months 0% interest on purchases

No rewards

18.9% APR

Can I get this card?

Check now
Apply More
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Bank of Scotland's longest ever 0% balance transfer period ***APR and length of 0% period are dependent on your personal circumstances***

Lloyds Bank Platinum

Lloyds Bank Lloyds Bank Platinum Image

33 months of 0.0% interest on transfers

2.85% fee

6 months 0% interest on purchases

No rewards

18.9% APR

Can I get this card?

Check now
Apply More
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.94% (variable) annual.
Benefit from 33 months interest free on balances transferred in the first 90 days, plus your balance transfer fee reduced to 2.85% by a refund

Nectar Balance Transfer Credit Card

Sainsbury's Bank Nectar Balance Transfer Credit Card Image

33 months of 0.0% interest on transfers

2.89% fee

6 months 0% interest on purchases

Nectar points

18.9% APR

Can I get this card?

Check now
Apply More
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Benefit from a long interest free period on balance transfers and earn Nectar points as you spend

Tesco Clubcard Credit Card for Balance Transfers

Tesco Bank Tesco Clubcard Credit Card for Balance Transfers Image

33 months of 0.0% interest on transfers

2.90% fee

3 months 0% interest on purchases

Tesco Clubcard points

18.9% APR

Card Matcher is not available for this card Apply More
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Earn 1 Clubcard point for every £4 you spend in each purchase transaction (£4 min)

MBNA Platinum Credit Card

MBNA MBNA Platinum Credit Card Image

32 months of 0.0% interest on transfers

2.69% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Can I get this card?

Check now
Apply More
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Benefit from a lengthy 0% introductory promotional rate on balance & money transfers

Fluid Balance Transfer

fluid Fluid Balance Transfer Image

29 months of 0.0% interest on transfers

2.90% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Can I get this card?

Check now
Apply More
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Pay no interest on your transferred balance for 29 months (2.9% fee, plus 24/7 Fluid fraud protection

Virgin Balance Transfer

placeholder card image

29 months of 0.0% interest on transfers

2.99% fee

6 months 0% interest on purchases

No rewards

18.9% APR

Card Matcher is not available for this card
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.

AA Balance Transfer 28 Months

AA Balance Transfer 28 Months Image

28 months of 0.0% interest on transfers

2.90% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Can I get this card?

Check now
Apply More
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
The AA's longest 0% balance transfer period - 2.9% fee applies, plus fraud protection
 

Your guide to credit cards

  • What you’ll need to know:
  • Balance transfer cards explained: how do balance transfers work?
  • Picking the right card
  • Types of balance transfer cards

Credit cards terms

  • Balance transfer
  • Balance transfer fee
  • Balance transfer introductory period