Rias car insurance

Learn more about Rias car insurance

RIAS car insurance logo

Last reviewed 23 August 2022

Why choose Rias car insurance?

  • 24/7 claims service team
  • Uninsured driver promise
  • Lifetime guarantee on repairs

Rias offers you extras that not all other insurers provide. For instance, its uninsured driver promise means that if your car is hit by an uninsured driver your excess will be reimbursed and your no-claims bonus will be reinstated.

A courtesy car is included as standard on all comprehensive Rias car insurance policies whilst your car is being repaired by one of its approved repairers.

Rias also offer wrong fuel cover if you put diesel in your petrol engine or vice versa. Rias will pay to drain and flush your fuel tank as well as cover any damage to your engine as a result of putting the wrong fuel in at the pump.

There’s a lifetime guarantee if you make a claim and choose one of Rias’ approved repairers. All workmanship comes with a guarantee for as long as you own the car.

Onward travel cover is available if you are in an accident and your car can’t be driven. Rias will arrange transport for you and your passengers to get home or to your planned UK destination.

Whatever car insurance claims you make will be dealt with by Rias Insurance’s 24/7 UK-based claims service team.

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Who is Rias?

Rias insurance was launched in 1992. Their head office and call centres are based in Bournemouth, Dorset, and the company currently employs over 900 people. In addition to car insurance, Rias offers home and travel insurance.

Since then, Rias have established themselves as a specialist provider of car insurance for the over 50s. Rias believe drivers over 50 are more experienced and should pay less to insure their car.

They’re also open to new ideas to help you if you are an older driver. Back in 2017, Rias partnered up with Specsavers to give customers access to free eye tests and discounted glasses.

Having paid out millions in claims for motor accidents resulting in serious injury or fatalities - with many of the large losses coming from drivers over the age of 75 - Rias decided to call on customers to keep themselves and other road users safe by getting them to check that their eyesight made them legal and safe behind the wheel.

Since introducing a new eyesight question as part of the quote process and partnering up with Specsavers in 2017, thousands of customers have benefited from free eye tests.

In recognition of Rias’ safer driving initiative, Insurance Times awarded Rias the 2018 Bronze Award in its’ Customer Champion of the Year category.

Rias policy details

The standard comprehensive car insurance policy Rias offers you includes:

  • Cover for accidental or malicious damage to your vehicle, including vandalism.
  • Cover for the cost of replacing your windscreen or window glass.
  • Personal accident cover in the event of injury or death when travelling in or getting in or out of your car.
  • Rias provides medical expenses if you or your passenger are injured in an accident involving your car.
  • You're covered if personal belongings are lost or damaged in your car due to fire, accident or theft.
  • You're also covered for a replacement of your key, lock transmitter or entry card if it's lost or stolen.

Rias offers a selection of car insurance policies and types. Not all policies and types are available through our site, so the exact levels of cover and benefits may vary. Before buying car insurance, we recommend you check the cover and benefits included.

Contact Rias

You can contact Rias by phone or by filling in the form on their website.

For help with an existing policy, call 0345 650 0345. Their lines are open 8.30am - 8.00pm Monday to Friday and 8.30am - 4.00pm on Saturdays.

To speak to their claims team, you can call 0345 125 6850. This line is available 24 hours a day, 7 days a week.

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