Hedgehog car insurance

Learn more about Hedgehog car insurance

Hedgehog car insurance logo
Last reviewed 19 July 2021

The information on this page was last reviewed on 19 July 2021.

Why choose Hedgehog car insurance?

  • Like for like vehicle replacement following an accident
  • Cover against misfuelling
  • Manage your policy online

There are a number of benefits that you can expect as standard on a car insurance policy. Hedgehog’s standard and Premier comprehensive policies include cover to pay for a like-for-like replacement of your car if it’s involved in an accident that results in damages amounting to more than 59% of the last list price.

Worried about misfuelling? With Hedgehog's policies, you’re covered if you put the wrong type of fuel in your car and the tank needs to be drained and flushed. This protection also covers any damage to your car’s engine from accidental misfuelling.

If you damage your windscreen or windows, this’ll have no effect on your No-Claims Bonus. Incidentally, this element of the policy includes recalibrating your car’s ADAS (Advanced Driver Assistance System) after replacing the windscreen.

If you’d like to manage your insurance policy online to view documents or get quotes, Hedgehog offers an online platform that allows you to do this. If you're looking to cancel your policy or pay a charge, you can do that too without needing to pick up the phone.

One other way Hedgehog works to make contacting them as easy as possible is through their 24/7 chatbot. This is designed to answer most commonly-asked questions, and if they can’t, an expert will join in to assist.

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Who is Hedgehog?

Hedgehog Insurance is based in Cardiff, from where customer service and claims handling are undertaken. They focus exclusively on car insurance.

Hedgehog car insurance is underwritten by Mulsanne.

If you're wondering about the name, the company says: “Like our namesake, we provide you with the protection from the misfortunes that can happen. Our approach is simple, dependable and friendly.”

Hedgehog policy details

Hedgehog offers two types of cover, Hedgehog Car Insurance and Premier Car Insurance.

The Premier policy includes the following:

Breakdown cover

The benefits for breakdown cover include:

  • Roadside assistance
  • Nationwide recovery
  • Assistance at your home or within a one-mile radius of your home address.

Motor legal care

Premier Car Insurance also comes with Motor Legal Care, which provides:

  • Cover for legal costs of up to £100,000 following an accident that wasn’t your fault
  • Cover for defence costs if you’re prosecuted for a driving offence.

Hedgehog offers a selection of car insurance policies and types. Not all policies and types are available through our site, so the exact levels of cover and benefits may vary. Before buying car insurance, we recommend you check the cover and benefits included.

Contact Hedgehog

You can contact Hedgehog car insurance any time to register a claim on 0330 058 7330

For other claims, including damaged windscreens or breakdowns, check out the Hedgehog claims webpage.

You can also use the online chat service, which appears on the website as a purple tab, and is available between Monday and Friday, 9am to 5.30pm. Alternatively, you can email customer service at help@hedgehoginsurance.com, as well as the claims team on claims@hedgehoginsurance.com.

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