Finding cheap car insurance with Confused.com is easy. Just follow these 4 quick steps:
| Age | Average policy cost* |
|---|---|
|
20-29
|
£1,255
|
|
30-39
|
£850
|
|
40-49
|
£699
|
|
50-59
|
£552
|
|
60-69
|
£459
|
|
70+
|
£482
|
|
80+
|
£515***
|
According to our data, drivers in their 80s pay slightly more than those in their 70s. But their average policy is still around £515***, much less than the UK average of £719*.
Even with a slight rise, older drivers often have years of experience and a strong no-claims history. Comparing quotes is the best way to keep your costs low.
*UK car insurance costs - March - May 2026.
"If you’re a driver in your 80s, you might notice your insurance costs creeping up. But there are still ways to get a great deal, no matter your age. Comparing quotes is a quick and easy one, but things like getting your mileage right or looking at alternative types of cover, like black box, can have an impact too."
There are several types of car insurance to choose from, and some of them might serve the needs of drivers in their 80s better than others.
While standard car insurance might be ideal for some, other elderly drivers may want to look at types of cover like:
Looking for more ways to save on your insurance? Here’re a few tricks to try:
Paying for your insurance in one go, rather than monthly, is a quick way to save. Our data shows that those who pay yearly save money over those who pay monthly for their insurance.
The more time you spend on the road, the pricier your insurance is likely to be. Telling insurers you cover 10,000 miles a year when you only clock up 5,000 is a surefire way to drive up your insurance costs. To find out exactly how many miles you tick off each year, look at your MOT certificate.
If you’re in the market for a new car, picking up one that sits in a lower insurance group is an easy way to save.
All cars are categorised into one of 50 car insurance groups, based on things like their overall value, or difficulty to repair. Smaller, cheaper cars tend to sit in lower groups, and typically cost less on average to insure than those in higher groups.
Going for a lower group car could help you bring your insurance costs down.
Check your car’s insurance group with our car insurance group checker.
Yes, if your car is an older model, you’ll still be able to insure it.
In fact, even if your car is old enough to be considered vintage, you’ll still be able to find cover. Classic car insurance policies are tailor-made for older motors like these.
They work just like standard car insurance policies, but sometimes add in extra bells and whistles that might appeal to classic car owners - like agreed valuation clauses.
If your car isn’t quite vintage, but is still showing its age, no bother. We can help you find cover there too.
Just click or tap get a quote and we’ll do the rest to find you the right insurance at the right price.
Is a legal requirement if you're driving in the UK. Find out more about choosing the right cover at the right price.
Offers cover for owners of classic cars. For insurance purposes, a classic car can be any car that’s older than 15 years.
Lets you prove you're a safe driver, and save money on your policy, even if you're inexperienced or seen as high risk.
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