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4x4 insurance

4x4 car insurance quotes from Confused.com


  • Heavy rain or snow?  Not a problem with a 4x4! 
  • Upgrading to a 4x4 for more room? 
  • Make a molehill out of a mountain with your off roader 


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4x4's - Let's begin

Whilst four wheel drive was traditionally associated with off road cars, it's now common to find more road cars, sports cars and supercars fitting it as standard.

Many SUV's offer a cross between a traditional road car and a fully blown 4x4 but may not be properly suited for heading off road, these are also known as 'soft-roaders'

Pros of choosing a four wheel drive car

  • Provides better road control as all four wheels are powered simultaneously rather than just powering the front or rear wheels as on a standard 4x2 car (usually referred to front or rear wheel drive)
  • Newer SUV's and kitted out 4x4's such as the Land Rover Evoque provide some of the most luxurious drives you can get
  • If you prefer a higher driving position, many provide better visibility whilst driving
  • Ground clearance is higher than other cars
  • If you're a farmer, need to get around rough terrain or need a robust car to ferry around equipment for work, they offer plenty of boot space and aren't afraid of getting dirty

    4x4 insurance

    Whether yours is a Chelsea tractor a hard working land rover or you've got your hands on a sports car like the Porsche Carrera 911 4s, you'll want to make sure you're insured.

    If you have a pickup and are looking for insurance, you'll need to use our van insurance process. This is because generally 4x4s are classified as cars and pickup trucks are not due to their longer wheel base and the fact they often exceed 3.5 tonnes.

    To go ahead and get a quote for your off-roader, click on the 'Get a quote' button at the top of the page to start the quote process. You can make the process quicker for yourself by having some information ready:

    • Details about you - Your licence, any driving convictions you hold, your address etc.
    • The car - Either the registration number or make and model, how much it's worth etc.
    • Additional drivers - Details of any additional drivers you want added to the policy
    • Policy details - The type of policy you're looking for, when you want it to start etc.

    If you need more advice before getting a quote, take a look at our car insurance guides section where there's lots of useful information including understanding the different policy types and how/when to make a claim.

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    What can I do with a 4x4?

    • They're great for towing - whether that's a caravan for your summer holidays a boat to hit the water in or a trailer to take rubbish to the tip
    • With the UK experiencing an extreme range of weather such as flooding and snowfall, a 4x4 can take it all in its stride and keep you mobile
    • If you fancy exploring the great outdoors, they're great for covering rough, wet and soft terrain whilst you stay comfy in the drivers seat

    What should I know about 4x4's?

    • With more mechanical parts involved in driving an off road car, the reliability and potential break down risk is worse than standard cars
    • Because they are often larger and heavier, their fuel efficiency can suffer

    If you're in the market for a 4x4 take a look at reviews from our motoring journalist Tim Barnes-Clay:

    Land Rover Freelander 2
    Range Rover Sport
    Hyundai Santa Fe
    Chevrolet Captiva
    Porsche 911 Carrera 4