Pregnancy travel insurance

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Pregnancy travel insurance
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Are you expecting? Need some help with travel policies?

What is travel insurance for mums to be?

If you’re an expectant mother planning a holiday, you’ll be keen to ensure you’re able to travel with complete peace of mind. Travel insurance could cover you for any unexpected complications, like medical emergencies, holiday cancellations and lost luggage.
  • Generally speaking, most insurers will allow you to travel during your pregnancy unless you are advised against it by your doctor
  • Although pregnancy travel insurance doesn't provide cover for events arising from a normal pregnancy, you could however be covered for complications and unforeseen events whilst travelling

What to look out for when getting travel insurance?

  • Each insurer and airline has different policies with regards to how far into your pregnancy you're allowed to travel, so check before making travel plans. As a rule of thumb, travelling during your third trimester could be riskier, so consult your doctor beforehand.
  • Airline and travel insurance policies differ so it's important to check their policies for pregnant women before buying and travelling.
  • Check the policy documents before taking out a policy, and make special note of any exclusions and what their terms are on pregnant travellers.
  • Different rules could also apply to different ways of travelling, so travelling by sea can be different to travelling by air.

What could travel insurance cover?

  • Medical treatment could be covered if you're unwell or have any complications whilst abroad
  • Emergency repatriation back to the UK if you're unable to travel by your pre-booked transport
  • Holiday and flight cancellations cover could cover you if you're too unwell and have been advised by your doctor not to travel
  • Cover for your luggage and money in case they are lost, stolen or damaged during your stay abroad
  • Your travel expenses such as food and alternative accommodation could be covered if there are any travel delays

Travel tips for mothers to be...

Turning up for your flight without prior notification of your pregnancy may result in them refusing you to travel. If you travel against the guidelines of the airline, your policy might be void.

Useful documents that might come in handy:

  • Your medical notes
  • An EHIC card if you're going to Europe
  • Receipts and proof of purchase to support your claim
  • A copy of your travel insurance policy, your policy number and an emergency contact telephone number

If you're travelling by car, take a look at our article on how to wear your seatbelt when you're pregnant.

Why compare travel insurance with

With so many other things on your mind, don’t let finding travel insurance become a hassle. Whether you’re in the early stages of pregnancy or your baby is almost on the way, we make the job of finding travel insurance for you and your family stress free.

  • We are UK's first and oldest insurance price comparison website, so we know a thing or two about insurance
  • We compare quotes from up to 45 travel insurers, like Protect Your Bubble and Flexi cover insurance
  • We have a list of useful guides and news articles to make your trip a little easier’s Travel Insurance solution is provided by is a trading style of Investment Discounts On-Line Ltd and is regulated and authorised by the Financial Conduct Authority. Registered office; Investment Discounts On-Line Ltd, One Coleman Street, London, EC2R 5AA. Registered in England no: 04231834. is part of the Legal & General group.