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Guide icon for cancelling life insurance

Cancelling your life insurance

It's best to think carefully before cancelling a life insurance policy. Find out the options you need to weigh up here.

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Changing your life insurance policy

Why is it a good idea to regularly review life cover to make sure it’s right for you and your family's circumstances? Find out here.

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Cheap life insurance: Is it worth the risk?

How do you get cheap life insurance without selling yourself short? Find out here.

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Critical illness cover: Should I get it?

What are the advantages of insuring yourself against becoming critically ill, rather than just getting life insurance?

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Critical illness life insurance: What is it?

Whatever form of life insurance you choose, you'll also be given a choice of a number of optional add-ons, including insurance against critical illness. But what is it?

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Decreasing or fixed-term life insurance?

Is a life insurance policy which diminishes over time best for you? Or one which pays a set lump sum? We weigh up the options here.

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Does smoking affect my life insurance premium?

To what degree does smoking tobacco affect your ability to get life insurance, and its cost? Read more >>
 
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Family medical history and your life insurance premium

Increasingly, insurers want to know about your family’s medical history. Find out more here. Read more >>
 
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How life insurance premiums are calculated

Want to know how life insurance is calculated? And how you can take steps to reduce premiums? Then read on.

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How much life insurance cover you need

How much life insurance do you need? What circumstances affect the calculation? Find out how to work out your ideal level of life cover.

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Guide icon for income protection

Income protection life insurance

Many worry about not being able to pay the mortgage - or meet other financial commitments - if made redundant or unable to work due to illness or accident. How do you put your mind at rest?

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Individual or joint life insurance policy?

What's the difference between an individual life insurance policy and a joint life insurance policy? And how do you choose the right one?

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Guide icon for over 60s Life Insurance

Inheritance tax: Cut your family's tax bill

When taking out a life insurance policy, how do you make sure your dependants' payout has the lowest possible tax charge?

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Jargon buster: A life insurance terms glossary

Do you find life insurance terms bewildering? The following brief glossary is intended to make sense of life insurance policies.

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Life insurance buyers guide

How do you best choose a cheap life insurance policy that best suits your needs? Find out here.

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Guide icon for Life insurance policy exclusions

Life insurance policy exclusions and small print

What do you need to know about life insurance policies to avoid any nasty surprises? Find out here.

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Guide icon for life insurance for men

Men's life insurance

How does life insurance for men differ from cover for women?

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Mortgage life insurance

Want to keep a roof over your dependants' heads in the event of your death? Then find out more about mortgage life insurance.

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New parents' life insurance tips

Have you got a young or even brand-new family? Having children is an important life event, and life insurance can be very helpful. Find out why here.

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Online life insurance application

Thanks to the internet, it's now easier than ever to get good, cheap life insurance cover. Find out how here.

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Guide icon for over 50s life insurance

Over 50s life insurance

Turned 50? Don't have a life insurance policy? We reveal the benefits that life insurance has to offer.

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Guide icon for over 60s Life Insurance

Over 60s life insurance

Turned 60? Don't have a life insurance policy? Learn the benefits that life cover has to offer.

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Guide incon for reviewing your policy

Overpaying on your life insurance policy: What to check for

Do you have a life insurance policy? You may be paying too much for your premiums. Here's what to check for.

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Guide icon for pension term assurance

Pension term assurance

Do you have pension term assurance? Care should be taken if you want to change your cover or switch to a new type of insurance. Find out why here.

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Guide icon for life insurance for pensioners

Pensioners' life insurance

Will you be able to leave an inheritance to your family? This is one of the most important financial concerns for pensioners.

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Policy types in life insurance

Which life insurance policy is right for you? To provide for your partner or family, there are a number of types of policy to choose from

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Reduce your life insurance quote: We show you how

How can you reduce how much you need to pay for your monthly life insurance premiums? We have some useful insights.

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Guide icon for saving money on life insurance

Save money on life insurance

When buying life insurance, ask yourself 'Is this the right type of cover for me?' And 'Is this the best price I can get?' Find out how to make your money go further here.

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Guide icon for single person life insurance

Single person life insurance: Should you take it out?

Is life insurance just for people who get married and have children? Should you take out life cover even if you're single?

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Guide image for term life insurance

Term life insurance: what is it?

Buying life insurance? How long do you want the cover to last? We examine the options.

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What is joint life insurance?

Does it make sense not only to get life insurance cover for yourself, but also for your partner? Find out more about joint policies here.

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Guide icon for whole life cover

Whole life insurance cover: What are the benefits?

Whole-of-life insurance is designed so the policy pays out a lump sum to your loved ones when you die. What are the advantages of this approach over other policies?

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Guide icon for life insurance for women

Women's life insurance

How does life insurance for women differ from cover for men?

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Matt Lloyd, Head of life insurance

Matt Lloyd, Head of Life insurance

"Don't become a statistic. Avoid being one
of many Brits who haven't got cover in
place to protect their family should the unavoidable happen."



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Jargon buster


Estate

This is a collection of all your assets, so your house, car, savings & investments etc.


Trust

A legally acknowledged arrangement to pass on your assets when you die.


Term

How long the policy lasts for, i.e. 5-40 years.


Critical illness cover

A policy that can provide you with a lump sum if you were diagnosed with a defined critical illness such as cancer, stroke, heart attack.


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