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✈ Annual multi-trip travel insurance

Frequent globetrotter? Compare policies from just £11.20*

*The cheapest annual policy is £11.20 (based on 1 adult aged 28 travelling in Europe). Prices correct on the 10/11/2014.

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How is an annual multi-trip policy different from normal?

Are you likely to go on more than one holiday this year? It's worth considering an annual travel insurance policy as it could help to make sure mishaps like illness, cancellations or lost luggage don't completely derail your holiday.

    • Covers multiple short duration trips throughout the year (from the policy start date)
    • Usually covers up to 31 days per trip (some specialist insurers could offer up to 45, 60 and 90 days cover)
    • Multi-trip policies could cover domestic and regional travel too - not just holidays abroad
    • It's worth considering a multi-trip policy even if you only go away for the weekend a few times a year - it could be more cost effective than multiple single trip policies

    What does it cover?

    • With a valid annual policy, you could be covered for any unexpected or last minute trips you might want to take
    • Any holidays you book throughout the year could have an automatic cancellation cover in place, meaning that if you were forced to cancel your holiday, you could claim back the costs of missed flights and hotels
    • You could also be covered for some adventurous sports, but make sure you check your policy to see if you're covered for any activities you might have planned!
    • You could also be covered for:

      • Medical treatment and transportation back to the UK if you fall ill or get injured abroad
      • Delays and cancellations if your flights are delayed or you have to cut your trip short due to illness or bereavement
      • Baggage and personal possessions cover, including important documents, travel money and gadgets if they are stolen or lost
      • Some insurance companies offer protection against your airline going bankrupt

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Joanne Sharp Jul 2013

grey avatar silhouette of person Excellent product, I would purchase this again but I would take it out for the year rather than just one trip.

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Sandra Hardy Jul 2013

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Travel tips:

    • Declare any pre-existing medical conditions when you take out an annual policy, including any medical conditions that you develop during the term of your policy
    • Get your policy in advance to get the full benefit of cancellations cover, check for any exclusions and if there is an excess on the policy (find out more)
    • Report your items lost or stolen within 24 hours to the police before you make a claim
    • Annual multi-trip policies usually put a cap on how many days you could travel consecutively - this is usually 31 days, so it might be worth looking into backpackers travel insurance which could cover you for a much longer period

Take a look at our list of top 10 travel apps that could make your travelling much easier!

    Why compare quotes through

    When you travel several times a year, you’d rather not spend hours tracking down individual insurance quotes for each holiday. So we hope you’ll be impressed with our comparison engine.

    • We are the first and oldest UK insurance price comparison site, so we are experts in our field
    • Your policy documents could be emailed to you within one hour of purchase (please enter your email address carefully and check any junk or spam folders)
    • Take a look at our travel guides to make the most of your holiday; from the best day to book your holiday to claiming on your policy!’s Travel Insurance solution is provided by is a trading style of Investment Discounts On-Line Ltd and is regulated and authorised by the Financial Conduct Authority. Registered office; Investment Discounts On-Line Ltd, One Coleman Street, London, EC2R 5AA. Registered in England no: 04231834. is part of the Legal & General group.

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