We are a nation of pet lovers; our pets are seen and treated as family members. In 2012, Confused.com reported that 48% of UK households had at least one pet - that equates to 13 million households!
We all know that if anything was to happen to any of our pets, it would be just as bad as if it had happened to one of our family members. Multi-pet insurance could give you peace of mind if anything was to happen.
What is multi-pet insurance?
Multi-pet insurance allows you to tie all of your pet policies together into one. Some providers could offer a discount if you have more than one pet insurance policy with them!
Fundamentally, multi-pet insurance is the same as cat, dog, kitten and puppy insurance. It could help pay for unexpected and costly vet bills, cover cattery or kennel costs if you are suddenly taken ill while offering peace of mind that help is at hand if your playful pets suddenly go missing.
In keeping everything tied together, multi-pet could help to lower the premium and keep the amount of paperwork down!
What could these policies cover?
Depending on the provider, you could be covered for;
- Missing/lost pet costs for if your cat or dog gets a bit too inquisitive and wanders off!
- Third party liability for if they cause any accidental damage or injury to other people and their belongings
- Holiday cancellation cover for when your pet becomes ill around your favourite time of the year
- Vets' bills for sudden and unexpected illnesses and injuries
Many providers offer expert advice through 24 hour hotlines and newsletters and some can even put you in the right direction of pet sitters to help make life easier for you and more comfortable for your pets (please be aware that any costs associated with using petsitters are not included in standard policies).
If you want ideas on how you could lower your pet insurance premiums or if you're just thinking of getting a pet and simply want a bit of help, have a look at our pet guides for more guidance and information.