Recent rises in the cost of home insurance are bad enough. But if you have a criminal record...
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Most people know they can save hundreds of pounds a year on their motor insurance by building...
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One of the factors which has the biggest influence on the cost of home insurance is where you live...
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There are few things more exciting than moving into a brand-new home...
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If you’re considering renting out a property you own, think carefully about what insurance you will need...
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If you live in a rented property, you don’t have to worry about insuring the bricks and mortar. That’s the job of the landlord...
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If you own a house, insuring it is pretty simple. You need buildings insurance to cover the bricks and mortar...
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Finding insurance for a second home isn’t as easy as you think. You can’t just ring up whoever...
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There are two types of home insurance: buildings insurance and contents insurance...
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Your home is probably the biggest investment you’ll ever make. So it makes sense to protect it against problems...
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If you’re buying an electronic item or household appliance on the high street, you can guess what happens when you reach the till.
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Insurers usually offer home emergency cover as an optional extra on their contents policies – you will either be charged extra on your standard annual premium, or pay a monthly subscription fee.
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When you apply for buildings insurance for your home, the price of cover depends on how much your property would cost to be completely rebuilt in the very unlikely event it was completely destroyed.
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When you take out home contents insurance, you will be asked how much cover you want.
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If you make a claim on a home insurance policy – whether it’s your buildings or contents cover – your insurer makes a deduction from the total, and does not pay out the full amount.
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If you’re looking to save money on your home insurance, it’s a good idea to get the right level of security on your property.
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There are two types of home insurance: buildings insurance and contents insurance. These policies protect you against very different things, and many homeowners will need to take out both types of cover.
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Every home is different, but some homes are more different than others. If you choose to live in a quirky, characterful property rather than a typical two-up two-down, you might have difficulty getting standard home insurance.
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There’s no place like home, but it isn’t possible to be there all the time. Sometimes you have to leave it standing empty for lengthy periods.
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You only find out just how good your home insurance is when you make a claim. That’s when you discover whether your insurer really is as helpful as they said when you took out the policy.
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Most people set up their home insurance policy, then forget about it. They might remember it once a year at renewal, and if they’re sensible, they will then shop around for a cheaper quote.
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You won’t find out how much (or how little) you could be able to pay for home insurance until you use a price-comparison service to check the best quotes.
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There are several reasons why you might want to cancel your household insurance policy. Maybe you’ve only just taken out the policy, and have had second thoughts.
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Most of us take good care of our homes. But as Elvis Costello sang in his classic ode to the importance of home insurance: "accidents will happen".
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Most of us take good care of our homes. But as Elvis Costello sang in his classic ode to the importance of home insurance: "accidents will happen".
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While the arguments rage over whether Britain is getting warmer, it certainly appears to be getting wetter. Storms and heavy rains have given thousands of homeowners the sinking feeling that comes with seeing your home fill with water.
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Most of us take good care of our homes. But as Elvis Costello sang in his classic ode to the importance of home insurance: "accidents will happen".
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Buildings insurance covers the structure, fixtures and fittings of your home, e.g. roof, walls, ceilings, floors, doors and windows, fitted kitchens, built-in cupboards and bathroom suites.
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Contents insurance is optional. Nobody, other than yourself, is at risk of loss should a burglar take a fancy to your stuff, or should a cigarette send your belongings up in smoke.
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If you make a claim on a home insurance policy – whether it’s your buildings or contents cover – your insurer makes a deduction from the total, and does not pay out the full amount.
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Working from home – it’s peaceful, productive and free of responsibility… or is it? If you work from home, you’re responsible for making sure any home office equipment is safe and secure.
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When assessing how much building insurance you require, be aware that you only need to insure the cost of rebuilding your home and not its market value.
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When taking out buildings insurance you will be asked for your home’s rebuild cost, and this amount will decide how much you need to insure the property for.
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If you want to reduce your home insurance premiums – and who doesn’t – here are some tips that could save you money on your next quote.
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Legal expenses cover is an optional extra when you come to buy home insurance. So what does it offer?
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If you’re looking to save money on your home insurance, it’s a good idea to get the right locks fitted.
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If you’re looking to save money on your home insurance, it’s a good idea to get the right locks fitted.
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The best way to avoid accidentally invalidating a claim is to familiarise yourself with the small print.
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Student contents insurance protects your gear against theft, loss and damage, to allow you to concentrate on your studies (and having fun).
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Your home is your castle and everything within it your crown jewels, but since you probably don’t have a troop of beefeaters to stand guard, it’s a good idea to opt for some home insurance.
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