ISA

Compare easy access ISAs, fixed rate ISAs & investment ISAs

Manage your money and you could save POUNDS!

Why choose an ISA?

Beat the taxman - use your annual ISA allowance of £15,240 for the tax year 2015/16 and you can earn tax free interest on your savings. 

You can use up to your allowance in a cash ISA, a stocks & shares investment or a combination of both.  As of the 1st July 2014, there are no restrictions on how you divide your ISA allowance, so you can split your savings between cash ISAs and investments ISAs however you choose. 

If you're a UK taxpayer, an ISA could be the account for you, but with so many ISAs available, it's important to compare accounts to make sure you get the best deal. Whether you have £1 to save or £1,000, and can lock your cash away or need instant access, Confused.com can help you find the right ISA for you. We compare easy access ISAs, fixed rate ISAs & Investment ISAs.

 

Cash ISAs
Minimum opening balance Interest rate (AER) Manage your account Interest paid Transfers in accepted Unlimited free withdrawals
Vanquis

Scottish Widows E-Cash ISA £10 1.00% Online Quarterly Yes Yes Apply
Start saving from just £10. Transfers from other cash ISAs accepted. No notice period or penalties for withdrawals. Interest paid quarterly.
State Bank of India

NatWest Cash ISA £1 0.50% Branch, Phone, Online Monthly Yes Yes Apply
Access your money instantly with no withdrawal penalties.  Save up to £15,240 tax-free, and transfer in your previous ISAs- earn 1% interest on balances over £25,000.  Manage your account in branch, over the phone or online using the NatWest app.
Aldermore

RBS Cash ISA £1 0.50% Branch, Phone, Online Monthly Yes Yes Apply
Access your money instantly with no withdrawal penalties.  Save up to £15,240 tax-free, and transfer in your previous ISAs- earn 1% interest on balances over £25,000.  Manage your account in branch, over the phone or online using the RBS app.
Fixed rate ISAs under 2 years
Minimum opening balance Interest rate (AER) Manage your account Withdrawals allowed Term Additional deposits
State Bank of India


Aldermore 1 Year Fixed Rate Cash ISA £1,000 1.60%
Online, Post, Phone
Yes 1 year No Apply
Tax free fixed rate of interest so you know in advance what your savings will earn, minimum deposit £1,000.
State Bank of India


Aldermore 2 Year Fixed Rate Cash ISA £1,000 1.75%
Online, Post, Phone
Yes 2 years No Apply
Tax free fixed rate of interest so you know in advance what your savings will earn, minimum deposit £1,000.
State Bank of India


NatWest 2 Year Fixed Rate ISA £1,000 1.25%
Online, Phone
No 2 years No Apply
Earn up to 1.25%AER (variable) for £1,000 to £24,999 and AER (variable) 1.50% AER (variable) for £25,000+
Aldermore


RBS 2 Year Fixed Rate ISA £1,000 1.25% Online, Phone No 2 years No Apply
Earn up to 1.25%AER (variable) for £1,000 to £24,999 and AER (variable) 1.50% AER (variable) for £25,000+
State Bank of India


NatWest 1 Year Fixed Rate ISA £1,000 1.15% Online, Phone No 1 year No Apply
Earn up to 1.15% AER (variable) for £1,000 to £24,999 and 1.25% AER (variable) for £25,000+
Aldermore


RBS 1 Year Fixed Rate ISA £1,000 1.15% Online, Phone No 1 year No Apply
Earn up to 1.15% AER (variable) for £1,000 to £24,999 and 1.25% AER (variable) for £25,000+


Fixed rate ISAs over 2 years
Minimum opening balance Interest rate (AER) Manage your account Withdrawals allowed Term Additional deposits
State Bank of India


State Bank of India Online ISA 5 Year Fixed Deposit £15,000 2.50% Online Yes 5 years No Apply
Interest paid annually or on maturity, tax free. Includes FSCS protection up to £85,000 per depositor. There will be a loss of interest if early withdrawals/transfers are made.
Aldermore


State Bank of India Online ISA 1000 days Fixed Deposit £15,000 2.30% Online Yes 1,000 days No Apply
Interest paid annually or on maturity, tax free. Includes FSCS protection up to £85,000 per depositor. There will be a loss of interest if early withdrawals/transfers are made.
State Bank of India


Aldermore 3 Year Fixed Rate Cash ISA £1,000 1.85%
Online, Post, Phone
Yes 3 years No Apply
Tax free fixed rate of interest so you know in advance what your savings will earn, minimum deposit £1,000.