Skip navigation

✈ Activity travel insurance

Compare travel policies for the more active holidaymaker


  • Taking part in adventurous activities and sports holds a greater risk of getting injured
  • Compare cover for your medical treatment and repatriation back to the UK, as well as lost luggage and holiday cancellations
  • Whether you're bungee jumping in NZ or jet skiing in Australia, stay safe and find the right level of cover for you!


A variety of our trusted travel insurers

See all our travel insurers

What is activity travel insurance?

If you're a thrill-seeker and going off on an action-filled sports trip, your travel insurance policy could protect you against unexpected events and help you afford medical treatment should you have an accident or become ill.

    • 82% of travellers aged 18-24 admit to taking part in more adventurous behaviour on holiday, yet 50% of all British holidaymakers don't check that they're covered for risky pursuits (FCO statistics, 2012)
    • Medical treatment and repatriation costs after an accident could run into thousands of pounds if you injure yourself

Sports and activities

Make sure you check your policy documents for sports and activities that could be covered before getting your travel insurance policy (these are usually listed in the terms and conditions). Here are some of the activities that could be covered, although these could vary between insurers:

    • Paragliding
    • Safari trips
    • Cycling 
    • Golf (excludes golf equipment cover)

A standard policy won't cover activities like skiing or snowboarding, so you may want to consider taking out additional winter sports cover just in case. Many backpackers policies include cover for a greater number of adventurous activities, plus you could be covered for trips of a longer duration.

Some policies offer personal accident and liability cover as standard for some activities (these could be limited if you're taking part in more dangerous activities). Your policy might ask you to contact your insurer to check if you're covered for the activities you're planning to part take in; be sure to do this in advance. Activities that are considered to be 'hazardous' might require additional cover with a higher excess and premium.

What else could travel insurance for activity holidays cover?

    • Medical treatment, hospital transportation and repatriation back home if you fall ill or injure yourself
    • Your holiday and flights could also be covered if you cancel or cut your trip in an emergency
    • Valuables, documents, money and baggage cover could also be provided if your items are lost or stolen

Take a look at our article on why you should read the small print of your policy.

    grey avatar silhouette of person Quick, easy to use and saved me money!

    Adam Hitchings Jun 2013

    grey avatar silhouette of person Easy to navigate and find a good deal.

    Carole Daily Sep 2013

    grey avatar silhouette of person Saved money, hassle-free service, very satisfied!

    William Hardy Sep 2013

    grey avatar silhouette of person The usual excellent service, why go elsewhere?

    Colin Denton Jun 2013

    grey avatar silhouette of person A very easy to use service, and I saved money as well.

    Colin Owen Jun 2013

    grey avatar silhouette of person Easiest website to use, couple of clicks each year and it's job done.

    Daniel Johnson Jun 2013

    grey avatar silhouette of person Very fast, good and helpful quotes. Thank you.

    Gail Dewar Sep 2013

    grey avatar silhouette of person Only one thing to say, brill I saved money.

    Gerald McGarry Jun 2013

    grey avatar silhouette of person I found the site easy to find and easy to use.

    Gillian Hill Sep 2013

    grey avatar silhouette of person Very easy process. Easy to compare cover and get the best deal at the best price in the least time. What more can you ask for?

    Graham Haveron Nov 2013

    grey avatar silhouette of person It was very easy to buy with Confused.com. Yes I saved both time and money.

    Jayne Shaw Sep 2013

    grey avatar silhouette of person Very quick and easy. Also saved me money.

    Julie Pescod Dec 2013

    grey avatar silhouette of person Very easy site to use. Would use again next year.

    Leslie England Nov 2013

    grey avatar silhouette of person My experience with Confused.com was very efficient and we saved money by changing insurers.

    Lissa Wildblood Dec 2013

    grey avatar silhouette of person Quick and easy, no pressure.

    Mark Ayre Sep 2013

    grey avatar silhouette of person Excellent site, so easy to use and saved me money, many thanks.

    Michael Low Jun 2013

    grey avatar silhouette of person Excellent experience using Confused.com. Helped me save money and I was able to clearly compare between other insurers.

    Mohammed Shafiq Jun 2013

    grey avatar silhouette of person Easy to use, results are instant, everything I need in a comparison site. Well done!

    Norman Owens Sep 2013

    grey avatar silhouette of person Very good service.

    Sara Collins Sep 2013

    grey avatar silhouette of person Very good site, easy to use, found what I needed very quick.

    William Hardy Nov 2013

    Looking for specialist travel insurance?

    Family travel insurance

    Travel insurance

    Choose family insurance cover for protection and overall savings for your family

    Backpackers insurance

    Travel insurance

    Backpackers need a different type of travel insurance

    Long stay travel insurance

    Travel insurance

    We'll return long stay travel insurance quotes in a few quick clicks

    See all specialist travel insurance




    Travel tips

    • Declare any pre-existing medical conditions that you or any of your travel party might have, especially if the activity you're planning might aggravate your condition
    • Insurers could restrict what activities and sports they allow, so make sure you check any policy exclusions for the activities you're planning and contact your insurer to double check that you're covered
    • Don't base your decision purely on price as it could limit the level of cover you receive and it might have higher excess - it's best to find the policy that suits your needs
    • Take a look at some of our recommended travel apps that could make your travels a little easier

    Going on a golfing holiday? A standard travel insurance policy could cover golf as an activity, so any injuries arising from playing golf could be covered by your travel insurance. However, we don't currently offer additional golf cover for your golfing equipment, so it might be worth contacting your travel insurer to get this level of cover added to your policy.

    Want to find out more? Check out our tips on getting insurance for adventure holidays.

    Why compare travel insurance with Confused.com?

    If you are the adventurous type that likes to get wet while white water rafting or feel the rush of the air on their face while bungee jumping, then travel insurance could come in handy should anything unfortunate happen.

    Confused.com’s Travel Insurance solution is provided by theIdol.com. theidol.com is a trading style of Investment Discounts On-Line Ltd and is regulated and authorised by the Financial Conduct Authority. Registered office; 3 Mason Court, Gillan Way, Penrith 40 Business Park, Penrith, Cumbria CA11 9GR. Registered in England no: 04231834

    The outdoorsman's guide to winter clothing

    Check out our guide and find out how you should equip yourself before hitting the slopes.

    Winter sports clothes

    Do you have a travel related question?

    See all travel related questions
    Travel insurance FAQ